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MoneyGram in Mesa, AZ

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Mesa, AZ's MoneyGram location at 5122 E University Dr offers check cashing and money transfer services seven days a week.

Data compiled from public sources

MoneyGram Review

The MoneyGram location at 5122 E University Drive in Mesa, Arizona operates as a standalone check-cashing store, serving the East Mesa community. The branch is open seven days a week from 7 AM to 9 PM, making it convenient for early morning or evening transactions. This accessible location on University Drive makes it an easy stop for residents and visitors needing check-cashing services in Mesa.

At this Mesa location, you can cash checks, send money transfers, and access other financial services. The staff can answer specific questions about fees, limits, and available payment methods. Call +1 480-832-9484 to confirm services before visiting or to get information on current rates.

If you're a Mesa, AZ resident needing a check cashed or money sent quickly, bring a valid photo ID and your documents. The extended hours mean you can visit before or after work. MoneyGram provides fast, reliable money transfer and check-cashing options at this convenient University Drive location.

Services & Features

Bill payment services
Domestic money transfers within the United States
In-person cash pickup at partner locations
International money remittance services
Money order issuance
Money receiving services from international senders
Online money transfer initiation and tracking
Wire transfer services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive network of 23+ locations in Mesa with convenient partner retailers including Walmart and CVS
  • Extended hours of operation, with many locations open until 8-10 PM for customer convenience
  • Hybrid service model allowing both online and offline transaction management
  • Multiple agent types (major retailers, check-cashing stores) providing accessibility options
  • Established brand with global money transfer capabilities for international remittances
  • Same-day or next-day transfer options available at most locations

Cons

  • Fees for money transfers can be significant, particularly for international remittances
  • Exchange rates for international transfers may be less favorable than digital alternatives like Wise or OFX
  • Reliance on third-party agent locations means service quality and hours vary by partner
  • No direct MoneyGram-branded physical locations; customers must visit partner retailers
  • Limited transparency on pricing from location search page, requiring calls or in-person visits

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Mesa, AZ. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 8 services including Domestic money transfers within the United States, International money remittance services, Money order issuance, Wire transfer services, Bill payment services, and 3 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Unbanked and underbanked consumers who need convenient money transfer services, Individuals sending remittances to family members domestically or internationally, Customers who prefer in-person service and short-term cash access pickup over digital-only platforms.

What are the strengths and weaknesses of MoneyGram?

Key strengths: Extensive network of 23+ locations in Mesa with convenient partner retailers including Walmart and CVS; Extended hours of operation, with many locations open until 8-10 PM for customer convenience; Hybrid service model allowing both online and offline transaction management. Areas to consider: Fees for money transfers can be significant, particularly for international remittances; Exchange rates for international transfers may be less favorable than digital alternatives like Wise or OFX.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
5122 E University Dr, Mesa, AZ 85205
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for unbanked consumers and families sending remittances who value convenience and in-person service over competitive pricing. The main caveat is that fees and exchange rates are typically higher than modern digital transfer alternatives, making it most suitable for customers prioritizing accessibility and immediate service over cost optimization.

Profile Signals

  • Unbanked and underbanked consumers who need convenient money transfer services
  • Individuals sending remittances to family members domestically or internationally
  • Customers who prefer in-person service and short-term cash access pickup over digital-only platforms
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts

Amigo Check Cashing logo

Amigo Check Cashing

MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.

BBB: NR

Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account

Ria Money Transfer - Universal Check Cashing logo

Ria Money Transfer - Universal Check Cashing

Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.

BBB: NR

Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably

Compare Your Needs With MoneyGram

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in Mesa, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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