Macro International Cargo
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MoneyGram is a money transfer and payment services provider operating at physical locations nationwide, offering check cashing, money orders, wire transfers, and bill payment services.
Data compiled from public sources
MoneyGram operates as a financial services network with physical locations across the United States, including the referenced Super Latino location at 1112 E Lake St in Minneapolis. The company specializes in facilitating money movement and payment transactions for consumers who prefer in-person service or lack traditional banking access. MoneyGram's primary service offerings include check cashing, money order issuance, domestic and international wire transfers, and bill payment processing at partner locations nationwide.
The platform operates through a location-based network model, partnering with retail establishments like Super Latino to provide financial services in convenient community locations. Customers can initiate transactions online through moneygram.com or conduct business in person at physical agent locations. The service is designed for consumers seeking alternatives to traditional banks or those who need immediate access to cash and payment services.
MoneyGram distinguishes itself through its extensive physical network of agent locations, making services accessible in underserved communities and urban neighborhoods. The combination of online and in-person transaction options provides flexibility for different customer preferences. Their integration into retail partner locations increases accessibility compared to standalone financial service centers.
MoneyGram serves consumers without traditional bank accounts, those researching short-term cash access, and individuals conducting international or domestic money transfers. However, the service model relies on agent location availability and partner networks, which may not be uniformly distributed geographically. Customers should compare fees, which vary by location and transaction type, before using MoneyGram services. The company's primary profile context centers on convenience and accessibility rather than cost advantages.
This is state-level context for Check Cashing & Money Services consumers in Minneapolis, MN. It does not confirm that MoneyGram or this specific location is licensed.
State regulator
Minnesota Department of Commerce
Consumer protection
Short-term lending status: Legal
General rate context: 8% default; payday loans capped at $350 with tiered fees
Minnesota allows payday lending with a $350 cap, tiered fee structure, and a minimum 30-day term requirement. The Department of Commerce regulates all consumer lenders. Consumers benefit from the Minnesota Consumer Fraud Act and can file complaints with the Department of Commerce or Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
MoneyGram offers 10 services including Check cashing at agent locations, Money order issuance, Domestic wire transfers, International money transfers, Bill payment processing, and 5 more.
MoneyGram has profile signals associated with Unbanked or underbanked consumers needing check cashing and payment services in their neighborhood, Individuals requiring domestic or international money transfers without a traditional bank account, Consumers preferring in-person financial transactions at retail community locations.
Key strengths: Extensive nationwide network of physical agent locations for in-person transactions; Offers both online initiation and in-person service at partner retail locations; Provides multiple financial services (check cashing, money orders, wire transfers, bill payment) from single locations. Areas to consider: Service availability depends entirely on agent location network—not all areas may have convenient access; Website content does not disclose fee structure or pricing for services.
In the Check Cashing & Money Services category, comparable providers include Macro International Cargo, 47th & Pulaski Currency Exchange, Productos Colombianos | Envios de Paqueteria a Colombia | Cambio de Cheques | en San Jose CA | Elite Multiservice. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
MoneyGram is profile signals for unbanked or underbanked consumers who need accessible check cashing, money transfers, or bill payment services at convenient neighborhood retail locations. The primary caveat is that service quality, fees, and availability depend entirely on the specific agent location's policies and operational hours, requiring customers to verify local terms before relying on MoneyGram for critical financial transactions.
View this provider profile and compare source-linked details before choosing what to do next.
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