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Licensed pawnbroker in Houston, TX specializing in firearms and other collateral-based loans. Federal Firearms Licensed (FFL Type 02) with verified ATF credentials.
Data compiled from public sources
Northwest Pawn Inc operates as a federally licensed pawnbroker located at 10465 Veterans Memorial in Houston, Texas 77038. The business holds an active Federal Firearms License (FFL #5-76-201-02-5F-35289) issued by the Bureau of Alcohol, Tobacco, Firearms, and Explosives, categorized as Type 02 - Pawnbroker in Firearms Other Than Destructive Devices. The license is current and set to expire June 1, 2025, and the business maintains verified credentials through FFLs.com.
As a licensed pawnbroker, Northwest Pawn provides collateral-based lending services where customers can pledge items of value—particularly firearms and other goods—in exchange for short-term loans. The business operates under federal firearms regulations and is subject to ATF oversight and compliance requirements. Their primary service involves accepting tangible property as collateral and providing cash advances based on the appraised value of pledged items.
What distinguishes Northwest Pawn is its specific federal licensing as a firearms pawnbroker, which requires compliance with 27 CFR 478.94 and other federal firearms regulations. This licensing level indicates the business is authorized to handle firearms transactions legally and has passed federal background checks and regulatory requirements. The business appears to operate as a traditional pawn shop model, focusing on small collateral-based loans rather than credit-based lending products.
However, the company profile on FFLs.com is marked as "Verified, but unclaimed," meaning Northwest Pawn has not actively claimed or updated their business profile on the platform. The website content is minimal and consists primarily of federal FFL registry information rather than marketing materials or detailed service descriptions. This limits visibility into their full range of services, customer policies, fee structures, or additional offerings beyond firearms pawnbroking.
This is state-level context for Pawn Shops consumers in Houston, TX. It does not confirm that Northwest Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Northwest Pawn offers 8 services including Federal Firearms License Type 02 - Pawnbroker services for firearms, Collateral-based loans using tangible property as security, Firearms pawnbroking under ATF regulation and compliance, Short-term secured lending against pledged items, Federal firearms transaction handling and documentation, and 3 more.
Northwest Pawn has profile signals associated with Customers researching short-term cash access secured by firearms or other collateral items, Firearm owners seeking short-term loans with their weapons as collateral, Individuals in the Houston area requiring immediate collateral-based lending, People with items to pawn who prefer in-person transactions with a licensed broker.
Key strengths: Federally licensed and verified by ATF with active FFL credentials through June 1, 2025; Compliant with federal firearms regulations (27 CFR 478.94) and established regulatory framework; Convenient Houston location on Veterans Memorial with accessible phone contact (281-847-3777). Areas to consider: Minimal public information available—company has not claimed or updated their business profile; No details provided on loan terms, interest rates, fees, or repayment conditions.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Northwest Pawn is appropriate for customers in the Houston area seeking short-term cash access loans secured by firearms or other collateral items, and who are comfortable working with a federally licensed pawnbroker. The main caveat is the lack of publicly available information about their specific terms, fees, and policies—prospective customers should contact them directly at 281-847-3777 to understand loan conditions before pledging items.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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