Neighborhood Housing Services of Camden, Inc logo

Neighborhood Housing Services of Camden, Inc in Camden, NJ

No stored Google rating available.

HUD-certified nonprofit housing counselor in Camden, NJ offering free homebuyer education, financial literacy, and foreclosure/eviction prevention counseling.

Data compiled from public sources

Neighborhood Housing Services of Camden, Inc Review

Neighborhood Housing Services of Camden, Inc. is a nonprofit organization based in Camden, New Jersey, dedicated to promoting homeownership and financial stability through education and personalized counseling. The organization has positioned itself as a community resource for residents facing housing challenges or seeking to build wealth through homeownership.

The organization offers a comprehensive suite of free services centered on housing and financial literacy. Their core offerings include HUD-certified housing counseling, pre-purchase homebuyer education programs, financial literacy workshops, credit analysis sessions, and emergency assistance for those threatened by foreclosure, eviction, or utility shut-offs. They provide a free 2.5-hour online orientation to get clients started, followed by personalized counseling sessions that include comprehensive financial reviews and mortgage readiness assessments. The agency also connects clients to external resources like NJHMFA grants, the Homebuyer Dream Program, and the City of Camden's First Time Homebuyer Grant Program.

What distinguishes NHSC is their emphasis on HUD-certified counseling delivered in a welcoming, non-judgmental environment tailored to individual circumstances regardless of socio-economic background or readiness level. They explicitly state their mission extends beyond home purchase to long-term stability and wealth-building through goal-driven financial choices. The organization maintains restricted office access for health and safety but remains accessible via phone (856-541-0720) during M-F 10am-1pm and email, prioritizing continuity of service.

As a nonprofit free-help service, NHSC has significant limitations: services are restricted to specific hours (10am-1pm weekdays), office visits require appointments only, and their counseling capacity may be limited by nonprofit funding constraints. They explicitly disclaim that website information is confidential but not an application for financing, and they emphasize clients are free to choose their own lenders—a transparency statement that underscores their advisory rather than transactional role.

Services & Features

Comprehensive financial review and mortgage readiness assessment
Connections to NJHMFA down payment assistance grants
Eviction prevention counseling
Financial literacy and credit analysis workshops
First Front Door Grant Program connections
Foreclosure prevention counseling
Free 2.5-hour online orientation
HUD-certified housing counseling (personalized sessions)
Homebuyer Dream Program referrals
Personalized action plans for homeownership goals
Pre-purchase homebuyer education and financial literacy workshops
Utility shut-off prevention assistance

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • HUD-certified housing counselors ensure compliance with federal housing counseling standards
  • Free 2.5-hour online orientation removes financial barrier to entry
  • Comprehensive financial review and mortgage readiness assessment included in counseling
  • Personalized action plans tailored to individual housing goals and socio-economic circumstances
  • Connections to external down payment assistance programs (NJHMFA grants, City of Camden First Time Homebuyer Grant, First Front Door Grant)
  • Emergency assistance specifically for foreclosure, eviction, and utility shut-off prevention
  • Explicitly client-centric approach allowing freedom to choose lenders and products

Cons

  • Limited accessibility: office hours M-F 10am-1pm only, by appointment only
  • Phone and email support restricted to same narrow 3-hour window
  • Counseling availability may be limited by nonprofit funding and staff capacity constraints
  • No evening or weekend hours for working individuals with scheduling constraints
  • Geographic limitation to Camden, NJ area; unclear if remote services available beyond online orientation

State Consumer Finance Context

This is state-level context for Free Help consumers in Camden, NJ. It does not confirm that Neighborhood Housing Services of Camden, Inc or this specific location is licensed.

State regulator

New Jersey Department of Banking and Insurance

Key state rules to check

  • Payday lending is banned; New Jersey does not license payday lenders.
  • Criminal usury threshold is 30% for consumer loans.
  • Licensed consumer lenders under the New Jersey Licensed Lenders Act.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Neighborhood Housing Services of Camden, Inc offer?

