National Check Cashiers in Memphis, TN
National Check Cashing in Memphis offers check cashing, cash advances, money orders, and bill payment services at their S 3rd St location.
Data compiled from public sources · Rating from CreditDoc methodology
National Check Cashiers Review
National Check Cashing operates as a check-cashing and financial services provider located in Memphis, Tennessee. The company serves the local Memphis community with a brick-and-mortar storefront at 3201 S 3rd St, Memphis, TN 38109. Based on the available listing information, they position themselves within the cash advance and check-cashing service category.
The business maintains direct phone contact at (901) 398-9957 for customer inquiries and service requests. National Check Cashing appears to be an established local provider, though detailed founding information and company history are not available from the current web listing. Their presence in the check-cashing category indicates they serve customers who need immediate access to funds or alternative financial services outside traditional banking channels.
The company operates in a service category that addresses specific consumer needs for rapid cash access and financial transactions. National Check Cashing's main business model centers on providing check cashing and related financial services to individuals who may lack traditional bank accounts or need expedited access to funds from checks. They facilitate cash advances, allowing customers to receive funds quickly rather than waiting for standard check processing.
The storefront location in South Memphis suggests they serve a local geographic market with in-person service availability. Their listing as a 'Cash & Check Advance' provider indicates their core service offerings focus on converting checks to immediate cash and providing short-term cash advances. National Check Cashing operates in a traditionally regulated industry with established compliance requirements for money transmission and financial services.
The business model provides an alternative to bank check processing and serves customers who prioritize speed and convenience over traditional banking relationships. Limited information is publicly available regarding their specific fee structures, APR disclosures for cash advances, or competitive positioning relative to other local check-cashing providers. The company's online presence appears minimal, with primary availability through a Yahoo Local business listing rather than a dedicated corporate website.
No customer reviews, ratings, or detailed service descriptions are currently displayed on the available listing.
Services & Features
Feature Checklist
Pros & Cons
Pros
- Local Memphis storefront location with in-person service availability
- Direct phone contact line (901) 398-9957 for customer service access
- Established presence in check-cashing category indicating market longevity
- Offers cash advances for immediate fund access without bank delays
- Multiple financial services beyond check cashing (money orders, bill payment)
Cons
- No dedicated company website—only Yahoo Local listing with minimal information
- No published fee schedule or APR disclosure visible on business listing
- No customer reviews or ratings available to assess service quality
- Limited transparency regarding cash advance terms and eligibility requirements
- No information about whether services comply with CEMA or state check-cashing regulations
Rating Breakdown
Frequently Asked Questions
Is National Check Cashiers legitimate?
Yes. National Check Cashiers is a registered company, headquartered in 2628 Frayser Blvd, Memphis, TN 38127.
Quick Facts
- Headquarters
- 2628 Frayser Blvd, Memphis, TN 38127
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
No Website Currently Available
CreditDoc Diagnosis
Doctor's Verdict on National Check Cashiers
National Check Cashing is best for Memphis residents who need rapid check conversion or short-term cash advances outside traditional banking hours. The primary caveat is complete absence of online transparency—no fee disclosure, terms of service, or customer reviews are publicly available, making it difficult to assess whether their cash advance APR complies with consumer protection standards or how their fees compare to competitors.
Best For
- Memphis-area residents needing immediate cash from checks without bank account delays
- Individuals seeking quick cash advances with same-day or next-day availability
- Customers who prefer in-person financial transactions at a local storefront
More Check Cashing & Money Services
Richmond Check Cashing
Nikki's Check Cashing
Financial Wellness Guides
What Actually Happens When You Miss a Payment
Missed a payment? Here's exactly what happens — day by day — to your account, your credit score, and your wallet. Plus what to do right now.
Read guide →Your First Credit Card: A No-Nonsense Guide
Never had a credit card? Not sure how they actually work? Here's everything you need to know — explained like nobody's trying to sell you something.
Read guide →Borrowing Money Explained: A Plain-English Guide
Loans, credit, interest, APR — explained simply, without the financial jargon that makes your eyes glaze over.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to National Check Cashiers and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.