Parish logo

Parish in Toledo, OH

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Parish FCU is a faith-based credit union serving members of the Catholic Diocese of Toledo since 1938, offering checking, savings, loans, and access to a global ATM network.

Data compiled from public sources

Parish Review

Parish Federal Credit Union was established in 1938 as St. Agnes Federal Credit Union and has grown through multiple mergers over eight decades. The credit union merged with St. Mary's-St. Thomas Credit Union in 2001, added St. Ignatius Credit Union in 2006, and expanded its membership charter in 2012 to serve all members of the Toledo Diocese. The organization maintains its roots as a faith-based financial institution while modernizing its operations.

Parish FCU offers a range of consumer financial products including auto loans, home equity loans, share secured loans, and online banking services. Members can access their accounts through digital banking platforms and conduct transactions with customer service available by phone at (419) 729-9650. The credit union operates from its main office in Toledo, Ohio, with standard business hours Monday through Friday.

The credit union's primary distinction is its membership eligibility tied to the Catholic Diocese of Toledo, making it a faith-aligned financial institution with community roots. Members benefit from participation in a shared branching and ATM network with no fees, providing access to financial services globally. The organization emphasizes member financial health and prosperity as part of its core mission statement of promoting "FAITH-FAMILY-FUTURE."

As a traditional credit union with limited online information, Parish FCU lacks transparency about specific loan terms, APR ranges, fees, or detailed product features on its website. Prospective members must call for rates and account specifics rather than accessing this information online. The credit union's digital presence is minimal, with no mobile app information, rate disclosures, or online application completion visible. This traditional approach may appeal to local members but creates barriers for remote applicants seeking comparative information.

Services & Features

Auto loans
Checking and savings accounts (implied from banking operations)
Global ATM network access with no fees
Home equity loans
In-person banking at Toledo headquarters
Loan applications
Member service support via phone and email
Online banking platform with login access
Share secured loans
Shared branch services with no fees

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Access to global ATM and shared branch network with no fees through credit union network
  • Established 85+ year history with multiple successful mergers demonstrating stability
  • Online banking platform available for members to access accounts remotely
  • Membership eligibility expanded in 2012 to serve entire Toledo Diocese, broadening accessibility
  • Faith-based mission aligned with Catholic values and community commitment
  • Personal loan options including auto loans, home equity loans, and share secured loans
  • Local main office in Toledo with dedicated phone support and in-person services

Cons

  • Minimal online rate transparency—must call (419) 729-9650 for loan rates and terms
  • Limited digital capabilities with no visible mobile app, online loan application, or rate comparison tools
  • Restricted membership eligibility primarily to Catholic Diocese of Toledo members
  • Sparse website information about fees, loan terms, APRs, and specific product details
  • No information about credit monitoring, credit building products, or non-traditional lending services

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Toledo, OH. It does not confirm that Parish or this specific location is licensed.

State regulator

Ohio Department of Commerce Division of Financial Institutions

Key state rules to check

  • HB 123 (2018) reformed payday lending with 28% APR cap plus a monthly maintenance fee.
  • Short-term loans capped at $1,000 with minimum term of 91 days.
  • Monthly maintenance fee of up to 10% of original principal (max $30/month).

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Parish offer?

Parish offers 10 services including Online banking platform with login access, Auto loans, Home equity loans, Share secured loans, Checking and savings accounts (implied from banking operations), and 5 more.

What profile signals are listed for Parish?

Parish has profile signals associated with Catholic Diocese of Toledo members seeking faith-aligned banking with community roots, Local Toledo-area residents preferring in-person service and established relationships, Credit union members wanting access to global ATM networks without usage fees.

What are the strengths and weaknesses of Parish?

Key strengths: Access to global ATM and shared branch network with no fees through credit union network; Established 85+ year history with multiple successful mergers demonstrating stability; Online banking platform available for members to access accounts remotely. Areas to consider: Minimal online rate transparency—must call (419) 729-9650 for loan rates and terms; Limited digital capabilities with no visible mobile app, online loan application, or rate comparison tools.

How does Parish compare to similar companies?

In the Credit Unions category, comparable providers include CME Federal Credit Union, Education First Credit Union, Pathways Financial Credit Union - Grandview. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1938
Headquarters
Toledo, OH
BBB Accredited
No
Certifications
NCUA Insured Charter #2935
Visit Parish

CreditDoc Profile Note

Research Note on Parish

Parish FCU is profile signals for Catholic Diocese of Toledo members seeking traditional credit union banking with faith-based values and local community ties. The primary caveat is that the organization operates with minimal digital transparency—prospective members must contact them by phone to obtain loan rates, terms, and specific product details rather than accessing this information online.

Profile Signals

  • Catholic Diocese of Toledo members seeking faith-aligned banking with community roots
  • Local Toledo-area residents preferring in-person service and established relationships
  • Credit union members wanting access to global ATM networks without usage fees
Updated 2026-05-14

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Pathways Financial Credit Union - Grandview logo

Pathways Financial Credit Union - Grandview

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Quick Summary

  • Parish is listed as a Credit Unions provider in Toledo, OH on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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