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PLS Check Cashers in East Cleveland, OH

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East Cleveland's PLS Check Cashers at 13520 Euclid Ave operates 24/7 for all your check cashing needs.

Data compiled from public sources

PLS Check Cashers Review

PLS Check Cashers is located at 13520 Euclid Ave in East Cleveland, OH, operating as a standalone check cashing service. The store is open 24 hours a day, seven days a week, making it available whenever you need to cash a check. Whether early morning, late night, or weekend, the East Cleveland location is ready to serve you.

This East Cleveland branch provides comprehensive check cashing services for personal and business checks. You can reach the location at +1 216-451-7994 to confirm processing times, ask about acceptable forms of ID, or inquire about any fees. The professional staff can guide you through the check cashing process quickly and efficiently.

If you're an East Cleveland resident or business owner who needs quick access to cash from your check, bring a valid government-issued ID and your check to the Euclid Ave location. PLS Check Cashers makes it simple to convert checks to cash without the hassle of traditional banking hours.

Services & Features

ATM access
Bill payment
Cash and coins
Check cashing
Fax and copy services
Foreign exchange
Government benefits payment
License plates and city stickers
Money orders
Notary services
PLS For Business services
Phone top-ups
Ria Money Transfer (domestic and international)
Title transfers
Vehicle registration and renewals
Xpectations! PLUS Debit Mastercard

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24/7 operating hours at all locations for round-the-clock access to financial services
  • Multi-state presence across 12 states provides geographic accessibility for customers
  • Comprehensive service offering combining check cashing, money transfers, bill payment, and vehicle registration in single locations
  • Ria Money Transfer partnership enables domestic and international money transfers
  • Notary services available for legal documents (wills, deeds, trusts, power of attorney)
  • Prepaid debit card option (Xpectations! PLUS Debit Mastercard) with mobile app access
  • Additional convenience services including fax, copy, ATM access, and phone top-ups

Cons

  • Check-cashing services charge fees for transactions, making them more expensive than traditional bank checking accounts
  • No credit-building benefits—transactions with PLS do not contribute to credit history or credit score improvement
  • Limited to financial transactions and administrative services without lending, savings, or investment products
  • As a check-cashing operation, primarily serves unbanked/underbanked populations rather than those seeking comprehensive banking
  • Recent privacy policy updates may indicate data collection practices that warrant consumer review

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in East Cleveland, OH. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Money services context in Ohio

Short-term lending status: Restricted

General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 16 services including Check cashing, Money orders, Bill payment, Ria Money Transfer (domestic and international), Government benefits payment, and 11 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked and underbanked consumers needing immediate check cashing and bill payment services, Individuals requiring government benefits payment or money transfer services without bank accounts, People needing vehicle registration, title transfers, and license plate services bundled with financial services, Consumers in 12-state service area seeking 24/7 access to notary services and document authentication.

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: 24/7 operating hours at all locations for round-the-clock access to financial services; Multi-state presence across 12 states provides geographic accessibility for customers; Comprehensive service offering combining check cashing, money transfers, bill payment, and vehicle registration in single locations. Areas to consider: Check-cashing services charge fees for transactions, making them more expensive than traditional bank checking accounts; No credit-building benefits—transactions with PLS do not contribute to credit history or credit score improvement.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Bancosecha, Cash Plus, CheckSmart. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
13520 Euclid Ave, East Cleveland, OH 44112
BBB Accredited
No
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS Check Cashers is profile signals for unbanked or underbanked consumers in its 12-state service area who need immediate access to check cashing, money transfers, bill payment, and administrative services like vehicle registration—particularly those who value 24/7 availability. The primary caveat is that check-cashing services charge transaction fees and do not build credit history, making them suitable for one-time or immediate financial needs rather than long-term financial development or account building.

Profile Signals

  • Unbanked and underbanked consumers needing immediate check cashing and bill payment services
  • Individuals requiring government benefits payment or money transfer services without bank accounts
  • People needing vehicle registration, title transfers, and license plate services bundled with financial services
  • Consumers in 12-state service area seeking 24/7 access to notary services and document authentication
Updated 2026-05-08

Similar Companies

Bancosecha logo

Bancosecha

Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the Spanish-speaking community.

BBB: NR

Profile signals: Spanish-speaking immigrants and residents of Columbus, Ohio needing multi-service financial hubs, Individuals sending frequent remittances to Mexico, Guatemala, or Central America

Cash Plus logo

Cash Plus

Multi-location check cashing and financial services provider in the Cincinnati area offering payday advances, money orders, and bill payment services.

BBB: NR

Profile signals: Consumers who need to cash checks and lack a traditional bank account, People who need quick access to money orders and Western Union transfers for domestic or international payments

CheckSmart logo

CheckSmart

Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location.

BBB: NR

Profile signals: Unbanked or underbanked customers needing check cashing, money orders, and basic money services, Workers seeking quick emergency cash with listed funding timing options

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in East Cleveland, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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