Order Express - Los Angeles Olympic Check Cashing

Check-Cashing · California

Rating: 2.3/5

Order Express - Los Angeles Olympic Check Cashing logo

Order Express is a money services company offering check cashing, money transfers, money orders, and bill payment at 70+ branches across 25 states, with the Los Angeles Olympic location open weekdays 8am-4pm and Saturday 8am-2pm.

Official Website

https://www.orderexpress.com/branch/california/los-angeles-olympic/

Order Express - Los Angeles Olympic Check Cashing Review

Order Express Inc. was founded in 1993 as a Mexican-owned company operating under US law and regulations. The company began with a single branch in Chicago, Illinois, targeting the Latino immigrant community, and has grown into a regulated financial services network operating in 25 states. As of January 2021, Order Express operates more than 70 company-owned branches and authorized agent locations across the country. The Los Angeles Olympic branch is located at 1251 E Olympic Blvd Unit 105 in downtown Los Angeles, serving the local community with extended hours on Friday (7:30am-6pm).

Order Express provides a range of consumer financial services beyond basic check cashing. Primary offerings include check cashing, money transfer services, money orders, bill payment, currency exchange, phone top-ups, bus passes, and Bitcoin ATM access. The company also provides supplementary services including plane ticket sales, courier services, and vehicle-related services. All services are available in both English and Spanish, reflecting the company's heritage and customer base.

The Los Angeles Olympic location differentiates itself through strong customer service ratings (4.8 stars on Google) and staff attention to detail—including one review noting the staff paid a customer's parking lot fee. The branch maintains extended Friday hours (7:30am-6pm) to accommodate working customers and operates a loyalty program. The company's bilingual operations and multi-service model mean customers can handle multiple financial needs at a single location.

As a check-cashing and money services business, Order Express does not originate loans, provide credit products, or offer traditional banking services. Customers should verify current fees and exchange rates directly, as these are not disclosed on the website. The company's strength lies in serving unbanked and underbanked populations needing quick cash access and money transfer capabilities rather than credit solutions.

Pros & Cons

Reader-focused summary of the strongest reasons to consider Order Express - Los Angeles Olympic Check Cashing and the factors most worth weighing before contracting. Individual outcomes depend on your credit situation and goals.

Pros

  • ✓Extended Friday hours until 6pm accommodating working customers
  • ✓4.8-star Google rating with specific praise for staff professionalism and customer care
  • ✓Bilingual English/Spanish service reflecting customer demographic
  • ✓Multi-service location: check cashing, money transfer, bill payment, currency exchange, and Bitcoin ATM all in one branch
  • ✓Staff noted for going above service expectations (e.g., paying customer parking)
  • ✓Loyalty program available for repeat customers
  • ✓Established 30-year company (founded 1993) with 70+ regulated branches in 25 states
  • ✓Convenient downtown LA location near public transit

Areas to Consider

  • !No fees or rates disclosed on website—customers must visit or call for pricing
  • !Limited weekday hours (8am-4pm Monday-Friday except Friday) may not suit all work schedules
  • !No online check cashing or remote money transfer options visible
  • !Does not offer credit products, loans, or credit-building services for customers needing to establish credit
  • !Saturday hours limited to 8am-2pm, closed Sundays

Verdict Summary

Order Express - Los Angeles Olympic Check Cashing works best for consumers who value extended friday hours until 6pm accommodating working customers and can accept the tradeoff of no fees or rates disclosed on website—customers must visit or call for pricing. Compare against similar providers below before signing any contract.

Services & Features

Services offered

Feature Checklist

✗Credit Monitoring
✗All Three Bureaus
✗Goodwill Letters
✗Cease Desist Letters
✗Debt Validation
✗Credit Education
✗Identity Theft Protection
✗Score Tracking
✗Mobile App
✗Online Portal
✗Personal Advisor
✗Ai Powered

Best For

Before You Contact Order Express - Los Angeles Olympic Check Cashing

Before signing up with any Check Cashing provider, review these safeguards:

Compare Your Needs With Order Express - Los Angeles Olympic Check Cashing

Match these decision factors against Order Express - Los Angeles Olympic Check Cashing's profile before committing. This rubric mirrors what independent consumer-finance research typically checks for Check Cashing providers.

