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MoneyGram in St Johns, FL

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St Johns, FL's 24-hour MoneyGram location at 845 Durbin Pavilion Dr offers check cashing and money transfer services.

Data compiled from public sources

MoneyGram Review

MoneyGram at 845 Durbin Pavilion Dr in St Johns, FL operates as a standalone check-cashing facility with convenient 24-hour access every day of the week. Located in the heart of St Johns, this location serves the local community with extended hours that accommodate early morning and late-night transactions.

The St Johns MoneyGram location provides check cashing, money transfers, and bill payment services. To inquire about specific services or account details, call +1 904-417-9688. Staff can answer questions about processing times and fees.

For St Johns residents needing urgent expense context or money transfers, this 24-hour location offers flexible access without appointment requirements. Bring a valid photo ID and the check or documentation for your transaction. MoneyGram specializes in quick, reliable money movement services for the communities it serves.

Services & Features

Bill payment services
Check cashing
Fund receiving services
In-person transaction processing at agent locations
Location-based fund pickup services
Money order issuance
Money transfers—domestic and international fund sending
Multi-currency money transfers
Online money transfer platform
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extremely extensive Florida network with locations in 200+ cities and towns, providing high convenience and accessibility
  • Offers both online and in-person transaction options for flexibility in how consumers complete transfers
  • Multiple service types available including money transfers, check cashing, money orders, wire transfers, and bill payment
  • Global money transfer capabilities allowing international fund sending and receiving
  • User-friendly location finder tool searchable by address, city, state, or ZIP code for quick access
  • Established brand with decades of operational history and consumer familiarity
  • No requirement to maintain a bank account to access services

Cons

  • Relies on agent locations rather than company-owned branches, creating inconsistent service quality and hours across locations
  • Money transfer fees can be substantial depending on transfer amount and destination, making it expensive for frequent users
  • Has faced multiple regulatory settlements regarding compliance and consumer protection issues
  • Limited financial services beyond basic transactions—does not offer credit products, savings accounts, or investment services
  • Agent location availability varies; not all services may be offered at every location

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in St Johns, FL. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

Florida Office of Financial Regulation

Money services context in Florida

Short-term lending status: Legal

General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately

Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.

Key state rules to check

  • Payday loans (deferred presentment) capped at $500 with maximum fee of $10 per $100 ($300) or $15 per $100 ($300-$500).
  • Borrowers can have only one outstanding payday loan at a time, tracked via a statewide database.
  • A mandatory 24-hour cooling-off period is required between payday loans.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 10 services including Money transfers—domestic and international fund sending, Money order issuance, Check cashing, Wire transfers, Bill payment services, and 5 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Consumers needing to send money domestically or internationally without a bank account, Florida residents seeking convenient local check cashing or money order services, Individuals making occasional money transfers who prioritize physical location accessibility over lowest fees, Immigrants or frequent travelers who need reliable global money transfer options.

What are the strengths and weaknesses of MoneyGram?

Key strengths: Extremely extensive Florida network with locations in 200+ cities and towns, providing high convenience and accessibility; Offers both online and in-person transaction options for flexibility in how consumers complete transfers; Multiple service types available including money transfers, check cashing, money orders, wire transfers, and bill payment. Areas to consider: Relies on agent locations rather than company-owned branches, creating inconsistent service quality and hours across locations; Money transfer fees can be substantial depending on transfer amount and destination, making it expensive for frequent users.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing Store, Check Cashing USA, Check Cashing USA. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
845 Durbin Pavilion Dr, St Johns, FL 32259
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for unbanked or underbanked consumers in Florida who need accessible physical locations for basic money transfers, check cashing, and bill payment services. The primary caveat is that fees for money transfers can be high relative to digital-only competitors, and service quality varies significantly by individual agent location since MoneyGram does not operate company-owned branches.

Profile Signals

  • Consumers needing to send money domestically or internationally without a bank account
  • Florida residents seeking convenient local check cashing or money order services
  • Individuals making occasional money transfers who prioritize physical location accessibility over lowest fees
  • Immigrants or frequent travelers who need reliable global money transfer options
Updated 2026-05-08

Similar Companies

Check Cashing Store logo

Check Cashing Store

The Check Cashing Store offers check cashing, payday loans ($100-$1,000), money orders, and MoneyGram services across Florida with over 30 years of operating history.

BBB: NR

Profile signals: Consumers needing immediate check cashing with same-day access in the Miami area, Short-term borrowers seeking payday loans with flexible repayment periods (7-90 days) rather than standard 2-week terms

Check Cashing USA logo

Check Cashing USA

Check Cashing USA Hallandale Beach, Florida — Check Cashing USA offers check cashing, money orders, and wire transfers at their Hallandale Beach, FL loc...

BBB: NR

Profile signals: Unbanked and underbanked individuals who are researching short-term cash access without a bank account, Workers with irregular pay schedules who need check cashing outside standard banking hours

Check Cashing USA logo

Check Cashing USA

Check Cashing USA offers check cashing, payday loans, installment loans, prepaid debit cards, money orders, and wire transfers at their Hialeah, FL location with extended hours.

BBB: NR

Profile signals: Unbanked or underbanked workers needing immediate paycheck access without a bank account, Individuals without access to credit who face genuine emergencies requiring short-term cash access

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in St Johns, FL on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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