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Pawn1st in Tucson, AZ

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Tucson, AZ's Pawn1st at 7075 E 22nd St offers quick cash for electronics, jewelry, tools, and collectibles.

Data compiled from public sources

Pawn1st Review

Pawn1st stands at 7075 E 22nd St in east Tucson, AZ, serving the community with fast access to cash loans. Open Monday through Friday 9AM–7PM, Saturday 9AM–6PM, and Sunday 11AM–4PM, this Tucson location provides flexible hours for working locals who need weekend availability.

At this Tucson shop, you can pawn or sell electronics, jewelry, tools, sporting goods, musical instruments, and collectibles. The team offers fair assessments and competitive pricing. Call +1 520-748-2274 to ask about current inventory, get a quote before visiting, or discuss your items over the phone.

Bring a valid government ID and items in good condition. Pawn1st's E 22nd St location is a go-to for Tucson residents researching emergency-cash options with eligibility claims to verify or waiting for loan approval.

Services & Features

Gold and precious metal buying (immediate cash payment)
Layaway plans with 10% down payment option
Lease-to-own payment solutions through AFF subsidiary
Non-recourse lending structure without debt collection risk
Pawn loans secured by pledged personal property
Retail finance payment solutions through 15,000+ merchant partners
Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Store locator and inventory browsing tools

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Largest pawn store network with 3,300+ locations across 29 U.S. states, UK, and Latin America for convenient access
  • short-term cash access available on the spot with eligibility claim to verify or approval delays required
  • Non-recourse loans protect borrowers from debt collection if unable to repay
  • Wide variety of merchandise accepted including jewelry, electronics, tools, appliances, and musical instruments
  • Gold and precious metal buying service for short-term cash access conversion of valuables
  • Layaway service with affordable 10% down payment option for retail purchases
  • Publicly traded company (S&P MidCap 400, Russell 2000) providing financial transparency and stability

Cons

  • Loss of pledged collateral if loan cannot be repaid—no opportunity to reclaim items after default
  • Pawn loan rates and fees typically higher than traditional personal loans or credit alternatives
  • Limited loan amounts tied to assessed value of collateral, may not meet larger cash needs
  • Short repayment terms typical of pawn loans create pressure for rapid repayment
  • No credit-building opportunity—pawn loans do not report to credit bureaus

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Tucson, AZ. It does not confirm that Pawn1st or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Pawn1st offer?

Pawn1st offers 8 services including Pawn loans secured by pledged personal property, Gold and precious metal buying (immediate cash payment), Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments), Layaway plans with 10% down payment option, Lease-to-own payment solutions through AFF subsidiary, and 3 more.

What profile signals are listed for Pawn1st?

Pawn1st has profile signals associated with Consumers facing short-term cash access emergencies with valuable personal property to pledge, Individuals with poor or no credit history unable to qualify for traditional loans, People seeking quick liquidity without lengthy application or approval processes, Those looking to sell gold, jewelry, or other valuables for short-term cash access.

What are the strengths and weaknesses of Pawn1st?

Key strengths: Largest pawn store network with 3,300+ locations across 29 U.S. states, UK, and Latin America for convenient access; short-term cash access available on the spot with eligibility claim to verify or approval delays required; Non-recourse loans protect borrowers from debt collection if unable to repay. Areas to consider: Loss of pledged collateral if loan cannot be repaid—no opportunity to reclaim items after default; Pawn loan rates and fees typically higher than traditional personal loans or credit alternatives.

How does Pawn1st compare to similar companies?

In the Pawn Shops category, comparable providers include TitleBucks Title Loans, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
7075 E 22nd St, Tucson, AZ 85710
BBB Accredited
No
Visit Pawn1st

CreditDoc Profile Note

Research Note on Pawn1st

FirstCash is profile signals for consumers facing genuine cash emergencies who have valuable personal property they're willing to pledge as collateral and don't qualify for traditional credit products. The critical caveat is that pawn loans result in permanent loss of collateral if not repaid within the loan term—they should only be used for short-term liquidity needs, not ongoing credit solutions.

Profile Signals

  • Consumers facing short-term cash access emergencies with valuable personal property to pledge
  • Individuals with poor or no credit history unable to qualify for traditional loans
  • People seeking quick liquidity without lengthy application or approval processes
  • Those looking to sell gold, jewelry, or other valuables for short-term cash access
Updated 2026-05-08

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Quick Summary

  • Pawn1st is listed as a Pawn Shops provider in Tucson, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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