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Part of the Pawn1st chain · locations
Pawn1st in Tucson, AZ
Tucson, AZ's Pawn1st at 7075 E 22nd St offers quick cash for electronics, jewelry, tools, and collectibles.
Data compiled from public sources · Rating from CreditDoc methodology
Pawn1st Review
Pawn1st stands at 7075 E 22nd St in east Tucson, AZ, serving the community with fast access to cash loans. Open Monday through Friday 9AM–7PM, Saturday 9AM–6PM, and Sunday 11AM–4PM, this Tucson location provides flexible hours for working locals who need weekend availability.
At this Tucson shop, you can pawn or sell electronics, jewelry, tools, sporting goods, musical instruments, and collectibles. The team offers fair assessments and competitive pricing. Call +1 520-748-2274 to ask about current inventory, get a quote before visiting, or discuss your items over the phone.
Bring a valid government ID and items in good condition. Pawn1st's E 22nd St location is a go-to for Tucson residents who need emergency cash without credit checks or waiting for loan approval.
Services & Features
Gold and precious metal buying (immediate cash payment)
Layaway plans with 10% down payment option
Lease-to-own payment solutions through AFF subsidiary
Non-recourse lending structure without debt collection risk
Pawn loans secured by pledged personal property
Retail finance payment solutions through 15,000+ merchant partners
Retail merchandise sales (jewelry, electronics, tools, appliances, sporting goods, musical instruments)
Store locator and inventory browsing tools
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Largest pawn store network with 3,300+ locations across 29 U.S. states, UK, and Latin America for convenient access
- Immediate cash available on the spot with no credit check or approval delays required
- Non-recourse loans protect borrowers from debt collection if unable to repay
- Wide variety of merchandise accepted including jewelry, electronics, tools, appliances, and musical instruments
- Gold and precious metal buying service for quick cash conversion of valuables
- Layaway service with affordable 10% down payment option for retail purchases
- Publicly traded company (S&P MidCap 400, Russell 2000) providing financial transparency and stability
Cons
- Loss of pledged collateral if loan cannot be repaid—no opportunity to reclaim items after default
- Pawn loan rates and fees typically higher than traditional personal loans or credit alternatives
- Limited loan amounts tied to assessed value of collateral, may not meet larger cash needs
- Short repayment terms typical of pawn loans create pressure for rapid repayment
- No credit-building opportunity—pawn loans do not report to credit bureaus
Rating Breakdown
Value 5.0
Effectiveness 3.5
Customer Service 3.7
Transparency 3.5
Ease of Use 3.9
Frequently Asked Questions
Is Pawn1st legitimate?
Yes. Pawn1st is a registered company, headquartered in 7075 E 22nd St, Tucson, AZ 85710.
Quick Facts
- Headquarters
- 7075 E 22nd St, Tucson, AZ 85710
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on Pawn1st
FirstCash is best for consumers facing genuine cash emergencies who have valuable personal property they're willing to pledge as collateral and don't qualify for traditional credit products. The critical caveat is that pawn loans result in permanent loss of collateral if not repaid within the loan term—they should only be used for short-term liquidity needs, not ongoing credit solutions.
Best For
- Consumers facing immediate cash emergencies with valuable personal property to pledge
- Individuals with poor or no credit history unable to qualify for traditional loans
- People seeking quick liquidity without lengthy application or approval processes
- Those looking to sell gold, jewelry, or other valuables for immediate cash
Updated 2026-04-29
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