U
USA Check Center (formerly Check Center)
Contact
BBB:
Part of the PLS Check Cashers chain · locations
PLS Check Cashers in Indianapolis, IN
At 4701 W 38th St B in Indianapolis, IN, PLS Check Cashers provides 24-hour check cashing services and money transfer solutions.
Data compiled from public sources · Rating from CreditDoc methodology
PLS Check Cashers Review
PLS Check Cashers is located at 4701 W 38th St B in Indianapolis, IN, operating 24 hours every day of the week. This standalone location serves the Indianapolis community with convenient access to essential financial services at any hour, including late nights and weekends when many other financial institutions are closed.
At this Indianapolis location, PLS Check Cashers specializes in check cashing, money transfers, bill payments, and other quick cash services. Customers can reach the Indianapolis store at 317-677-1444 to confirm services, ask about fees, or get answers to any questions before visiting.
For Indianapolis residents, PLS Check Cashers at W 38th St provides an accessible alternative to traditional banks for urgent financial needs. Bring a valid government-issued ID and the check you want to cash; the staff will process it quickly. This Indianapolis location has earned recognition as a trusted check cashing provider for the local community.
Services & Features
ATM access
Bill payment
Cash and coins services
Check cashing
City stickers and transit cards
Fax and copy services
Foreign exchange
Government benefits processing
License plates
Money orders
Notary services
Phone top-ups
Ria Money Transfer
Title transfers
Vehicle registration and renewals
Xpectations! PLUS prepaid debit card
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 24/7 operation at all locations for maximum accessibility and convenience
- Comprehensive bundled services including check cashing, money orders, bill pay, and vehicle registration in one location
- International money transfer capability through Ria Money Transfer partnership
- Government benefits processing available, serving specific customer populations
- Notary services available for legal document authentication
- Xpectations! prepaid debit card with mobile app for account management
- Multi-state presence across 12 states provides geographic coverage
Cons
- No fee transparency disclosed on website for check cashing or money orders
- Check cashing fees typically higher than traditional banking for unbanked consumers
- Limited information about APRs, terms, or conditions for any financial products
- Prepaid debit card details sparse; no information on card fees or monthly costs
- No disclosure of foreign exchange rates or money transfer fees
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is PLS Check Cashers legitimate?
Yes. PLS Check Cashers is a registered company, headquartered in 4701 W 38th St B, Indianapolis, IN 46254.
Quick Facts
- Headquarters
- 4701 W 38th St B, Indianapolis, IN 46254
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on PLS Check Cashers
PLS Check Cashers is best for unbanked or underbanked consumers in their 12-state service area who need check cashing, money services, and practical government services like vehicle registration in a single 24/7 accessible location. The primary caveat is that check-cashing fees are not disclosed on their website, and such services typically cost significantly more than traditional banking alternatives, making them most suitable for those without bank accounts rather than as a primary choice for banked consumers.
Best For
- Unbanked and underbanked consumers needing check cashing and money services
- Individuals requiring vehicle registration and renewal services bundled with financial services
- Users seeking 24/7 accessible financial services in their 12-state service areas
- People needing government benefits processing in a single convenient location
Updated 2026-04-29
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