Category

Check Cashing

Service scope

12 services listed

Geographic coverage

1 states

Match to your priorities

  • ●
    Budget priority: Pricing published above — factor in setup, monthly, and cancellation fees over the full expected service window.
  • ●
    Complexity priority: Consider Order Express - Los Angeles Olympic Check Cashing's stated strengths (Extended Friday hours until 6pm accommodating working customers) against your specific credit situation.
  • ●
    Timeline priority: Check Cashing typically takes 3-6 months for meaningful outcomes. Providers guaranteeing overnight results are red flags under federal consumer protection law.
  • ●
    Recourse priority: Confirm state licensing via your state regulator and check the CFPB complaint database before contracting.
  • ●
    Alternatives: Compare against all Check Cashing providers, DIY options via non-profit counseling agencies, and free CFPB resources.

Pricing

  • Monthly Price: 0
  • Setup Fee: 0
  • Money Back Guarantee: False
  • Guarantee Details:
  • Free Consultation: True
  • Tiers: []
  • Currency: USD

Frequently Asked Questions

What services does Order Express - Los Angeles Olympic Check Cashing offer?

Order Express - Los Angeles Olympic Check Cashing offers 12 services including Check cashing, Money transfer (domestic and international), Money orders, Bill payment, Currency exchange, and 7 more. Confirm current service list directly with the provider before contracting.

Who is Order Express - Los Angeles Olympic Check Cashing best suited for?

Order Express - Los Angeles Olympic Check Cashing's profile signals suggest it may fit: Unbanked and underbanked immigrants needing bilingual money transfer and check cashing services; Spanish-speaking customers seeking familiar, community-oriented financial services; People working standard hours needing Friday evening check cashing (open until 6pm); Customers needing multiple services (check cashing + bill payment + currency exchange) at one location. Individual outcomes vary based on your specific situation.

What are the strengths and weaknesses of Order Express - Los Angeles Olympic Check Cashing?

Key strengths: Extended Friday hours until 6pm accommodating working customers; 4.8-star Google rating with specific praise for staff professionalism and customer care; Bilingual English/Spanish service reflecting customer demographic. Areas to consider: No fees or rates disclosed on website—customers must visit or call for pricing; Limited weekday hours (8am-4pm Monday-Friday except Friday) may not suit all work schedules.

How does Order Express - Los Angeles Olympic Check Cashing compare to similar companies?

In the Check Cashing category, comparable providers include AAA CHECK CASHING, California Check Cashing Stores, Cash 4 Less. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Where does Order Express - Los Angeles Olympic Check Cashing operate?

Order Express - Los Angeles Olympic Check Cashing serves customers in 1 states including California. Confirm current service availability in your state directly with the provider.

How much does Order Express - Los Angeles Olympic Check Cashing cost?

Listed pricing for Order Express - Los Angeles Olympic Check Cashing: monthly price: 0; setup fee: 0; money back guarantee: False. Pricing may change — verify current fees directly with the provider before signing any contract.

Visit Order Express - Los Angeles Olympic Check Cashing

State Consumer Finance Context

This is state-level context for Check Cashing consumers in California. It does not confirm that Order Express - Los Angeles Olympic Check Cashing or this specific location is licensed.

State regulator: California Department of Financial Protection and Innovation (DFPI)
Consumer protection: California Attorney General Consumer Protection

Credit and debt help rules in California

Key state rules to check

Payday lending in California: Legal (max $300)

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

Complaint resources

State references

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Similar Companies ⓘ

Comparable Check Cashing providers with similar service scope. Ratings reflect stored review context; verify current licensing and pricing directly before contracting.

AAA CHECK CASHING logo

AAA CHECK CASHING

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California Check Cashing Stores logo

California Check Cashing Stores

At 2531 Mission Street in San Francisco, CA, California Check Cashing Stores offers check cashing and financial services.

Rating 2.8/5

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Cash 4 Less logo

Cash 4 Less

Family-owned check cashing service with 4 California locations offering fast processing, competitive rates, and no hidden fees for multiple check types.

Rating 2.4/5

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Notable: Four convenient California locations with extended weekday hours (until 5 PM Monday-Thursday)

CFSC the Check Cashing Place Downtown logo

CFSC the Check Cashing Place Downtown

CFSC is a check-cashing storefront offering no-account check cashing, money orders, bill pay, and prepaid debit cards at multiple San Diego locations.

Rating 2.6/5

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Notable: No bank account required for check cashing—only photo ID and personal information needed

Checkmate logo

Checkmate

Checkmate Phoenix, AZ — Checkmate offers check cashing and complete loan solutions for consumers needing quick access to cash and financial services.

Rating 2.8/5

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Notable: Offers both check cashing and loan products in one location for bundled financial services

Hunting Park Check Cashing & Auto Tags logo

Hunting Park Check Cashing & Auto Tags

Hunting Park Check Cashing & Auto Tags offers check cashing and money transfer services with convenient hours in Philadelphia's Hunting Park neighborhood.

