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Phoenix, AZ's MoneyGram on W McDowell Rd provides check cashing and money transfers with extended daily hours (8 AM-10 PM).
Data compiled from public sources
MoneyGram's Phoenix location at 4230 W McDowell Rd provides convenient check cashing and money transfer services in the central Phoenix area. This standalone location is designed to serve the local community with quick, reliable service. The store is open from 8 AM to 10 PM every day of the week, making it accessible whether you need services early in the morning or later in the evening.
At this Phoenix MoneyGram branch on W McDowell Rd, you can cash checks, send money transfers domestically and internationally, and handle various financial transactions. For specific inquiries about fees, current exchange rates, or service availability, call the location directly at 602-415-5700. Staff can walk you through the process and answer questions about documentation requirements.
If you're a Phoenix, AZ resident needing quick check cashing without a bank account, or looking to send money to family, this W McDowell Rd location offers walk-in service with minimal wait. Bring a valid government-issued ID and the check or payment information you need to process. MoneyGram provides a reported alternative to traditional banking for time-sensitive financial needs.
This is state-level context for Check Cashing & Money Services consumers in Phoenix, AZ. It does not confirm that MoneyGram or this specific location is licensed.
State regulator
Arizona Department of Insurance and Financial Institutions
Consumer protection
Short-term lending status: Banned
General rate context: 36% APR cap on consumer loans; payday lending banned since 2010
Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
MoneyGram offers 8 services including Domestic money transfers, International money transfers, In-person money transfer pickup, Online money transfer initiation, Location finder by address, city, state, or ZIP, and 3 more.
MoneyGram has profile signals associated with Consumers sending or receiving domestic money transfers who value convenience and extended hours, International money transfer users already shopping at CVS or Walmart, Unbanked or underbanked individuals in Phoenix with limited access to traditional financial institutions.
Key strengths: 48+ documented locations throughout Phoenix covering all major neighborhoods; Partnerships with major retailers (CVS, Walmart) provide convenient co-locations with shopping; Extended hours at partner locations (most open until 9-10 PM). Areas to consider: No fee or exchange rate information provided on their location pages, requiring customers to call or visit in person; Service quality and staff experience context likely varies significantly across partner retailers.
In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
MoneyGram is profile signals for consumers seeking convenient money transfer options with flexible hours and multiple neighborhood locations, particularly those who shop regularly at CVS or Walmart. The main caveat is that pricing, transfer speeds, and service consistency are not listed on their website and will vary by partner location—comparison shopping requires direct contact with individual outlets.
760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.
Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts
MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.
Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account
Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.
Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably
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