Order Express Inc. was founded in 1993 as a Mexican-owned company operating under US law, with the first branch established in Chicago, Illinois. The company was created to serve the growing Latino immigrant population and has since expanded to 15+ states including Arizona, California, Texas, Illinois, Nebraska, and others. The company positions itself as a culturally-aware financial services provider, offering services in both English and Spanish across its branch network.
Order Express offers a comprehensive suite of financial and convenience services beyond traditional check cashing. Core services include check cashing, money transfers, money orders, bill payment, and currency exchange. The company has diversified into ancillary services including plane ticket sales, Bitcoin ATM kiosks, courier services, vehicle services, phone top-up, and a loyalty program. Extended operating hours (9am-8pm weekdays, 9am-6pm Saturday, 9am-5pm Sunday) accommodate working-class customers who cannot access traditional banking hours.
The company distinguishes itself through multi-lingual customer service, cultural alignment with immigrant communities, and one-stop-shop convenience. Customer reviews highlight rapid check cashing processing, friendly staff, and verification procedures (including payroll verification). Their verification process—where staff review checks before customer signature—suggests reasonable fraud prevention practices. The combination of financial services with travel, shipping, and telecommunications services creates a community hub model rather than a single-service operation.
Order Express operates as a check-cashing and money services business, not a bank or credit-building entity. Customers should understand this is for transaction services only, with no credit reporting, lending, or savings products. While 4.9 Google stars indicates strong customer satisfaction, the company's fee structure is not listed on available pages. The diversified service model may appeal to immigrants and unbanked populations but does not address credit building or emergency lending needs.