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Memphis MoneyGram at 32 S 2nd St offers fast check cashing and money transfer services.
Data compiled from public sources
MoneyGram's Memphis location sits at 32 S 2nd St, a standalone storefront in downtown Memphis, TN. As a dedicated check-cashing store, it's positioned for quick access during business hours—Monday through Thursday 8 AM to 6 PM, Friday 8 AM to 7 PM, and Saturday 9 AM to 3 PM.
This MoneyGram location specializes in check cashing and money transfer services. Whether you need to cash a paycheck, deposit checks for business, or send money domestically, the staff can assist. Call 901-525-6544 to confirm service availability or ask about fees.
For Memphis residents and visitors, bring a valid government-issued ID—required for all transactions. Visit when you need fast check cashing without the hassle of bank teller lines. MoneyGram handles high-volume transfers and cashing efficiently.
This is state-level context for Check Cashing & Money Services consumers in Memphis, TN. It does not confirm that MoneyGram or this specific location is licensed.
State regulator
Tennessee Department of Financial Institutions
Consumer protection
Short-term lending status: Legal
General rate context: 24% for consumer finance loans; payday loans regulated under Deferred Presentment Act
Tennessee allows payday lending with a $500 cap and 15% fee limit. Borrowers are limited to two simultaneous loans. The Department of Financial Institutions regulates all consumer lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
MoneyGram offers 12 services including Domestic money transfers to other MoneyGram locations, International money transfers to 200+ countries, Online money transfer initiation with in-person pickup, In-person money send and receive at retail partner locations, Cash pickup for online-initiated transfers, and 7 more.
MoneyGram has profile signals associated with Unbanked or underbanked consumers without access to traditional bank wire services, Customers needing to send/receive money outside of standard 9-5 banking hours, People without smartphones or internet access who prefer in-person transaction options, Occasional domestic money transfer users seeking convenience over lowest cost.
Key strengths: 48+ locations across Memphis providing widespread geographic coverage for convenient access; Extended operating hours (many locations open until 8-11 PM) through retail partners like CVS and Walmart; Omnichannel capability: initiate transfers online and pick up in-person, or conduct full transactions at locations. Areas to consider: No pricing information displayed on website; customers must call or visit locations to learn fee amounts; Service quality and hours depend on individual partner retailers, creating inconsistent customer experience.
In the Check Cashing & Money Services category, comparable providers include Checks Cashed, Easy Cash Solutions, ERnet Envìos. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
MoneyGram is profile signals for unbanked consumers and occasional money transfer users who prioritize location convenience and extended hours over competitive pricing. The primary caveat is that this is a premium-priced service suitable for infrequent transfers; regular international remittance senders would benefit from lower-cost digital alternatives, and the lack of upfront pricing transparency requires customers to contact locations directly for fee information.
This is an Exxon gas station location in Memphis, TN offering convenience store services and fuel rewards—not a check-cashing business.
Profile signals: Drivers needing 24/7 fuel access in Memphis, Commercial fleet operators with diesel requirements
Easy Cash Solutions offers check cashing services in Nashville, TN. Located on Murfreesboro Pike with extended hours.
Profile signals: Customers researching short-term cash access conversion outside standard banking hours, Unbanked or underbanked individuals without access to traditional checking accounts
ERnet Envíos is a check-cashing and money transfer service in Nashville, TN offering financial transaction services to the local community.
Profile signals: Nashville-area residents needing local check-cashing services, Customers preferring in-person transaction verification
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