Rating 2.8/5

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Notable: Extended weekday hours until 5:00-5:30 PM accommodate working professionals

Micro Loans NW logo

Micro Loans NW

Micro Loans NW is a Kent, Washington-based financial services provider offering payday loans, business loans, check cashing, and wire transfers since 2010.

Rating 2.6/5

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Notable: Extended business hours until 8:00 pm daily, accommodating working customers

Nikki's Check Cashing logo

Nikki's Check Cashing

Nikki's Check Cashing offers check cashing, money orders, and cash advance services in Philadelphia. Located on Bustleton Ave with extended weekday hours.

Rating 2.3/5

Read review →

Notable: Extended evening hours until 7:00 PM on Thursday and Friday

Related Questions

Quick Summary

Order Express - Los Angeles Olympic Check Cashing — Check Cashing in California.

Overall rating: 2.3/5

Order Express is a money services company offering check cashing, money transfers, money orders, and bill payment at 70+ branches across 25 states, with the Los Angeles Olympic location open weekdays 8am-4pm and Satur...

Visit Order Express - Los Angeles Olympic Check Cashing

Next Steps

  1. Compare Order Express - Los Angeles Olympic Check Cashing against similar options above.
  2. Run our borrowing power quiz to see how Order Express - Los Angeles Olympic Check Cashing matches your situation.
  3. Check state regulator listings for Order Express - Los Angeles Olympic Check Cashing's licensing before committing.
  4. Visit Order Express - Los Angeles Olympic Check Cashing once you're ready.

Glossary of Terms

Common terms that come up when comparing Check Cashing providers. Full glossary at creditdoc.co/glossary/.

