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PLS Check Cashers in Cicero, IL

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Cicero, IL's PLS Check Cashers at 5947 W Roosevelt Rd offers 24-hour check cashing and financial services.

Data compiled from public sources

PLS Check Cashers Review

PLS Check Cashers at 5947 W Roosevelt Rd in Cicero, IL is a standalone check-cashing facility operating 24/7 to serve the Cicero community. Located on Roosevelt Road, a busy commercial thoroughfare, this location is easy to reach whether you're a local resident or driving through the area. The 24-hour schedule means you can access check cashing services at any time of day or night, making it profiled for shift workers and anyone needing immediate financial transactions.

This Cicero location offers standard check-cashing services for personal and payroll checks, as well as other financial services common to check-cashing stores. For specific details about current services, accepted check types, or fees, contact the store directly at +1 708-656-8585. The staff can answer questions about identification requirements and help you understand the services available at this particular location.

Residents and workers throughout Cicero depend on this Roosevelt Rd location for quick, accessible check cashing when traditional banking options aren't available or convenient. Bring a valid government-issued ID and the check you want to cash. PLS Check Cashers provides a straightforward alternative to bank branches for time-sensitive financial needs.

Services & Features

ATMs
Bill Payment
Check Cashing
City Stickers & Transit Cards (Illinois)
Fax & Copy
Foreign Currency Exchange
Government Benefits Processing
Money Orders
Notary Services
Phone Top-Ups
Ria Money Transfer (international remittances)
Title Transfers & License Plates (Illinois)
Vehicle Registration & Renewals (Illinois)
Xpectations! PLUS Debit Mastercard (prepaid)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Open 24/7 — all services available around the clock, including weekends and holidays
  • Vehicle registration, title transfers, and license plate services available on-site (Illinois locations)
  • Ria Money Transfer integration for international remittances to a wide global network
  • Xpectations! PLUS Debit Mastercard provides a prepaid banking alternative for unbanked customers
  • Foreign currency exchange available alongside standard money services
  • Notary services on-site for legal documents including wills, deeds, and power of attorney
  • Operates in 12 states with a consistent service menu across locations

Cons

  • Check cashing fees are not disclosed on the website — customers cannot compare costs before visiting
  • No loan or credit products offered; does not address borrowing needs
  • Repeated use for paycheck cashing is materially more expensive than maintaining a bank account
  • No FDIC insurance or interest-bearing accounts — not a substitute for banking

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Cicero, IL. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

Illinois Department of Financial and Professional Regulation

Money services context in Illinois

Short-term lending status: Restricted

General rate context: 36% APR cap on all consumer loans (Illinois Predatory Loan Prevention Act, 2021)

Illinois enacted the Predatory Loan Prevention Act in 2021, capping all consumer loans at 36% APR including fees, effectively banning traditional payday lending. The DFPR enforces comprehensive lending regulations. Consumers can file complaints online with DFPR or the Attorney General's office.

Key state rules to check

  • The Predatory Loan Prevention Act (2021) caps all consumer loans at 36% APR including fees.
  • Traditional payday loans are effectively eliminated due to the 36% cap.
  • The Consumer Installment Loan Act regulates installment lending with additional protections.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 14 services including Check Cashing, Money Orders, Bill Payment, Ria Money Transfer (international remittances), Government Benefits Processing, and 9 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked or underbanked consumers who are researching short-term cash access from checks, Illinois residents who need vehicle registration or title transfer services outside DMV hours, Immigrants or workers sending money internationally via Ria Money Transfer, Anyone needing after-hours financial services, bill payment, or notarization.

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: Open 24/7 — all services available around the clock, including weekends and holidays; Vehicle registration, title transfers, and license plate services available on-site (Illinois locations); Ria Money Transfer integration for international remittances to a wide global network. Areas to consider: Check cashing fees are not disclosed on the website — customers cannot compare costs before visiting; No loan or credit products offered; does not address borrowing needs.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include 55th & Pulaski Currency Exchange, 63rd & Pulaski Currency Exchange, FFS - Cermak & Wabash Currrency Exchange. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5947 W Roosevelt Rd, Cicero, IL 60804
BBB Accredited
No
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS is best suited for unbanked consumers who need immediate check-to-cash conversion, international money transfers, or Illinois vehicle services outside normal business hours — all available 24/7 at a single location. The main caveat is cost: check cashing fees are not published, and frequent use for payroll deposits will erode significantly more income than a basic bank account would.

Profile Signals

  • Unbanked or underbanked consumers who are researching short-term cash access from checks
  • Illinois residents who need vehicle registration or title transfer services outside DMV hours
  • Immigrants or workers sending money internationally via Ria Money Transfer
  • Anyone needing after-hours financial services, bill payment, or notarization
Updated 2026-05-08

Similar Companies

55th & Pulaski Currency Exchange logo

55th & Pulaski Currency Exchange

55th & Pulaski Currency Exchange offers check cashing, money orders, bill payment, and vehicle registration services in Chicago with extended hours from 6 AM–10 PM weekdays.

BBB: NR

Profile signals: Unbanked or underbanked South Side Chicago residents needing check cashing and money transfer services, Vehicle owners requiring title transfers, registration renewals, and license plate services in one location

63rd & Pulaski Currency Exchange logo

63rd & Pulaski Currency Exchange

Full-service currency exchange offering check cashing, money transfers, bill pay, and government services like vehicle registration and vital records.

BBB: NR

Profile signals: Chicago residents needing simultaneous vehicle registration and financial services without visiting multiple locations, Working-class unbanked or underbanked customers requiring extended-hours check cashing and bill pay

FFS - Cermak & Wabash Currrency Exchange logo

FFS - Cermak & Wabash Currrency Exchange

FFS – Cermak Wabash Currency Exchange is a Chicago-based financial services center offering check cashing, money transfers, vehicle registration, and currency exchange in a single location.

BBB: NR

Profile signals: Immigrants and foreign nationals requiring currency exchange and check cashing, Unbanked and underbanked Chicago residents needing consolidated financial and government services

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in Cicero, IL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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