U
USA Check Center (formerly Check Center)
Contact
BBB:
Part of the MoneyGram chain · locations
MoneyGram in Jersey City, NJ
Jersey City, NJ's MoneyGram at 245 Central Ave is a standalone check-cashing and money transfer center.
Data compiled from public sources · Rating from CreditDoc methodology
MoneyGram Review
MoneyGram's location at 245 Central Ave in Jersey City, NJ is a dedicated check-cashing and money transfer center operating Monday through Thursday 8 AM–8 PM, Friday 8 AM–9 PM, Saturday 8 AM–8 PM, and Sunday 10 AM–7 PM. The Central Ave branch serves Jersey City residents with consistent hours and quick access to essential financial services.
At this Jersey City MoneyGram, you can cash checks, send and receive money transfers, and access additional money services. Call +1 201-659-9000 to confirm available services or speak with staff about your specific transaction needs.
Jersey City residents using the 245 Central Ave MoneyGram appreciate the extended Friday evening hours and accessible location. Bring a valid ID and your check or transfer details for fastest service.
Services & Features
Bill payment processing
Check cashing
Domestic money transfers
In-person transfer completion at partner locations
International money transfers
Money orders
Multiservice financial center access through specialized partners
Online transfer initiation
Retail-based financial services through pharmacy and grocery store partnerships
Wire transfers
Feature Checklist
Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection
Pros & Cons
Pros
- 13 convenient partner locations across Jersey City with varied operating hours starting as early as 7:00 AM
- Partner locations include established brands (CVS, Key Food) providing added legitimacy and accessibility
- Offers both online and offline transaction management for flexibility
- International and domestic money transfer capabilities through single service provider
- Multiple service types (check cashing, money orders, wire transfers, bill payment) available at most locations
- Partner network includes specialized financial service centers for customers seeking dedicated financial services
- Accessible to underbanked populations without requiring traditional bank accounts
Cons
- Service quality and hours depend entirely on partner locations, creating inconsistent availability and customer experience
- No company-owned branches means customer service complaints may be redirected to individual partner locations rather than centralized support
- Fees for money transfers are not disclosed on the website, requiring customers to contact individual locations for pricing
- Limited information provided about fraud protection, dispute resolution, or customer guarantees
- Reliance on partner network means some services may not be available at all 13 locations
Rating Breakdown
Value 2.0
Effectiveness 1.0
Customer Service 2.2
Transparency 2.0
Ease of Use 3.9
Frequently Asked Questions
Is MoneyGram legitimate?
Yes. MoneyGram is a registered company, headquartered in 245 Central Ave, Jersey City, NJ 07309.
Quick Facts
- Headquarters
- 245 Central Ave, Jersey City, NJ 07309
- BBB Accredited
- No
- Starting Price
- Contact provider
- Setup Fee
- None
- Money-Back Guarantee
- No
CreditDoc Diagnosis
Doctor's Verdict on MoneyGram
MoneyGram is best for Jersey City residents without traditional bank accounts who need accessible, multi-service financial transactions including check cashing and money transfers. The main caveat is that service quality, hours, and fees are determined by individual partner locations, so customers must verify availability and pricing at their specific nearby location rather than assuming consistent service standards across all 13 points.
Best For
- Unbanked and underbanked individuals in Jersey City needing convenient check cashing without a bank account
- International money senders requiring domestic pickup locations for recipients
- Customers seeking quick bill payment services without visiting traditional banks
- Residents near partner locations (pharmacies, grocery stores) who value financial services combined with retail shopping
Updated 2026-04-29
More Check Cashing & Money Services
R
Richmond Check Cashing
Contact
BBB:
N
Nikki's Check Cashing
Contact
BBB:
Financial Wellness Guides
What Actually Happens When You Miss a Payment
Missed a payment? Here's exactly what happens — day by day — to your account, your credit score, and your wallet. Plus what to do right now.
Read guide →Your First Credit Card: A No-Nonsense Guide
Never had a credit card? Not sure how they actually work? Here's everything you need to know — explained like nobody's trying to sell you something.
Read guide →Borrowing Money Explained: A Plain-English Guide
Loans, credit, interest, APR — explained simply, without the financial jargon that makes your eyes glaze over.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to MoneyGram and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.