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PLS Check Cashers in Brooklyn, NY

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Brooklyn, NY's PLS Check Cashers at 1445 Myrtle Ave is open 24 hours for check cashing and money services.

Data compiled from public sources

PLS Check Cashers Review

Located at 1445 Myrtle Ave in Brooklyn, PLS Check Cashers is a standalone check cashing store serving this vibrant neighborhood. Situated in Brooklyn, NY, the store operates 24 hours a day, 7 days a week. This round-the-clock availability makes it convenient for Brooklyn residents and visitors who need quick access to check cashing services.

At this Brooklyn location, PLS Check Cashers provides check cashing, money transfers, and other financial services. You can call +1 718-906-5804 to verify service availability or ask questions about what you'll need to bring. The staff is ready to help with your check cashing needs any time of day or night.

When visiting this Brooklyn storefront, bring a valid photo ID and your check. The 24-hour service means you can access your funds whenever you need them, without waiting for standard business hours. This makes it a practical option for Brooklyn residents looking for flexible check cashing services.

Services & Features

ATM access
Bill payment
Check cashing
City stickers and transit cards
Coin and cash services
Fax and copy services
Foreign exchange services
Government benefits access and verification
License plate services
Money orders
Notary public services
PLS For Business commercial services
Phone top-ups
Ria Money Transfer (domestic and international wire transfers)
Title transfers
Vehicle registration and renewals
Xpectations! PLUS Debit Mastercard with mobile app

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 24/7 operational hours at most locations, providing after-hours financial access
  • Multi-state presence across 12 states with store locator functionality
  • Integrated government services (vehicle registration, title transfers, license plates, city stickers) in addition to financial services
  • Multiple money transfer options including Ria Money Transfer for domestic and international transfers
  • Proprietary debit card product (Xpectations! PLUS Mastercard) with mobile app access
  • Comprehensive notary services for wills, deeds, trusts, powers of attorney, and living wills
  • Government benefits access, useful for SSI/SSDI recipients

Cons

  • Check-cashing services typically carry high fees not specified on the website; standard industry fees range 1-3% of check value
  • No transparency provided on debit card fees, foreign exchange rates, or money transfer fees on public website
  • Privacy policy updates suggest extensive data collection practices; consumers must affirmatively agree to proceed
  • Geographic limitation to 12 states; unavailable in much of the US market
  • No indication of credit-building opportunities or financial literacy resources despite serving underbanked populations

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Brooklyn, NY. It does not confirm that PLS Check Cashers or this specific location is licensed.

State regulator

New York Department of Financial Services

Money services context in New York

Short-term lending status: Banned

General rate context: 16% civil usury; 25% criminal usury; payday lending banned

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Key state rules to check

  • Payday lending is banned; civil usury cap of 16% and criminal usury cap of 25% make it illegal.
  • The Department of Financial Services actively enforces against online payday lenders targeting NY residents.
  • Licensed lenders under the Banking Law may charge rates agreed upon for certain loan types.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does PLS Check Cashers offer?

PLS Check Cashers offers 17 services including Check cashing, Money orders, Bill payment, Ria Money Transfer (domestic and international wire transfers), Government benefits access and verification, and 12 more.

What profile signals are listed for PLS Check Cashers?

PLS Check Cashers has profile signals associated with Unbanked consumers without traditional bank accounts who need check cashing and bill payment services, Gig workers and contractors seeking same-day access to earnings without bank account requirements, Illinois residents needing integrated financial and vehicle registration services at a single location, Consumers sending domestic or international money transfers who value 24/7 availability.

What are the strengths and weaknesses of PLS Check Cashers?

Key strengths: 24/7 operational hours at most locations, providing after-hours financial access; Multi-state presence across 12 states with store locator functionality; Integrated government services (vehicle registration, title transfers, license plates, city stickers) in addition to financial services. Areas to consider: Check-cashing services typically carry high fees not specified on the website; standard industry fees range 1-3% of check value; No transparency provided on debit card fees, foreign exchange rates, or money transfer fees on public website.

How does PLS Check Cashers compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1445 Myrtle Ave, Brooklyn, NY 11237
BBB Accredited
No
Visit PLS Check Cashers

CreditDoc Profile Note

Research Note on PLS Check Cashers

PLS Check Cashers is profile signals for unbanked or underbanked consumers in its 12-state service area who need immediate check cashing, bill payment, or money transfer services, particularly those valuing 24/7 availability. The main caveat is that check-cashing and related financial services carry substantial undisclosed fees, and PLS does not offer credit-building or traditional banking products that could help customers transition toward mainstream financial services.

Profile Signals

  • Unbanked consumers without traditional bank accounts who need check cashing and bill payment services
  • Gig workers and contractors seeking same-day access to earnings without bank account requirements
  • Illinois residents needing integrated financial and vehicle registration services at a single location
  • Consumers sending domestic or international money transfers who value 24/7 availability
Updated 2026-05-08

Similar Companies

10th Avenue Check Cashing Corporation logo

10th Avenue Check Cashing Corporation

10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.

BBB: NR

Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop

A & S Foreign Exchange Inc logo

A & S Foreign Exchange Inc

A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.

BBB: NR

Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions

E Z Money LLC logo

E Z Money LLC

Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.

BBB: NR

Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances

Compare Your Needs With PLS Check Cashers

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Quick Summary

  • PLS Check Cashers is listed as a Check Cashing & Money Services provider in Brooklyn, NY on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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