Amortization — Loan Amortization
The process of paying off a loan through regular payments that cover both principal and interest. Early payments are mostly interest; later payments are mostly principal.
Why it matters: Understanding amortization explains why paying extra early in a loan saves the most money — you're reducing the principal that interest is calculated on.
Example: Month 1 of a $200,000 mortgage at 6%: your $1,199 payment splits as $1,000 interest + $199 principal. By month 300: only $47 goes to interest and $1,152 goes to principal.
Balloon Payment
A large lump-sum payment due at the end of a loan, after a period of smaller monthly payments. The loan isn't fully paid off by the regular payments — the balloon settles it.
Why it matters: Balloon payments make monthly payments look affordable but create a financial cliff. If you can't pay or refinance at the end, you could lose your home or asset.
Example: A 5-year balloon mortgage on $200,000: you pay $1,054/month (as if it were a 30-year loan), but after 5 years you owe a balloon of $186,108 all at once.
Collateral — Loan Collateral
An asset you pledge to the lender as security for a loan. If you stop paying, the lender can seize and sell that asset to recover their money.
Why it matters: Secured loans (with collateral) have lower interest rates because the lender has less risk. But you could lose your home, car, or savings if you default.
Example: A mortgage uses your house as collateral. A car loan uses your vehicle. A title loan uses your car title. If you miss payments, the lender can foreclose or repossess.
Cosigner — Loan Cosigner
A person who agrees to repay your loan if you can't. They're equally responsible for the debt, and their credit is affected by your payment behavior.
Why it matters: Cosigning helps people with thin credit get approved or get better rates. But it's a huge risk for the cosigner — they're on the hook for the full amount if you default.
Example: A parent cosigns their child's $30,000 student loan. The child stops paying after 6 months. The parent is now legally required to make the payments or face collections, lawsuits, and credit damage.
Credit Bureau — Credit Reporting Agency (Bureau)
A company that collects and sells information about your credit history. The three major bureaus are Equifax, Experian, and TransUnion.
Why it matters: Not all lenders report to all three bureaus, so your reports may differ. You should check all three reports because an error on one could be costing you money.
Example: Your car loan only reports to Equifax and TransUnion. Your Experian report doesn't show that good payment history, so your Experian score is 15 points lower.
Credit Freeze — Security Freeze / Credit Freeze
A free tool that locks your credit report so no one (including you) can open new accounts until you lift it. It's the strongest protection against identity theft.
Why it matters: A credit freeze prevents criminals from opening loans in your name, even if they have your Social Security number. It's free by law and doesn't affect your credit score.
Example: Your data was in a breach. You freeze your credit at all 3 bureaus (takes 10 minutes online). A thief tries to open a credit card in your name — denied because the lender can't pull your frozen report.
Credit Mix — Credit Mix (Types of Credit)
The variety of credit accounts you have — credit cards (revolving), auto loans (installment), mortgage, student loans, etc. Having multiple types shows you can manage different kinds of debt.
Why it matters: Credit mix accounts for about 10% of your FICO score. Having only credit cards isn't as strong as having a card, an installment loan, and a mortgage.
Example: Borrower A has 3 credit cards. Borrower B has 2 credit cards, a car loan, and a student loan. Even with the same payment history and utilization, Borrower B's score is typically higher.
Credit Report — Consumer Credit Report
A detailed record of your borrowing history maintained by credit bureaus. It lists every loan, credit card, payment history, collection, and public record tied to your name.
Why it matters: Errors on credit reports are common — 1 in 5 consumers has at least one mistake. Checking your report regularly is the first step to fixing errors that are costing you money.
Example: You pull your free report from AnnualCreditReport.com and find a $2,400 medical collection you already paid. You dispute it, the bureau verifies it's resolved, and your score goes up 40 points.
Credit Score
A 3-digit number (300-850) that summarizes how reliably you've handled borrowed money. Higher scores mean lower risk to lenders and better loan terms for you.
Why it matters: Your credit score determines whether you get approved and at what rate. A 100-point difference can mean thousands of dollars more or less in interest over a loan's life.
Example: On a $250,000 30-year mortgage: a 760 score gets you 6.2% ($1,536/month). A 660 score gets 7.4% ($1,729/month). Over 30 years, the lower score costs you $69,480 more.
Credit Utilization — Credit Utilization Ratio
The percentage of your available credit that you're currently using. If you have $10,000 in credit limits and owe $3,000, your utilization is 30%.
Why it matters: Utilization is the second-biggest factor in your credit score (after payment history). Keeping it below 30% helps your score; below 10% is ideal.
Example: You have 3 cards with a $15,000 total limit. You're carrying $4,500 in balances (30% utilization). Paying down to $1,500 (10% utilization) could boost your score by 20-50 points.
Default — Loan Default
When you fail to repay a loan according to the agreed terms — usually after 90-180 days of missed payments. It's the point where the lender gives up on collecting normally.
Why it matters: Default triggers severe consequences: credit score drops 100+ points, the debt may be sent to collections, you could be sued, and your wages or assets could be seized.
Example: You miss 4 consecutive car payments. The lender declares your loan in default, repossesses your car, sells it at auction for $8,000, and you still owe the remaining $5,000 (called a deficiency balance).
FICO Score — Fair Isaac Corporation Score
The most widely used credit scoring model, created by Fair Isaac Corporation. 90% of top lenders use FICO scores for lending decisions.
Why it matters: FICO has many versions (FICO 8, 9, 10). Mortgage lenders still use older versions (FICO 2, 4, 5), so your mortgage score may differ from what free apps show you.
Example: Your FICO 8 score (used for credit cards) is 740. Your FICO 5 score (used for mortgages) is 725 because it weighs collections differently. Same credit history, different scores.
Hard Inquiry — Hard Credit Inquiry (Hard Pull)
When a lender checks your credit report because you've applied for credit. Each hard inquiry can lower your score by 5-10 points and stays on your report for 2 years.
Why it matters: Multiple hard inquiries in a short period suggest you're desperately seeking credit, which is a red flag. Exception: mortgage and auto loan shopping within 14-45 days counts as one inquiry.
Example: You apply for 5 credit cards in one month. Each application triggers a hard inquiry. Your score drops 25-50 points from the inquiries alone, making each subsequent application harder.
Loan Term (Tenor) — Loan Term / Tenor
How long you have to repay the loan, measured in months or years. A shorter term means higher monthly payments but less total interest paid.
Why it matters: Longer terms feel more affordable monthly but cost much more overall. A 30-year mortgage costs almost double in interest compared to a 15-year mortgage on the same amount.
Example: Borrowing $200,000 at 6.5%: A 15-year term costs $1,742/month ($113,561 total interest). A 30-year term costs $1,264/month ($255,088 total interest). You save $141,527 with the shorter term.
Origination Fee — Loan Origination Fee
A one-time fee the lender charges to process and set up your loan. It covers their costs for underwriting, verifying your information, and preparing paperwork.
Why it matters: Origination fees are usually 1-8% of the loan amount and are often deducted from your loan proceeds — so you receive less than you borrowed.
Example: You're approved for a $10,000 personal loan with a 5% origination fee. The lender deducts $500 upfront, so you receive $9,500 in your bank account but owe $10,000 plus interest.