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Scottsdale, AZ pawn shop Pawn1st offers quick loans and buying/selling services near 3116 N Scottsdale Rd.
Data compiled from public sources
Pawn1st is located at 3116 N Scottsdale Rd in Scottsdale, AZ, in a standalone facility. The shop operates Monday through Saturday, 9 AM to 7 PM, making it convenient for Scottsdale residents to visit during weekdays or Saturday mornings.
At this Scottsdale location, you can pawn valuables, sell items, or take out short-term loans against jewelry, electronics, and collectibles. Call (480) 990-3739 to ask about specific items or current rates for your pawn or sale.
If you are researching short-term cash access in Scottsdale, bring a valid ID and your item(s) for evaluation. This independent pawn shop serves the Scottsdale community with fair pricing and fast transactions.
This is state-level context for Pawn Shops consumers in Scottsdale, AZ. It does not confirm that Pawn1st or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Pawn1st offers 10 services including Non-recourse pawn loans secured by pledged personal property, Purchase of jewelry, electronics, tools, appliances, sporting goods, and musical instruments, Retail sales of used merchandise across 3,300+ store locations, Gold, silver, and precious metal buying at cash-on-spot rates, Layaway service with 10% down payment option, and 5 more.
Pawn1st has profile signals associated with Cash-constrained consumers needing immediate short-term funds secured by personal property they own, People with valuable items (jewelry, electronics, instruments) they're willing to temporarily pledge for fast loans, Budget shoppers seeking affordable used merchandise through FirstCash retail locations, Consumers with gold or precious metals to sell for short-term cash access without appraisal delays.
Key strengths: 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America with online store locator; Non-recourse pawn loans—borrowers not personally liable if unable to repay; Buys nearly any item of value (jewelry, electronics, tools, appliances, instruments, sporting goods) and pays cash on the spot. Areas to consider: Borrowing capacity strictly limited by collateral value—cannot borrow more than pledged item worth; Pledged items are forfeited and liquidated if loan not repaid, resulting in permanent loss of property.
In the Pawn Shops category, comparable providers include TitleBucks Title Loans, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
FirstCash is profile signals for cash-constrained consumers who own valuable personal property and need quick access to funds with eligibility claims to verify or recourse liability. The main caveat is that pawn loans require surrendering collateral for the loan term, and failure to repay results in permanent loss of the pledged item—making this suitable only for short-term emergencies, not ongoing credit needs.
TitleBucks Title Loans Glendale, Arizona — TitleBucks offers vehicle title loans and title pawns using your car as collateral. Cash in 30 minutes, no cr...
Profile signals: Vehicle owners with a paid-off or nearly paid-off car researching emergency-cash options the same day, Borrowers with poor or no credit history who may not meet traditional personal-loan criteria or bank financing
Mesa, AZ TitleMax Title Loans at 2801 E Main St provides title-loan profile details and flexible financing solutions.
Profile signals: Vehicle owners with poor or no credit who hold a lien-free car or motorcycle title and need same-day cash, Borrowers who have been denied by banks, credit unions, and conventional lenders and have no other options
Phoenix, AZ: TitleMax Title Loans at 7435 W Lower Buckeye Road offers emergency title loans with flexible Mon-Sat hours.
Profile signals: Consumers with poor or no credit history who own a paid-off car or motorcycle outright, Individuals needing same-day cash who have been declined by banks, credit unions, or online lenders
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