Macro International Cargo
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MoneyGram is a money transfer service offering check cashing, money orders, wire transfers, and bill payment through agent locations nationwide, including Ace Cash Express.
Data compiled from public sources
MoneyGram is a established money transfer and financial services company that operates through a network of agent locations across the United States. The company has partnered with multiple retail and financial service providers, including Ace Cash Express, to make their services accessible to consumers in local communities. MoneyGram's primary function is to facilitate the movement and receipt of money, offering consumers flexible options for managing cash transactions and funds transfer needs.
MoneyGram's core service offerings include money transfer capabilities that allow customers to send or receive money nationwide. The platform supports both online and in-person transaction methods, giving consumers flexibility in how they conduct their financial business. Their agent network model means services are available through established local retailers and financial service centers rather than through their own standalone locations.
MoneyGram distinguishes itself through its extensive agent location network and the convenience of both digital and physical transaction options. The partnership model with established retailers like Ace Cash Express provides accessibility to consumers who may already frequent these locations for other financial services. The website emphasizes ease of use and nationwide availability as key features.
MoneyGram is best suited for consumers who need reliable money transfer and cash management services at physical locations. However, consumers should note that as an agent-based service, actual fees, hours, and specific available services may vary by location. The company's profile context depends significantly on the specific agent location being used and the competitive alternatives available in that market.
This is state-level context for Check Cashing & Money Services consumers in La Mesa, CA. It does not confirm that MoneyGram or this specific location is licensed.
State regulator
California Department of Financial Protection and Innovation (DFPI)
Consumer protection
Short-term lending status: Legal
General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100
California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
MoneyGram offers 8 services including Nationwide money transfer and sending, Money receiving services, Online money transfer, In-person money transfer transactions, Agent location network access, and 3 more.
MoneyGram has profile signals associated with Consumers who need to send or receive money through established local retailers, People who prefer in-person transactions over purely digital money transfer services, Customers already using Ace Cash Express or similar partner retailers for other services.
Key strengths: Nationwide network of agent locations making services accessible in local communities; Offers both online and in-person transaction options for customer flexibility; Established brand with long operational history in money transfer services. Areas to consider: Actual fees and services vary by specific agent location, not standardized across network; Dependent on third-party agent retailers for service delivery and customer experience.
In the Check Cashing & Money Services category, comparable providers include Macro International Cargo, 47th & Pulaski Currency Exchange, Productos Colombianos | Envios de Paqueteria a Colombia | Cambio de Cheques | en San Jose CA | Elite Multiservice. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
MoneyGram is profile signals for consumers who need reliable money transfer or cash access through physical retail locations and prefer the convenience of established partner networks over digital-only services. The key caveat is that services, fees, and hours are agent-location dependent, so actual offerings and costs will vary significantly based on which specific retailer location you visit.
View this provider profile and compare source-linked details before choosing what to do next.
View this provider profile and compare source-linked details before choosing what to do next.
View this provider profile and compare source-linked details before choosing what to do next.
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