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NCUA-insured federal credit union serving Mount Olive Baptist Church members and their families with auto loans, CDs, share accounts, and online banking services.
Data compiled from public sources
Mount Olive Baptist Church Federal Credit Union (MOBC FCU) is a member-owned, not-for-profit credit union affiliated with Mount Olive Baptist Church in the Dallas-Fort Worth area (routing number 111993763). Established to serve church members and their immediate families, the credit union operates as a faith-based financial cooperative with governance by an elected board of directors. The organization holds NCUA insurance protection, providing members with deposit security up to $250,000.
MOBC FCU offers a range of consumer financial products including auto loans (as low as 4.99% APR for new vehicles), motorcycle financing (5.50% APR), boat and RV loans (7.50% APR), share savings accounts with dividends (up to 1.00% APY), and certificate of deposit (CD) products with flexible terms and guaranteed returns. Members can access free bank-to-bank ACH transfers for both deposits and loan payments, enabling convenient payroll direct deposits and automated payment management. The credit union provides online account access, a mobile application, and maintains a physical location where members can conduct in-person transactions.
Key distinguishing features include the church-based membership model requiring affiliation with Mount Olive Baptist Church or immediate family relationship to existing members, a quarterly referral drawing program offering $100 cash incentives for member recruitment, and community engagement through annual shareholders meetings. The credit union emphasizes financial security and education, publishing resources on banking differences, savings strategies, and vehicle recall information. Their marketing positions CD products as lower listed-risk context wealth-building tools compared to mutual funds.
Limitations include restricted membership eligibility (church members and immediate family only—parents, children, siblings, grandparents), relatively basic product offerings compared to larger financial institutions, and limited geographic presence. Loan rates, while competitive, are not the lowest available in the market. The credit union's small size may result in fewer branch locations and limited service hours compared to major banks or larger credit unions.
This is state-level context for Credit Unions consumers in Arlington, TX. It does not confirm that Mount Olive Baptist Church or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Mount Olive Baptist Church offers 12 services including New and current auto loans with rates as low as 4.99% APR, Motorcycle financing at 5.50% APR, Boat and RV loans at 7.50% APR, Certificate of Deposit (CD) products with flexible terms and guaranteed interest rates, Share savings accounts with dividend rates up to 1.00% APY, and 7 more.
Mount Olive Baptist Church has profile signals associated with Mount Olive Baptist Church members seeking straightforward auto and vehicle financing with rate claims to verify, Church member families wanting to build savings through CDs with guaranteed returns and NCUA protection, Members seeking simple online banking with free ACH transfers and mobile app convenience, Individuals looking for a faith-based financial institution aligned with their church community.
Key strengths: NCUA insurance protection on deposits up to $250,000 provides member security; Competitive auto loan rates as low as 4.99% APR for new vehicles; Free bank-to-bank ACH transfers for deposits and loan payments with no monthly fees. Areas to consider: Membership restricted to Mount Olive Baptist Church members and their immediate family, limiting accessibility to general public; Limited product diversity compared to larger banks—no mention of credit cards, business accounts, or mortgage lending.
In the Credit Unions category, comparable providers include A+ Federal Credit Union, ALLIANCE Credit Union, Security Service Federal Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Mount Olive Baptist Church FCU is profile signals for existing church members and their families seeking straightforward auto financing and savings products within a faith-based cooperative structure backed by NCUA insurance. The main caveat is membership eligibility—this credit union is not open to the general public and requires affiliation with Mount Olive Baptist Church or immediate family relationship to current members.
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