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USA Check Center (formerly Check Center)
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BBB:
Part of the MoneyGram chain · locations
MoneyGram in Memphis, TN
Memphis MoneyGram at 32 S 2nd St offers fast check cashing and money transfer services.
Data compiled from public sources · Rating from CreditDoc methodology
MoneyGram Review
MoneyGram's Memphis location sits at 32 S 2nd St, a standalone storefront in downtown Memphis, TN. As a dedicated check-cashing store, it's positioned for quick access during business hours—Monday through Thursday 8 AM to 6 PM, Friday 8 AM to 7 PM, and Saturday 9 AM to 3 PM.
This MoneyGram location specializes in check cashing and money transfer services. Whether you need to cash a paycheck, deposit checks for business, or send money domestically, the staff can assist. Call 901-525-6544 to confirm service availability or ask about fees.
For Memphis residents and visitors, bring a valid government-issued ID—required for all transactions. Visit when you need fast check cashing without the hassle of bank teller lines. MoneyGram handles high-volume transfers and cashing efficiently.
Services & Features
Cash management for transfer recipients
Cash pickup for online-initiated transfers
Customer service phone support (800-746-7287)
Domestic money transfers to other MoneyGram locations
In-person money send and receive at retail partner locations
International money transfers to 200+ countries
Location search and store hours information
Money transfer through Ace Cash Express check-cashing outlets
Money transfer through CVS pharmacy locations
Money transfer through La Fiesta supermarket locations
Money transfer through Walmart locations
Online money transfer initiation with in-person pickup
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 48+ locations across Memphis providing widespread geographic coverage for convenient access
- Extended operating hours (many locations open until 8-11 PM) through retail partners like CVS and Walmart
- Omnichannel capability: initiate transfers online and pick up in-person, or conduct full transactions at locations
- Partnerships with trusted major retailers (Walmart, CVS) and established check-cashing operators (Ace Cash Express)
- Interactive map-based location finder with search by address, city, state, or ZIP code
- Ability to send and receive money both online and offline without requiring a bank account
- Operations at supermarkets and grocery stores (La Fiesta) adding convenience to routine shopping trips
Cons
- No pricing information displayed on website; customers must call or visit locations to learn fee amounts
- Service quality and hours depend on individual partner retailers, creating inconsistent customer experience
- Higher transaction costs compared to bank wire transfers and modern digital remittance services
- Limited to partner location availability; cannot access service at all hours or all neighborhoods equally
- Requires physical location visit for cash pickup, reducing convenience versus fully digital solutions
Rating Breakdown
Value 2.0
Effectiveness 1.5
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is MoneyGram legitimate?
Yes. MoneyGram is a registered company, headquartered in 32 S 2nd St, Memphis, TN 38103.
Quick Facts
- Headquarters
- 32 S 2nd St, Memphis, TN 38103
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on MoneyGram
MoneyGram is best for unbanked consumers and occasional money transfer users who prioritize location convenience and extended hours over competitive pricing. The primary caveat is that this is a premium-priced service suitable for infrequent transfers; regular international remittance senders would benefit from lower-cost digital alternatives, and the lack of upfront pricing transparency requires customers to contact locations directly for fee information.
Best For
- Unbanked or underbanked consumers without access to traditional bank wire services
- Customers needing to send/receive money outside of standard 9-5 banking hours
- People without smartphones or internet access who prefer in-person transaction options
- Occasional domestic money transfer users seeking convenience over lowest cost
Updated 2026-04-29
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