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PLS Check Cashers in Columbus, OH

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Columbus, OH's PLS Check Cashers at 1397 W Mound St offers 24-hour check cashing services.

Data compiled from public sources

PLS Check Cashers Review

Located at 1397 W Mound St in Columbus, OH, this PLS Check Cashers location operates 24 hours a day, seven days a week. The standalone check-cashing facility serves Columbus residents and visitors with convenient access along the Mound Street corridor.

This Columbus, OH location provides check cashing services to help you access funds quickly. For service details and inquiries, call 614-221-3472 to speak with the team.

Whether you're in the Columbus area and need to cash a check after hours or on a weekend, this 24-hour location is available whenever you are researching options. PLS Check Cashers focuses on fast, convenient service for local communities.

Services & Features

Bill Payment
Check Cashing
Fax & Copy Services
Foreign Currency Exchange
Government Benefits Processing
Money Orders
Notary Services
Phone Top-Ups & ATM Access
Ria Money Transfer (international wire transfers)
Title Transfers & License Plates
Vehicle Registration & Renewals (DMV-authorized)
Xpectations! PLUS Debit Mastercard (prepaid)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • All services — money, transportation, debit card, business — operate 24 hours a day, 7 days a week
  • DMV-authorized services (registration renewals, title transfers, license plates, city stickers) available on-site — rare for a check casher
  • Ria Money Transfer integration enables international wire transfers at the same location
  • Foreign currency exchange available for travelers and immigrants
  • Xpectations! PLUS Debit Mastercard provides unbanked customers a path to electronic payments without a bank account
  • Notary services available for wills, deeds, power of attorney, and other legal documents
  • Multi-service convenience: fax/copy, phone top-ups, ATMs, and coin exchange all under one roof

Cons

  • Fee schedule for check cashing is not disclosed on the website — consumers cannot comparison-shop before visiting
  • Check cashing fees industry-wide run 1–5% of face value, making this more expensive than a bank for the same transaction
  • No loan products offered — consumers researching emergency-cash options must look elsewhere
  • Only available in 12 states; no national footprint
  • Not FDIC-insured — the Xpectations! debit card is a prepaid product, not a bank account

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Columbus, OH. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Money services context in Ohio

Short-term lending status: Restricted

General rate context: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 12 services including Check Cashing, Money Orders, Bill Payment, Ria Money Transfer (international wire transfers), Foreign Currency Exchange, and 7 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked or underbanked consumers who need to cash checks without a bank account, Shift workers or night-shift employees who need financial services outside standard banking hours, Illinois residents who need DMV transactions (registration, title transfers) at a 24/7 location, Immigrants or frequent remittance senders needing in-person Ria Money Transfer access.

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: All services — money, transportation, debit card, business — operate 24 hours a day, 7 days a week; DMV-authorized services (registration renewals, title transfers, license plates, city stickers) available on-site — rare for a check casher; Ria Money Transfer integration enables international wire transfers at the same location. Areas to consider: Fee schedule for check cashing is not disclosed on the website — consumers cannot comparison-shop before visiting; Check cashing fees industry-wide run 1–5% of face value, making this more expensive than a bank for the same transaction.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Bancosecha, Cash Plus, CheckSmart. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1397 W Mound St, Columbus, OH 43223
BBB Accredited
No
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS Check Cashers is best suited for unbanked or underbanked consumers who need 24/7 access to check cashing, bill pay, DMV services, or international money transfers without a traditional bank account. The primary caveat is cost — fees are not disclosed online and check cashing charges are typically higher than bank-equivalent transactions, making PLS a convenience play rather than a savings play for anyone who has banking alternatives.

Profile Signals

  • Unbanked or underbanked consumers who need to cash checks without a bank account
  • Shift workers or night-shift employees who need financial services outside standard banking hours
  • Illinois residents who need DMV transactions (registration, title transfers) at a 24/7 location
  • Immigrants or frequent remittance senders needing in-person Ria Money Transfer access
Updated 2026-05-08

Similar Companies

Bancosecha logo

Bancosecha

Bancosecha is a multi-service financial center in Columbus, Ohio offering check cashing, money transfers, bill payments, notary services, and vehicle registration assistance with locations serving the Spanish-speaking community.

BBB: NR

Profile signals: Spanish-speaking immigrants and residents of Columbus, Ohio needing multi-service financial hubs, Individuals sending frequent remittances to Mexico, Guatemala, or Central America

Cash Plus logo

Cash Plus

Multi-location check cashing and financial services provider in the Cincinnati area offering payday advances, money orders, and bill payment services.

BBB: NR

Profile signals: Consumers who need to cash checks and lack a traditional bank account, People who need quick access to money orders and Western Union transfers for domestic or international payments

CheckSmart logo

CheckSmart

Cincinnati, OH's CheckSmart at 8398 Reading Rd offers quick check-cashing and money transfer services in a standalone location.

BBB: NR

Profile signals: Unbanked or underbanked customers needing check cashing, money orders, and basic money services, Workers seeking quick emergency cash with listed funding timing options

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in Columbus, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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