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Non-profit housing organization in Northeast Colorado offering affordable housing solutions, down payment assistance, and HUD-approved home buyer counseling to rural families.
Data compiled from public sources
Northeast Colorado Housing, Inc. is a non-profit organization based in Fort Morgan, Colorado, serving six rural counties in Northeast Colorado: Logan, Morgan, Phillips, Sedgwick, Washington, and Yuma. The organization focuses on addressing the critical need for safe and affordable housing in underserved rural communities where traditional lending and housing resources are limited.
The organization provides a comprehensive suite of housing-focused services including home rehabilitation loans, affordable rental properties through Fort Morgan Townhomes, down payment assistance loans for first-time homebuyers, and Medicaid home modifications. They also offer HUD-approved home buyer counseling programs, foreclosure counseling, and home buyer education classes both in-person and online. Additionally, they serve as a packaging provider for USDA Rural Development Direct Loans, helping rural borrowers access federal financing.
Northeast Colorado Housing distinguishes itself by combining direct financial assistance (loans and down payment help) with educational counseling services, addressing both immediate housing needs and long-term financial literacy. Their focus on rural development financing and Medicaid home modifications demonstrates specialization in underserved populations. The organization's self-help housing program and online education options extend accessibility beyond in-person appointments in a geographically sparse region.
As a free-help non-profit, the organization provides legitimate HUD-approved counseling without credit repair claims or high-cost lending. The main limitation is geographic scope—services are restricted to six rural Northeast Colorado counties, making them inaccessible to consumers outside this region. Website content lacks information on counselor credentials, counseling costs (if any), or loan terms and rates.
This is state-level context for Free Help consumers in Fort Morgan, CO. It does not confirm that Northeast Colorado Housing, Inc. or this specific location is licensed.
State regulator
Colorado Department of Regulatory Agencies - Division of Banking
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Northeast Colorado Housing, Inc. offers 11 services including HUD-approved home buyer counseling program, Home buyer education classes (in-person), Home buyer education online, Down payment assistance loans, Home rehabilitation loans, and 6 more.
Northeast Colorado Housing, Inc. has profile signals associated with First-time homebuyers in rural Northeast Colorado seeking down payment assistance and pre-purchase education, Homeowners needing rehabilitation financing or Medicaid accessibility modifications in the six-county service area, Rural borrowers preparing USDA Rural Development Direct Loan applications with local packaging support.
Key strengths: HUD-approved home buyer counseling program providing legitimate financial education; Offers down payment assistance loans, directly addressing primary barrier to homeownership; Serves six rural counties (Logan, Morgan, Phillips, Sedgwick, Washington, Yuma) with limited lending access. Areas to consider: Geographic limitation: services only available in six Northeast Colorado counties; not accessible to majority of US consumers; Website lacks specific loan terms, interest rates, repayment periods, and eligibility requirements for down payment assistance and rehabilitation loans.
In the Free Help category, comparable providers include Battle and Company, Boulder County Housing & Human Services, Aka Boulder County Personal Finance Program, Impact Credit Consultants. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Northeast Colorado Housing is profile signals for rural families in six specific Northeast Colorado counties seeking affordable homeownership pathways combined with HUD-approved financial counseling. The main caveat is strict geographic limitation—the organization does not serve consumers outside their rural service area, significantly limiting accessibility for most of the US population.
Charles Battle offers comprehensive financial planning and advisory services combining faith-based perspectives with professional credentials including CFP certification and divinity training.
Google rating from 1 review
Profile signals: Faith-based individuals seeking financial advice aligned with religious values and pastoral perspective, Senior citizens in minority or disadvantaged communities exploring Medicare and benefits optimization
Boulder County's free personal finance counseling program offering budget help, credit building, debt management, and homebuying guidance through certified staff context.
Profile signals: Boulder County residents seeking free credit counseling without commercial motives, First-time homebuyers exploring local assistance programs and mortgage options
Impact Credit Consultants does not appear in the provided search results. The URL redirects to a 2-1-1 Colorado directory listing other non-profit credit counseling agencies.
Google rating from 1 review
Profile signals: Consumers in Denver, Colorado looking for credit repair services, People who prefer working with a local credit repair provider
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