Pittsburgh Cash Advance logo

Pittsburgh Cash Advance in Pittsburgh, PA

No stored Google rating available.

ACE Cash Express operates 14 locations in the Pittsburgh area offering check cashing, money transfers, bill payment, and prepaid card services without requiring a bank account.

Data compiled from public sources

Pittsburgh Cash Advance Review

ACE Cash Express is a national financial services company with a significant presence in Pittsburgh, Pennsylvania, operating 14 stores across the greater Pittsburgh region including nearby areas like Mount Oliver, McKees Rocks, Homestead, Carnegie, and McKeesport. The company has been established as a check-cashing and alternative financial services provider serving consumers who need quick access to cash and basic money services. ACE offers a comprehensive suite of alternative financial products designed for unbanked and underbanked consumers, including check cashing, money transfers, money orders, bill payment services, and ATM access.

The company has expanded beyond traditional check cashing to include banking products like the Porte mobile banking account, Flare Account online banking, and the ACE Elite prepaid Visa debit card, all serviced through Pathward, a bank chartered with FDIC insurance. What distinguishes ACE Cash Express is its extensive local footprint with multiple convenient locations throughout Pittsburgh and surrounding communities, flexible hours (some locations open as early as 9:00 AM), and a no-bank-account-required approach to check cashing. The company also provides tax preparation services and business services at Pittsburgh locations.

ACE positions itself as a consumer-friendly alternative to traditional banking, emphasizing convenience and accessibility for those without traditional bank relationships. However, consumers should be aware that while ACE provides valuable services for check cashing and money transfers, the company's prepaid card and account products involve fees and terms that should be carefully reviewed. The website provides limited transparency regarding specific fee structures for check cashing or money transfer services, which is typical for the check-cashing industry but represents a potential concern for cost-conscious consumers.

Services & Features

ACE Elite prepaid Visa debit card
ATM services
Bill payment
Business services
Check cashing (most types of checks accepted)
Flare Account online banking
Money orders
Money transfers
Porte mobile banking account with FDIC insurance
Tax preparation services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 14 convenient Pittsburgh-area locations within easy reach of most residents
  • No bank account required for check cashing services
  • Extended hours with some locations opening at 9:00 AM
  • Multiple money services available at one location: check cashing, money orders, wire transfers, bill payment
  • FDIC-insured banking products available through partnership with Pathward
  • Mobile banking app (Porte) with in-person support at physical locations
  • Tax preparation services available in Pittsburgh

Cons

  • Fee structure for check cashing and money transfers not disclosed on website
  • Limited information about specific products, terms, and conditions
  • Prepaid card and account products involve fees that are not clearly detailed online
  • Check cashing services marketed as quick and convenient but no specific processing times provided

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Pittsburgh, PA. It does not confirm that Pittsburgh Cash Advance or this specific location is licensed.

State regulator

Pennsylvania Department of Banking and Securities

Money services context in Pennsylvania

Short-term lending status: Banned

General rate context: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Key state rules to check

  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Pittsburgh Cash Advance offer?

Pittsburgh Cash Advance offers 10 services including Check cashing (most types of checks accepted), Money transfers, Money orders, Bill payment, ATM services, and 5 more.

What profile signals are listed for Pittsburgh Cash Advance?

Pittsburgh Cash Advance has profile signals associated with Unbanked and underbanked individuals who need check cashing without a bank account, Consumers in Pittsburgh who need multiple money services at one convenient location, People seeking prepaid debit card alternatives with FDIC-insured deposit accounts.

What are the strengths and weaknesses of Pittsburgh Cash Advance?

Key strengths: 14 convenient Pittsburgh-area locations within easy reach of most residents; No bank account required for check cashing services; Extended hours with some locations opening at 9:00 AM. Areas to consider: Fee structure for check cashing and money transfers not disclosed on website; Limited information about specific products, terms, and conditions.

How does Pittsburgh Cash Advance compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Bob's Check Cashing & Pawn Shp, Check & Cash Express, Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
505 Grant St, Pittsburgh, PA 15219
BBB Accredited
No
Visit Pittsburgh Cash Advance

CreditDoc Profile Note

Research Note on Pittsburgh Cash Advance

ACE Cash Express is profile signals for Pittsburgh-area residents without traditional bank accounts who need reliable check cashing and basic money services at convenient local locations. The main caveat is that specific fee structures are not transparently displayed online, so customers should inquire in-store about costs before using services.

Profile Signals

  • Unbanked and underbanked individuals who need check cashing without a bank account
  • Consumers in Pittsburgh who need multiple money services at one convenient location
  • People seeking prepaid debit card alternatives with FDIC-insured deposit accounts
Updated 2026-05-08

Similar Companies

Bob's Check Cashing & Pawn Shp logo

Bob's Check Cashing & Pawn Shp

Bob's Check Cashing & Pawn Shop in Kensington, Philadelphia offers check cashing, pawn loans, and collateral-based lending services to the local community.

BBB: NR

Profile signals: Individuals needing immediate check cashing services without a bank account, Community members with valuables or jewelry seeking short-term collateral-based loans

Check & Cash Express logo

Check & Cash Express

ACE Cash Express operates 17 locations in Philadelphia offering check cashing, money transfers, bill payment, and prepaid banking services with mobile app support.

BBB: NR

Profile signals: Unbanked and underbanked individuals seeking FDIC-insured deposit accounts without traditional banking requirements, Small business owners and self-employed people needing business services and tax preparation support

Check Cashing logo

Check Cashing

Check Cashing Philadelphia, Pennsylvania — United Check Cashing offers check cashing, money transfers, money orders, and bill payment services at their ...

BBB: NR

Profile signals: Unbanked or underbanked Philadelphia residents needing immediate check conversion without bank account, Small business owners and sole proprietors requiring business check cashing services

Compare Your Needs With Pittsburgh Cash Advance

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Pittsburgh Cash Advance is listed as a Check Cashing & Money Services provider in Pittsburgh, PA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Pittsburgh Cash Advance and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.