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MoneyGram in Fremont, CA

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Fremont, CA's MoneyGram at 44009 Osgood Rd provides money transfers, bill payments, and check-cashing services seven days a week, 7AM-9PM.

Data compiled from public sources

MoneyGram Review

MoneyGram's Fremont location sits at 44009 Osgood Rd, a standalone storefront offering financial services to this Bay Area community. The branch operates seven days a week from 7AM to 9PM, making it accessible whether you're stopping by on your way to work or handling weekend errands. Fremont's MoneyGram is positioned for convenient access with extended hours that serve the neighborhood's busy schedule.

At this Fremont branch, you can send money transfers domestically and internationally, pay bills, cash checks, and access other money services. The staff are trained to process your financial transactions accurately. For specific details about services, fees, or processing times, call +1 510-651-3301. They can confirm service availability and answer questions about accepted payment methods.

If you're a Fremont, CA resident needing reliable check-cashing or money transfer services, bring a valid government-issued ID and any relevant transaction documents. MoneyGram operates globally to provide these essential financial services to millions of customers.

Services & Features

Domestic money transfers
Evening and weekend transfer availability
In-person transfer service at retail locations
International money transfers
Money transfer to multiple countries
No bank account required for transfers
Online transfer management
Sending and receiving money services
Service at CVS/Longs locations
Service at Walmart locations
Service at independent merchants (Tienda Mexicana, Epicentro)
Service at supermarket partners (Lucky, Sam's Best Food Market)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 14+ accessible locations across Fremont area for in-person service
  • Extended hours available (many locations open until 9-10 PM) including weekends
  • Integrated into major retailers (Walmart, CVS, Lucky) for convenient access during regular shopping
  • Both online and offline service options for managing transfers
  • Global money transfer capability for international recipients
  • No requirement for dedicated storefront visits—available at everyday merchants
  • Established, regulated money transfer service with long operational history

Cons

  • Transfer fees and exchange rates not disclosed on their location website
  • Typical money transfer fees are higher than bank wire transfers
  • International transfer exchange rates may be unfavorable compared to listed providers
  • Limited service details available—website focuses on location finder rather than pricing transparency
  • Dependent on retail partner hours, which may be inconvenient for some users

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Fremont, CA. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 12 services including Domestic money transfers, International money transfers, In-person transfer service at retail locations, Online transfer management, Money transfer to multiple countries, and 7 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Unbanked and underbanked consumers without traditional bank accounts, Users needing rapid domestic or international money transfers, Customers preferring in-person transactions over digital-only services, Those already shopping at Walmart, CVS, or supermarkets who need transfer services.

What are the strengths and weaknesses of MoneyGram?

Key strengths: 14+ accessible locations across Fremont area for in-person service; Extended hours available (many locations open until 9-10 PM) including weekends; Integrated into major retailers (Walmart, CVS, Lucky) for convenient access during regular shopping. Areas to consider: Transfer fees and exchange rates not disclosed on their location website; Typical money transfer fees are higher than bank wire transfers.

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
44009 Osgood Rd, Fremont, CA 94539
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for unbanked consumers and those needing quick domestic or international money transfers who value in-person service and retail accessibility. The primary caveat is that exact fees and exchange rates are not listed on their website—users must contact specific locations or visit MoneyGram.com for pricing before committing to a transfer.

Profile Signals

  • Unbanked and underbanked consumers without traditional bank accounts
  • Users needing rapid domestic or international money transfers
  • Customers preferring in-person transactions over digital-only services
  • Those already shopping at Walmart, CVS, or supermarkets who need transfer services
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

Compare Your Needs With MoneyGram

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in Fremont, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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