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MoneyGram in Seal Beach, CA

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Seal Beach, CA's MoneyGram location at 12490 Seal Beach Blvd offers check cashing and money transfer services 7AM-10PM daily.

Data compiled from public sources

MoneyGram Review

MoneyGram's Seal Beach branch is located at 12490 Seal Beach Blvd, a standalone store in this coastal Orange County community. The location serves Seal Beach residents with extended weekday and weekend hours, open 7AM to 10PM every day of the week for your financial convenience in Seal Beach, CA.

This MoneyGram branch provides check cashing, money transfers, bill payments, and other financial services. For details on current services, limits, and fees, contact the location at +1 800-746-7287. Staff can assist with all transaction types during operating hours.

Local Seal Beach residents visit for quick check deposits and domestic money transfers without needing a bank account. Bring a valid government-issued ID and your check or payment information. MoneyGram makes it easy to handle urgent financial needs in your neighborhood.

Services & Features

Cash pickup for recipients at partner locations
Competitive foreign exchange rates
Debit card fund transfers
Digital wallet transfers
Direct bank account deposit for recipients
In-person cash send at 2,000+ partner locations
International money transfers to 200+ countries and territories
Mobile app-based money sending
Online money transfer via website
Real-time transfer tracking and status updates
Security features including encryption and fraud protection
User account creation and profile management

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Access to 2,000+ partner locations across 200+ countries and territories for sending and receiving
  • Multiple send channels: mobile app, online, and in-person at partner locations
  • Flexible receive options including cash pickup, bank deposit, debit card, and digital wallet transfers
  • High customer ratings: 4.9/5 on App Store (600K reviews) and 4.6/5 on Google Play (119K reviews)
  • Advanced security features including encryption and fraud protection tools
  • Real-time transfer tracking from initiation to completion
  • Quick account setup process requiring only a few minutes to create a profile

Cons

  • Website does not display specific transfer fees or cost comparisons, making it difficult to evaluate value
  • Exchange rates not shown on homepage; users must initiate a transfer to see actual rates offered
  • No information provided about transfer speed (same-day, next-day, etc.) or delivery time stated terms
  • Limited details about regulatory compliance, consumer-protection context, or dispute resolution procedures
  • No mention of minimum or maximum transfer limits or service restrictions

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Seal Beach, CA. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 12 services including International money transfers to 200+ countries and territories, Mobile app-based money sending, Online money transfer via website, In-person cash send at 2,000+ partner locations, Cash pickup for recipients at partner locations, and 7 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Individuals sending money to family and friends in over 200 countries regularly, Users who prefer multiple options for how to send (app, online, or in-person), Recipients who need flexible ways to access funds (cash, bank account, debit card, or digital wallet), Consumers who value an established, widely-recognized brand with millions of active users.

What are the strengths and weaknesses of MoneyGram?

Key strengths: Access to 2,000+ partner locations across 200+ countries and territories for sending and receiving; Multiple send channels: mobile app, online, and in-person at partner locations; Flexible receive options including cash pickup, bank deposit, debit card, and digital wallet transfers. Areas to consider: Website does not display specific transfer fees or cost comparisons, making it difficult to evaluate value; Exchange rates not shown on homepage; users must initiate a transfer to see actual rates offered.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
12490 Seal Beach Blvd, Seal Beach, CA 90740
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for consumers with regular international money transfer needs who value convenience through multiple send/receive channels and an extensive global partner network. The primary caveat is the lack of listed fee and exchange rate information on their website, requiring users to begin a transaction to understand actual costs—a significant limitation when comparing money transfer options.

Profile Signals

  • Individuals sending money to family and friends in over 200 countries regularly
  • Users who prefer multiple options for how to send (app, online, or in-person)
  • Recipients who need flexible ways to access funds (cash, bank account, debit card, or digital wallet)
  • Consumers who value an established, widely-recognized brand with millions of active users
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in Seal Beach, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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