Family-owned pawn shop in Sun City, AZ specializing in gold jewelry, firearms, and collateral-based loans since 2009. Offers on-site jewelry repair and flat-rate gun transfers.
Data compiled from public sources · Google rating shown when a stored review count is available
Phoenix Pawn opened its doors on November 1, 2009, and has been operating as a family-owned business in the West Valley of Phoenix for 15 years under the ownership of George and his wife. Located at 9010 North 103rd Avenue in Sun City near the University of Phoenix Stadium and Westgate Entertainment District, the shop has built a reputation centered on honesty, fairness, and customer respect within the local community.
The company offers a diverse range of services centered around jewelry and firearms. Their jewelry inventory includes gold, silver, rings, bracelets, watches, diamonds, chains, and vintage pieces. They provide on-site jewelry repair, stone replacement, engraving, and custom jewelry design. The shop also buys, sells, and transfers firearms, with a signature offering of flat $25 gun transfers—described on their website as "the only flat rate in town." Additionally, they buy motorcycles, gold, and silver as collateral or outright purchases.
Phoenix Pawn distinguishes itself through listed experience context and personalized service. George provides knowledgeable guidance on loans, purchases, jewelry, and firearms. Jim, their master jewelry repair technician, brings over 35 years of experience and was formerly employed at Zales, specializing in jewelry repair, redesign, and watch repair. The business offers free jewelry cleaning for customers, which adds value beyond typical pawn shop transactions.
The shop operates on a limited schedule (Tuesday-Saturday, closed Sunday-Monday) and maintains moderate hours that may not suit all customers. While the website emphasizes their gun transfer pricing advantage, typical pawn shop limitations apply—collateral-based loans often carry high interest rates, and the range of financial products is limited compared to alternative lending options. Their narrow geographic location in Sun City serves primarily West Phoenix residents.
This is state-level context for Pawn Shops consumers in Sun City, AZ. It does not confirm that Phoenix Pawn or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Phoenix Pawn offers 12 services including Collateral-based pawn loans, Gold and silver buying/selling, Jewelry buying and selling, On-site jewelry repair, Watch repair, and 7 more.
Phoenix Pawn has profile signals associated with West Phoenix/Sun City residents needing quick collateral-based loans or gun transfers, Jewelry owners seeking repair services from an experienced craftsperson without external vendor searches, Firearms buyers looking for lower-cost gun transfer services, Gold and silver sellers in the local market.
Key strengths: Flat $25 gun transfer rate described as "the only flat rate in town" — significantly lower than typical $50-150 transfer fees; On-site master jewelry repair with 35+ years of experience (former Zales jeweler) — avoids need to find external repair services; Free jewelry cleaning service for all customers. Areas to consider: Very limited operating hours (closed Sunday-Monday; weekday hours 10am-6pm max) restrict access for working adults; Geographically isolated to Sun City/West Phoenix area — inconvenient for East Valley or central Phoenix residents.
In the Pawn Shops category, comparable providers include Cash in a Flash Pawn, DeLowe Pawn Shop Inc., SuperPawn. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Phoenix Pawn is best suited for West Phoenix/Sun City residents who need quick collateral-based loans or have jewelry in need of professional repair, particularly those seeking their competitive gun transfer rates. The main caveat is the limited operating hours and geographic isolation, combined with typical pawn shop limitations on loan transparency and affordability—borrowers should confirm interest rates before pledging collateral, as rates are not disclosed on their website.
Cash in a Flash Pawn is a Denver-based pawn shop offering collateral-based loans and the purchase/sale of firearms, jewelry, tools, and watches with provider-stated funding timing.
Google rating from 338 reviews
Profile signals: Gun owners and firearm enthusiasts researching short-term cash access who can leverage firearms as collateral, Individuals with valuable jewelry or watches seeking quick appraisals and same-day cash with eligibility claims to verify
DeLowe Pawn Shop Inc. is a pawn shop located in East Point, GA offering collateral-based loans and typical pawn shop services with extended weekday hours.
Google rating from 65 reviews
Profile signals: Consumers with poor credit seeking short-term cash access without credit evaluation, Individuals needing immediate short-term funds with personal items to use as collateral
Phoenix, AZ's SuperPawn location at 3501 S Central Ave offers quick collateral loans and short-term cash access for electronics, jewelry, and valuables.
Google rating from 114 reviews
Profile signals: Consumers with urgent expense research and valuable collateral they can temporarily part with, Individuals with poor credit or no credit history who may not meet traditional personal-loan criteria
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