Part of the MoneyGram chain · locations
MoneyGram logo

MoneyGram in Philadelphia, PA

No stored Google rating available.

MoneyGram at 1826-30 Chestnut St, Philadelphia, PA offers check cashing and money transfer services with extended hours daily.

Data compiled from public sources

MoneyGram Review

Located at 1826-30 Chestnut St in Philadelphia, PA, this MoneyGram location operates as a standalone check-cashing and money transfer service center. The storefront is open seven days a week from 8 AM to 11 PM, making it convenient for Philadelphia residents who need financial services during extended hours.

At this Philadelphia location, MoneyGram provides check cashing, money transfers, bill payment services, and prepaid card solutions. You can contact them at +1 800-746-7287 to confirm current services or discuss your specific financial needs.

If you live or work in Philadelphia, PA and need quick check cashing or to send money domestically or internationally, this Chestnut St location offers walk-in service without appointment requirements. Bring your valid ID and the check or payment information, and you can typically complete transactions within minutes.

Services & Features

Account-free money movement for unbanked customers
Agent location search and mapping
Bill payment processing (online and in-person)
Domestic money transfers (send and receive)
Extended evening and weekend hours at select locations
In-person money transfer services at 84 Philadelphia locations
International money transfers and remittances
Money order purchases
Online transfer initiation with agent location pickup
Wire transfer services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 84 locations across Philadelphia providing extensive neighborhood coverage and accessibility
  • Extended operating hours (many locations open until 9-10 PM) accommodating working customers
  • Domestic and international money transfer capabilities from single platform
  • Online transfer initiation with in-person pickup option at agent locations
  • No requirement for bank account to send or receive money transfers
  • Bill payment services available online and in-person at locations
  • Network includes major retail partners (CVS) and specialty providers for convenience

Cons

  • International transfers subject to fees and exchange rate markups that reduce final amount received
  • Service depends on third-party agent locations with varying hours and availability
  • Money transfers are not instantaneous and may take 1-3 business days for some transaction types
  • Limited to money movement services; does not offer checking, savings, or credit products
  • Customer service requires contacting individual agent locations or toll-free number rather than local branch support

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Philadelphia, PA. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

Pennsylvania Department of Banking and Securities

Money services context in Pennsylvania

Short-term lending status: Banned

General rate context: 6% for non-licensed lenders (24% for licensed small loan companies); payday lending banned

Pennsylvania effectively bans payday lending through its strict usury laws. Licensed consumer discount companies can charge higher rates but remain well below payday loan levels. Consumers can file complaints with the Department of Banking and Securities or the Attorney General's Bureau of Consumer Protection.

Key state rules to check

  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 10 services including Domestic money transfers (send and receive), International money transfers and remittances, Online transfer initiation with agent location pickup, In-person money transfer services at 84 Philadelphia locations, Money order purchases, and 5 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Immigrants and workers sending remittances to family members internationally, Unbanked and underbanked consumers without traditional bank accounts, Individuals needing quick domestic money transfers or bill payments after business hours, Customers seeking to send money without establishing banking relationships.

What are the strengths and weaknesses of MoneyGram?

Key strengths: 84 locations across Philadelphia providing extensive neighborhood coverage and accessibility; Extended operating hours (many locations open until 9-10 PM) accommodating working customers; Domestic and international money transfer capabilities from single platform. Areas to consider: International transfers subject to fees and exchange rate markups that reduce final amount received; Service depends on third-party agent locations with varying hours and availability.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Bob's Check Cashing & Pawn Shp, Check & Cash Express, Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
1826-30 Chestnut St Unit 1826, Philadelphia, PA 19103
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for unbanked consumers and immigrants needing to send money domestically or internationally without a bank account. The main caveat is that fees and exchange rate markups on international transfers can be substantial—customers should compare rates with competitors before committing to larger transfers.

Profile Signals

  • Immigrants and workers sending remittances to family members internationally
  • Unbanked and underbanked consumers without traditional bank accounts
  • Individuals needing quick domestic money transfers or bill payments after business hours
  • Customers seeking to send money without establishing banking relationships
Updated 2026-05-08

Similar Companies

Bob's Check Cashing & Pawn Shp logo

Bob's Check Cashing & Pawn Shp

Bob's Check Cashing & Pawn Shop in Kensington, Philadelphia offers check cashing, pawn loans, and collateral-based lending services to the local community.

BBB: NR

Profile signals: Individuals needing immediate check cashing services without a bank account, Community members with valuables or jewelry seeking short-term collateral-based loans

Check & Cash Express logo

Check & Cash Express

ACE Cash Express operates 17 locations in Philadelphia offering check cashing, money transfers, bill payment, and prepaid banking services with mobile app support.

BBB: NR

Profile signals: Unbanked and underbanked individuals seeking FDIC-insured deposit accounts without traditional banking requirements, Small business owners and self-employed people needing business services and tax preparation support

Check Cashing logo

Check Cashing

Check Cashing Philadelphia, Pennsylvania — United Check Cashing offers check cashing, money transfers, money orders, and bill payment services at their ...

BBB: NR

Profile signals: Unbanked or underbanked Philadelphia residents needing immediate check conversion without bank account, Small business owners and sole proprietors requiring business check cashing services

Compare Your Needs With MoneyGram

Answer 3 quick questions to review category, service, and profile context.

1. What's your primary financial goal?

Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in Philadelphia, PA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Affiliate Disclosure: CreditDoc may earn a commission when you click links to MoneyGram and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.