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MoneyGram in York, PA

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York, PA's MoneyGram at 21 S George Street offers check cashing and money transfer services with extended weekend hours.

Data compiled from public sources

MoneyGram Review

MoneyGram's York, PA location sits at 21 South George Street in downtown York, serving residents and visitors seeking check-cashing and money transfer services. The standalone storefront operates with extended hours to accommodate your schedule: Monday through Friday 8:15 AM to 8 PM, Saturday 8:45 AM to 7 PM, and Sunday 9:45 AM to 5 PM. This central York location provides convenient access whether you're stopping by after work or on a weekend.

At this York, PA MoneyGram, you can cash checks, send money domestically and internationally, pay bills, and access other money services. Call +1 717-771-8962 to confirm current services, ask about transaction fees, or get answers to specific questions about processing times and payment methods accepted.

For York residents researching short-term cash access or to send money, bring a valid government ID and know your transaction details in advance. MoneyGram locations provide same-day service claims to verify for most check-cashing and transfer requests, making this York branch a reliable resource when you need immediate financial services.

Services & Features

Bill payment services
Customer service support for transfer inquiries
Domestic money transfers (send funds to other U.S. locations)
Fraud protection and secure transfer verification
In-person cash pickup at agent locations
International money transfers (send funds abroad)
Location search tool for finding nearby agent locations
Mobile app for transaction management
Money orders
Multi-language support for diverse customer base
Online money transfer initiation
Wire transfer services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive network of 300,000+ locations worldwide enables convenient in-person transactions
  • Hybrid service model allows customers to initiate transfers online and pick up cash at retail partners
  • Operates through familiar retail partners (supermarkets, pharmacies, convenience stores) in most neighborhoods
  • Multiple Pennsylvania cities covered, from major metros (Philadelphia, Pittsburgh) to smaller towns
  • Offers both domestic and international money transfer options
  • Bill payment services available in addition to money transfers
  • Online location finder helps customers quickly identify nearest participating agent
  • Accessible to unbanked and underbanked consumers without traditional bank accounts

Cons

  • Transfer fees apply and vary by service type, destination, and transfer amount—not cost-competitive for routine transfers
  • Dependent on agent network hours and location availability, which may not match customer convenience needs
  • International transfer rates and fees are subject to exchange rate markups that may be unfavorable
  • No proprietary branches, so service quality and staff knowledge varies by individual retail partner
  • Competitor services like bank wire transfers or newer fintech platforms may offer better rates for some transaction types

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in York, PA. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

Pennsylvania Department of Banking and Securities

Money services context in Pennsylvania

Short-term lending status: Banned

General rate context: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Key state rules to check

  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 12 services including Domestic money transfers (send funds to other U.S. locations), International money transfers (send funds abroad), In-person cash pickup at agent locations, Online money transfer initiation, Bill payment services, and 7 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Unbanked and underbanked consumers who lack access to traditional bank accounts, Individuals sending money to family members in other states or countries, Customers in rural or underserved areas where banking infrastructure is limited, People who prefer in-person transactions and require cash rather than digital transfers.

What are the strengths and weaknesses of MoneyGram?

Key strengths: Extensive network of 300,000+ locations worldwide enables convenient in-person transactions; Hybrid service model allows customers to initiate transfers online and pick up cash at retail partners; Operates through familiar retail partners (supermarkets, pharmacies, convenience stores) in most neighborhoods. Areas to consider: Transfer fees apply and vary by service type, destination, and transfer amount—not cost-competitive for routine transfers; Dependent on agent network hours and location availability, which may not match customer convenience needs.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Bob's Check Cashing & Pawn Shp, Check & Cash Express, Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
21 S George St, York, PA 17401
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for unbanked consumers and those in underserved areas who need accessible money transfer services through familiar retail locations. The main caveat is that fees and exchange rates are not competitively priced compared to banks, newer fintech transfer services, or wire transfers, so it should be viewed as a convenience solution rather than a cost-optimal choice.

Profile Signals

  • Unbanked and underbanked consumers who lack access to traditional bank accounts
  • Individuals sending money to family members in other states or countries
  • Customers in rural or underserved areas where banking infrastructure is limited
  • People who prefer in-person transactions and require cash rather than digital transfers
Updated 2026-05-08

Similar Companies

Bob's Check Cashing & Pawn Shp logo

Bob's Check Cashing & Pawn Shp

Bob's Check Cashing & Pawn Shop in Kensington, Philadelphia offers check cashing, pawn loans, and collateral-based lending services to the local community.

BBB: NR

Profile signals: Individuals needing immediate check cashing services without a bank account, Community members with valuables or jewelry seeking short-term collateral-based loans

Check & Cash Express logo

Check & Cash Express

ACE Cash Express operates 17 locations in Philadelphia offering check cashing, money transfers, bill payment, and prepaid banking services with mobile app support.

BBB: NR

Profile signals: Unbanked and underbanked individuals seeking FDIC-insured deposit accounts without traditional banking requirements, Small business owners and self-employed people needing business services and tax preparation support

Check Cashing logo

Check Cashing

Check Cashing Philadelphia, Pennsylvania — United Check Cashing offers check cashing, money transfers, money orders, and bill payment services at their ...

BBB: NR

Profile signals: Unbanked or underbanked Philadelphia residents needing immediate check conversion without bank account, Small business owners and sole proprietors requiring business check cashing services

Compare Your Needs With MoneyGram

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in York, PA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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