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Member-owned federal credit union in Houston, TX offering checking, savings, loans, and digital banking services to 63+ members since 1954.
Data compiled from public sources
Our Mother of Mercy Parish Houston Federal Credit Union is a member-owned financial cooperative headquartered in Houston, Texas, with roots dating back to 1954. The credit union operates as a traditional financial institution serving a specific membership base in the Houston area and surrounding regions. The credit union provides core banking services including checking accounts, savings products, online banking, mobile banking with check deposit capabilities, credit cards, and auto loans.
Members can access services through a main office on Sumpter Street in Houston and additional branch locations in Houston and Victoria, Texas, supported by ATM networks for cash access. As a federally chartered credit union, the institution operates under a member-owned cooperative model rather than shareholder structure. Membership is available to current members and their immediate family, creating a community-focused financial institution.
The credit union maintains modest asset levels of $364,000 and serves a niche membership community. This is a small, listed credit union best suited for existing members and their families seeking basic banking services. Prospective members should verify current membership eligibility requirements and understand the credit union's limited footprint compared to larger financial institutions.
The modest asset base and member count indicate a hyper-local operation serving a specific community rather than a full-service regional credit union.
This is state-level context for Credit Unions consumers in Houston, TX. It does not confirm that Our Mother of Mercy Federal Credit Union or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Our Mother of Mercy Federal Credit Union offers 10 services including Checking accounts, Savings accounts, Online banking, Mobile banking app, Mobile check deposit, and 5 more.
Our Mother of Mercy Federal Credit Union has profile signals associated with Current members seeking convenient local banking services, Families of existing credit union members, Individuals in Houston/Victoria seeking community-based credit union banking.
Key strengths: Member-owned cooperative structure with no shareholders; Comprehensive digital banking including mobile check deposit; Multiple branch locations across Houston and Victoria, Texas. Areas to consider: Very small asset base of only $364,000 limits lending capacity and product offerings; Membership limited to current members and immediate family, not open to general public.
In the Credit Unions category, comparable providers include Baptist Federal Credit Union, Bayou City Federal Credit Union, CPS IBEW Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
profile signals for existing members of Our Mother of Mercy Parish Houston Federal Credit Union and their immediate family members seeking basic banking services with a community credit union. Primary caveat: extremely limited membership eligibility (must be current member or direct family) makes this inaccessible to general consumers, and the very small asset base may restrict lending and product capabilities.
Baptist Federal Credit Union is a Texas-based credit union serving Baptist churches, institutions, and members with auto loans, mortgages, credit cards, and deposit accounts.
Profile signals: Baptist church members and employees seeking faith-aligned financial services, Baptist organizations, churches, and religious institutions needing institutional lending and treasury management
Bayou City FCU is a not-for-profit credit union serving Memorial Hermann Healthcare employees and their families, plus nearby residents, with competitive loan rates and payroll-deduction savings.
Profile signals: Memorial Hermann Healthcare System employees seeking competitive auto and personal loans, Houston-area residents within the defined service boundary looking for credit union benefits
San Antonio-based credit union exclusively serving CPS Energy employees and families since 1938, offering checking, savings, loans, and credit cards with rate claims to verify.
Profile signals: CPS Energy employees seeking affordable financial services within their employee community, Family members of CPS Energy staff looking for accessible, personalized banking services
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