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MoneyGram in San Carlos, CA

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San Carlos, CA MoneyGram at 1324 San Carlos Ave offers check cashing and money transfer services with extended hours daily.

Data compiled from public sources

MoneyGram Review

Located at 1324 San Carlos Ave in San Carlos, CA, this MoneyGram branch operates as a standalone check-cashing store. The location is open Monday through Saturday from 7:00 AM to midnight, with Sunday hours extending from 8:00 AM to midnight, making it convenient for San Carlos residents to access financial services during extended operating times.

This San Carlos MoneyGram location provides essential check-cashing services and money transfer options for local customers. For service inquiries, specific details about fees, transaction limits, or to discuss your financial needs, customers can call +1 800-746-7287.

If you need quick check cashing or to send money in San Carlos, bring a valid ID and your checks or account information. MoneyGram offers reliable, accessible financial solutions for local residents.

Services & Features

Agent location services through retail partnerships
Bill payment services
Check cashing
Domestic money transfers
International money transfers
Location search and finder tool
Money order services
Online transfer management
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive retail location network including accessible partner sites like CVS/Longs pharmacies
  • Both online and offline transaction capabilities for money transfers
  • Domestic and international money transfer options
  • Multiple service types available at single locations including checks, money orders, wire transfers, and bill payments
  • Searchable location finder tool with real-time hours and address information
  • Services available during extended retail hours (example location open until 11:59 PM)

Cons

  • No physical branded locations; entirely dependent on third-party retail partners
  • Limited to services offered through partner agreements; cannot listed refund term availability of all services at every location
  • Typical money transfer fees apply, making services more expensive than traditional banking for frequent users
  • No deposit accounts, savings products, or credit facilities offered
  • Service availability restricted to partner location operating hours

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in San Carlos, CA. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 9 services including Domestic money transfers, International money transfers, Check cashing, Money order services, Wire transfers, and 4 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Unbanked and underbanked consumers without access to traditional banking, Individuals needing occasional money transfers or check cashing services, Customers requiring in-person financial transactions at convenient retail locations, Those sending or receiving international remittances through established networks.

What are the strengths and weaknesses of MoneyGram?

Key strengths: Extensive retail location network including accessible partner sites like CVS/Longs pharmacies; Both online and offline transaction capabilities for money transfers; Domestic and international money transfer options. Areas to consider: No physical branded locations; entirely dependent on third-party retail partners; Limited to services offered through partner agreements; cannot listed refund term availability of all services at every location.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1324 San Carlos Ave, San Carlos, CA 94070
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for unbanked consumers and those needing occasional check cashing or money transfer services without traditional bank accounts. The primary caveat is that service quality and availability depend on partner location participation and hours, and transaction costs are higher in listed context than traditional banking alternatives.

Profile Signals

  • Unbanked and underbanked consumers without access to traditional banking
  • Individuals needing occasional money transfers or check cashing services
  • Customers requiring in-person financial transactions at convenient retail locations
  • Those sending or receiving international remittances through established networks
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

Compare Your Needs With MoneyGram

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in San Carlos, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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