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Pawn Central is a federally licensed pawnbroker in Dallas, TX specializing in firearms and other collateral-based loans. Note: Their FFL expired August 1, 2023.
Data compiled from public sources
Pawn Central operates as CBMD LLC, a pawnbroker licensed by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) under Federal Firearms License 5-75-113-02-3H-09993. Located at 2929 N Buckner Boulevard in Dallas, Texas, the business has been registered with the ATF as a Type 02 licensee, designating it as a pawnbroker in firearms other than destructive devices. The company maintains a mailing address at 2650 Andjon Drive, also in Dallas.
As an ATF-licensed pawnbroker, Pawn Central's primary service offering involves accepting firearms and other personal property as collateral for short-term loans. Customers can leverage personal items—including firearms, jewelry, electronics, and other valuables—to secure short-term cash access without traditional credit checks or lengthy approval processes. The business operates within the regulated pawnbroking industry, which requires compliance with federal firearms regulations, state and local pawnbroking laws, and ATF documentation requirements for firearm transactions.
Pawn Central distinguishes itself through its federal firearms licensing, which allows it to legally buy, sell, and trade firearms as part of its pawnbroking operations. This listed license sets it apart from general pawn shops that handle only non-firearm collateral. The company's long operational history and specific ATF classification indicate established experience in the firearms pawnbroking sector.
A critical caveat: The Federal Firearms License displayed on FFLs.com is expired as of August 1, 2023, with an updated version noted as available. This expiration status raises significant concerns about the current legal authority of the business to engage in firearms transactions. Consumers should verify current licensing status directly with the ATF before conducting any transactions, as operating with an expired FFL violates federal law (27 CFR 478.94). The website containing this information is a third-party FFL directory and does not confirm current operational status.
This is state-level context for Pawn Shops consumers in Dallas, TX. It does not confirm that Pawn Central or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Pawn Central offers 8 services including Firearms collateral-based loans, Pawnbroking services for personal property, Short-term secured loans against collateral, Firearm appraisal and valuation, Firearm buying and trading (as ATF-licensed dealer), and 3 more.
Pawn Central has profile signals associated with Texas residents needing short-term cash against collateral without credit inquiries, Firearms owners seeking liquidity without selling permanent assets, Individuals with jewelry, electronics, or other valuables who need fast emergency funding.
Key strengths: ATF Federal Firearms License holder, indicating legal authority and regulatory oversight for firearms-related transactions; Established collateral-based lending model requires eligibility claims to verify or traditional creditworthiness evaluation; Specializes in firearms pawnbroking, suggesting experience context in valuing and handling firearms safely. Areas to consider: Federal Firearms License expired August 1, 2023—current legal status to conduct firearms transactions is unclear; Limited information available about interest rates, loan terms, redemption periods, or fee structures.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Pawn Central is best suited for Dallas-area consumers who own firearms or valuable personal property and are researching short-term cash access with eligibility claims to verify or bank approval. The critical caveat is that the business's Federal Firearms License expired in August 2023, making current operational and legal status uncertain—consumers must independently verify active licensing with the ATF before transacting.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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