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MoneyGram in San Jose, CA

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San Jose, CA's 777 Story Rd MoneyGram location offers convenient check cashing and money transfer services with extended hours.

Data compiled from public sources

MoneyGram Review

The MoneyGram at 777 Story Rd in San Jose, CA is a standalone check-cashing location serving the local community. Operating Monday through Saturday from 8AM to 8PM and Sundays 10AM to 6PM, this San Jose branch provides convenient access to money transfer and bill payment services. The accessible storefront makes it easy for San Jose residents to handle financial transactions during extended business hours.

This San Jose MoneyGram location specializes in check cashing, money transfers, bill payments, and prepaid card services. Contact the 777 Story Rd location at +1 408-885-1142 for specific service details or to confirm current offerings. The knowledgeable staff can assist with wire transfers, currency exchange, and other money services.

When visiting the 777 Story Rd MoneyGram in San Jose, CA, bring a valid government-issued ID for check cashing or transfers. Whether you need to cash a paycheck, send money to family, or pay bills, this San Jose location provides reliable service for residents throughout the area.

Services & Features

Bill payment processing
Cash access points through extensive retail network
Check cashing services (through select partner locations)
Domestic money transfers between U.S. locations
In-store cash pickup for received money transfers
International money transfers to recipient countries
Location search and finder tool by address or ZIP code
Money order services
Online money transfer initiation with in-person completion
Real-time transfer tracking and management

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 39+ locations across San Jose providing convenient neighborhood access to money transfer services
  • Extended operating hours through partner locations, with many open until 9-11 PM including weekends
  • Omnichannel capability allowing customers to initiate transfers online and complete them in-person at retail locations
  • Diverse partner network including major retailers (CVS/Longs), supermarkets, and listed financial service shops
  • Searchable location database by address, city, state, or ZIP code for finding nearest service point
  • Both domestic and international money transfer capabilities through single network
  • No requirement for bank account or credit history to send or receive money

Cons

  • Transaction fees charged on all money transfers with no pricing displayed on website—customers must contact individual locations
  • Service quality inconsistent across partner locations since MoneyGram operates through third-party retailers rather than company-owned branches
  • Limited transparency on foreign exchange rates, delivery speeds, and transfer limits on consumer-facing website
  • Dependent on partner retail hours and policies, creating potential service gaps or location closures
  • No dedicated customer support center mentioned; support routed through (800) 746-7287 general line and individual partner locations

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in San Jose, CA. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 10 services including Domestic money transfers between U.S. locations, International money transfers to recipient countries, In-store cash pickup for received money transfers, Online money transfer initiation with in-person completion, Check cashing services (through select partner locations), and 5 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Unbanked and underbanked consumers without traditional bank accounts who need domestic or international money transfers, Immigrants and migrant workers sending money to family internationally or across the United States, Consumers in underserved neighborhoods lacking traditional banking infrastructure who need accessible check cashing or bill payment services, Users preferring extended retail hours and neighborhood convenience over bank branch locations.

What are the strengths and weaknesses of MoneyGram?

Key strengths: 39+ locations across San Jose providing convenient neighborhood access to money transfer services; Extended operating hours through partner locations, with many open until 9-11 PM including weekends; Omnichannel capability allowing customers to initiate transfers online and complete them in-person at retail locations. Areas to consider: Transaction fees charged on all money transfers with no pricing displayed on website—customers must contact individual locations; Service quality inconsistent across partner locations since MoneyGram operates through third-party retailers rather than company-owned branches.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
777 Story Rd, San Jose, CA 95122
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for unbanked consumers and immigrants needing accessible money transfers outside traditional banking hours through neighborhood retail locations. The main caveat is that all pricing and service terms are non-listed on the website, requiring direct contact with individual partner locations, and service quality depends entirely on the specific retailer operating the MoneyGram terminal.

Profile Signals

  • Unbanked and underbanked consumers without traditional bank accounts who need domestic or international money transfers
  • Immigrants and migrant workers sending money to family internationally or across the United States
  • Consumers in underserved neighborhoods lacking traditional banking infrastructure who need accessible check cashing or bill payment services
  • Users preferring extended retail hours and neighborhood convenience over bank branch locations
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in San Jose, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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