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Macro International Cargo
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MoneyGram in West Allis, WI
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MoneyGram is a money transfer and payment services provider operating through retail locations nationwide, enabling customers to send/receive money and access cash services.
Data compiled from public sources
MoneyGram Review
MoneyGram is an established money transfer company that operates through a network of retail agent locations across the United States. The company has positioned itself as a convenient alternative to traditional banking for customers seeking money movement and cash-based financial services. Their primary distribution model relies on partnerships with existing retail chains like CVS, allowing them to maintain widespread physical accessibility without operating standalone branches.
MoneyGram's service offerings center on domestic and international money transfers, check cashing, money orders, wire transfers, and bill payment processing. Customers can initiate transactions either online through their website or in person at agent locations. The company emphasizes the ease and speed of their processes, marketing their service as a straightforward solution for sending or receiving money across the United States. Their retail partnership model makes services available in convenient locations already frequented by consumers.
MoneyGram's competitive position relies on its extensive network of retail locations and the convenience of same-day transaction processing at physical agent sites. Unlike purely digital money transfer services, MoneyGram maintains a hybrid model accommodating both online-initiated and in-person transactions. This dual-channel approach serves populations with varying comfort levels regarding digital financial services. The company's long operational history provides brand recognition and consumer familiarity within the money transfer market.
The company serves a legitimate need for domestic money movement and cash services, particularly for unbanked and underbanked populations. However, MoneyGram's services typically carry transaction fees that vary by service type and location, making cost comparison essential for consumers. While the website emphasizes convenience and accessibility, it provides limited information regarding fee structures, exchange rates, or competitive pricing, requiring customers to investigate costs before committing to transactions.
Services & Features
Bill payment processing
Check cashing services
Domestic money transfers
In-person transaction processing at retail agent locations
International money transfers
Location-based service finder tool
Money orders
Online money transfer initiation
Same-day money transfer capabilities
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- Nationwide network of physical locations through retail partnerships like CVS for convenient access
- Hybrid transaction model supporting both online initiation and in-person service
- Multiple service options including money transfers, check cashing, money orders, wire transfers, and bill payment
- Same-day transaction processing available at physical agent locations
- Established brand with decades of operational history and consumer recognition
- No requirement for traditional bank account to access money transfer services
- Location finder tool on website enables customers to identify nearby agents by address, city, state, or ZIP code
Cons
- Website provides no listed fee structure information, requiring in-person inquiry for cost details
- Transaction fees and exchange rates likely higher than digital-only competitors or traditional banks
- Limited service hours and availability dependent on retail partner locations and their operating schedules
- Physical location requirement creates accessibility barrier for customers in rural or underserved areas
- No information provided regarding consumer-protection context, dispute resolution processes, or fund recovery policies
State Consumer Finance Context
This is state-level context for Check Cashing & Money Services consumers in West Allis, WI. It does not confirm that MoneyGram or this specific location is licensed.
State regulator
Wisconsin Department of Financial Institutions
Consumer protection
Money services context in Wisconsin
Short-term lending status: Legal
General rate context: No general usury cap for licensed lenders; payday loans legal with no rate cap
Wisconsin is one of the most permissive states for payday lending, with no rate cap for licensed lenders. Effective APRs can exceed 500%. The Department of Financial Institutions requires licensing but does not limit rates. Consumers should exercise extreme caution and can file complaints with DFI or the Attorney General.
Key state rules to check
- Wisconsin has no usury cap for licensed lenders, allowing unlimited payday loan rates.
- Payday loans are governed by the Wisconsin Consumer Act but without rate caps.
- Licensed lenders must disclose APR and fees but are not limited by them.
Complaint resources
- Wisconsin Department of Financial Institutions - State Regulator
- Wisconsin Attorney General Consumer Protection Bureau - State AG
- Consumer Financial Protection Bureau (CFPB) - Federal
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Frequently Asked Questions
What services does MoneyGram offer?
MoneyGram offers 10 services including Domestic money transfers, International money transfers, Check cashing services, Money orders, Wire transfers, and 5 more.
What profile signals are listed for MoneyGram?
MoneyGram has profile signals associated with Unbanked and underbanked consumers lacking traditional bank accounts seeking domestic money transfers, Individuals preferring in-person transaction processing and short-term cash access over digital platforms, Customers in areas with CVS and other retail partner locations who need check cashing or money order services.
What are the strengths and weaknesses of MoneyGram?
Key strengths: Nationwide network of physical locations through retail partnerships like CVS for convenient access; Hybrid transaction model supporting both online initiation and in-person service; Multiple service options including money transfers, check cashing, money orders, wire transfers, and bill payment. Areas to consider: Website provides no listed fee structure information, requiring in-person inquiry for cost details; Transaction fees and exchange rates likely higher than digital-only competitors or traditional banks.
How does MoneyGram compare to similar companies?
In the Check Cashing & Money Services category, comparable providers include Macro International Cargo, 47th & Pulaski Currency Exchange, Productos Colombianos | Envios de Paqueteria a Colombia | Cambio de Cheques | en San Jose CA | Elite Multiservice. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
Quick Facts
- Headquarters
- 07552 W Oklahoma Ave, West Allis, WI 53219
- BBB Accredited
- No
CreditDoc Profile Note
Research Note on MoneyGram
MoneyGram is best suited for consumers without traditional bank accounts who need convenient domestic money movement and cash services through physical locations. The primary consideration is understanding that services carry transaction fees not disclosed on their website, and consumers should compare costs against digital alternatives and traditional banks before proceeding.
Profile Signals
- Unbanked and underbanked consumers lacking traditional bank accounts seeking domestic money transfers
- Individuals preferring in-person transaction processing and short-term cash access over digital platforms
- Customers in areas with CVS and other retail partner locations who need check cashing or money order services
Updated 2026-04-29
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Quick Summary
- MoneyGram is listed as a Check Cashing & Money Services provider in West Allis, WI on CreditDoc.
- Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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- For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.
Next Steps
Find contact or location Check phone, address, map, and website availability. Check specific services See whether the provider lists the help you need. Review fit context Use the quiz to compare category, service, and public-rating fields. Compare alternatives Review similar providers before making contact. Improve your position Cash Advance Alternatives: Better Ways to Get Money Fast Learn the basics Start the free Credit Fundamentals course.
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