Neighborhood Housing Services of Camden, Inc offers 12 services including HUD-certified housing counseling (personalized sessions), Pre-purchase homebuyer education and financial literacy workshops, Free 2.5-hour online orientation, Financial literacy and credit analysis workshops, Comprehensive financial review and mortgage readiness assessment, and 7 more.

What profile signals are listed for Neighborhood Housing Services of Camden, Inc?

Neighborhood Housing Services of Camden, Inc has profile signals associated with First-time homebuyers in the Camden area seeking free education and mortgage readiness assessment, Low-to-moderate income households at risk of foreclosure or eviction needing emergency counseling, Consumers seeking free financial literacy and credit analysis in a judgment-free nonprofit environment.

What are the strengths and weaknesses of Neighborhood Housing Services of Camden, Inc?

Key strengths: HUD-certified housing counselors ensure compliance with federal housing counseling standards; Free 2.5-hour online orientation removes financial barrier to entry; Comprehensive financial review and mortgage readiness assessment included in counseling. Areas to consider: Limited accessibility: office hours M-F 10am-1pm only, by appointment only; Phone and email support restricted to same narrow 3-hour window.

How does Neighborhood Housing Services of Camden, Inc compare to similar companies?

In the Free Help category, comparable providers include Community Credit Counseling Corp., Consumer Credit and Budget Counseling, Dba National Foundation for Debt Management, Navicore Solutions. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
Camden, NJ
BBB Accredited
No
Certifications
HUD-Approved
Visit Neighborhood Housing Services of Camden, Inc

CreditDoc Profile Note

Research Note on Neighborhood Housing Services of Camden, Inc

NHSC is profile signals for first-time homebuyers and households in housing crisis within the Camden area who can access services during M-F 10am-1pm business hours and prefer nonprofit, HUD-certified guidance. The main caveat is severely limited availability—fixed 3-hour weekday window and appointment-only access—which may be impractical for working individuals or those outside the Camden area.

Profile Signals

  • First-time homebuyers in the Camden area seeking free education and mortgage readiness assessment
  • Low-to-moderate income households at risk of foreclosure or eviction needing emergency counseling
  • Consumers seeking free financial literacy and credit analysis in a judgment-free nonprofit environment
Updated 2026-05-08

Similar Companies

Community Credit Counseling Corp. logo

Community Credit Counseling Corp.

Non-profit 501(c)(3) credit counseling organization offering debt management and financial education to help consumers become debt-free since 1998.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Consumers seeking free credit counseling before considering bankruptcy, Individuals interested in negotiated debt management plans with multiple creditors

Consumer Credit and Budget Counseling, Dba National Foundation for Debt Management logo

Consumer Credit and Budget Counseling, Dba National Foundation for Debt Management

Non-profit credit counseling and HUD-approved housing agency offering debt management plans, foreclosure mediation, and homebuyer education across multiple states.

BBB: NR

Profile signals: Homeowners facing foreclosure in states where CCBC is licensed, seeking free mediation, Credit card debt holders seeking negotiated payoff plans with certified non-profit counselors

Navicore Solutions logo

Navicore Solutions

Nonprofit credit and housing counseling agency founded in 1991. Offers debt management plans, foreclosure prevention, bankruptcy education, and student loan counseling across 12 offices in 11 states.

4.2/5

Google rating from 208 reviews

BBB: A+

Profile signals: Consumers with significant unsecured debt (credit cards) seeking a structured, creditor-negotiated repayment plan, Homeowners facing foreclosure or first-time buyers who need HUD-certified housing guidance

Compare Your Needs With Neighborhood Housing Services of Camden, Inc

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • Neighborhood Housing Services of Camden, Inc is listed as a Free Help provider in Camden, NJ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to Neighborhood Housing Services of Camden, Inc and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.