Pittsburgh Cash Advance logo

Pittsburgh Cash Advance in Pittsburgh, PA

2.3/5

ACE Cash Express operates 14 locations in the Pittsburgh area offering check cashing, money transfers, bill payment, and prepaid card services without requiring a bank account.

Data compiled from public sources · Rating from CreditDoc methodology

Pittsburgh Cash Advance Review

ACE Cash Express is a national financial services company with a significant presence in Pittsburgh, Pennsylvania, operating 14 stores across the greater Pittsburgh region including nearby areas like Mount Oliver, McKees Rocks, Homestead, Carnegie, and McKeesport. The company has been established as a check-cashing and alternative financial services provider serving consumers who need quick access to cash and basic money services. ACE offers a comprehensive suite of alternative financial products designed for unbanked and underbanked consumers, including check cashing, money transfers, money orders, bill payment services, and ATM access.

The company has expanded beyond traditional check cashing to include banking products like the Porte mobile banking account, Flare Account online banking, and the ACE Elite prepaid Visa debit card, all serviced through Pathward, a bank chartered with FDIC insurance. What distinguishes ACE Cash Express is its extensive local footprint with multiple convenient locations throughout Pittsburgh and surrounding communities, flexible hours (some locations open as early as 9:00 AM), and a no-bank-account-required approach to check cashing. The company also provides tax preparation services and business services at Pittsburgh locations.

ACE positions itself as a consumer-friendly alternative to traditional banking, emphasizing convenience and accessibility for those without traditional bank relationships. However, consumers should be aware that while ACE provides valuable services for check cashing and money transfers, the company's prepaid card and account products involve fees and terms that should be carefully reviewed. The website provides limited transparency regarding specific fee structures for check cashing or money transfer services, which is typical for the check-cashing industry but represents a potential concern for cost-conscious consumers.

Services & Features

ACE Elite prepaid Visa debit card
ATM services
Bill payment
Business services
Check cashing (most types of checks accepted)
Flare Account online banking
Money orders
Money transfers
Porte mobile banking account with FDIC insurance
Tax preparation services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 14 convenient Pittsburgh-area locations within easy reach of most residents
  • No bank account required for check cashing services
  • Extended hours with some locations opening at 9:00 AM
  • Multiple money services available at one location: check cashing, money orders, wire transfers, bill payment
  • FDIC-insured banking products available through partnership with Pathward
  • Mobile banking app (Porte) with in-person support at physical locations
  • Tax preparation services available in Pittsburgh

Cons

  • Fee structure for check cashing and money transfers not disclosed on website
  • Limited information about specific products, terms, and conditions
  • Prepaid card and account products involve fees that are not clearly detailed online
  • Check cashing services marketed as quick and convenient but no specific processing times provided

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is Pittsburgh Cash Advance legitimate?

Yes. Pittsburgh Cash Advance is a registered company, headquartered in 505 Grant St, Pittsburgh, PA 15219.

Quick Facts

Headquarters
505 Grant St, Pittsburgh, PA 15219
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Pittsburgh Cash Advance

CreditDoc Diagnosis

Doctor's Verdict on Pittsburgh Cash Advance

ACE Cash Express is best for Pittsburgh-area residents without traditional bank accounts who need reliable check cashing and basic money services at convenient local locations. The main caveat is that specific fee structures are not transparently displayed online, so customers should inquire in-store about costs before using services.

Best For

  • Unbanked and underbanked individuals who need check cashing without a bank account
  • Consumers in Pittsburgh who need multiple money services at one convenient location
  • People seeking prepaid debit card alternatives with FDIC-insured deposit accounts
Updated 2026-04-29

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