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MoneyGram in Charlotte, NC

2.3/5

Charlotte, NC residents can visit MoneyGram at 11430 N Tryon St for check cashing and money transfer services with convenient daytime and evening hours.

Data compiled from public sources · Rating from CreditDoc methodology

MoneyGram Review

MoneyGram's North Tryon Street location in Charlotte sits at 11430 N Tryon St, providing check-cashing and money transfer services to residents across the greater Charlotte area. Open Monday through Friday from 9AM to 9PM, Saturday from 8AM to 9PM, and Sunday from 10AM to 6PM, this standalone location offers extended hours to accommodate working professionals and busy schedules in the Charlotte community.

At this Charlotte, NC location, you can cash checks, send money transfers, and access other financial services. For specific questions about services, fees, or your particular transaction, call the location directly at +1 800-746-7287. The staff at this North Tryon St MoneyGram can help you determine which service meets your needs.

Residents of Charlotte looking for reliable check-cashing services should bring a valid ID and any relevant documents when visiting. This standalone MoneyGram location on North Tryon Street serves as a convenient alternative for those seeking quick financial transactions without the wait times of traditional banks in Charlotte, NC.

Services & Features

Account-to-account fund transfers
Bill payment services
Cash delivery to third parties
Direct bank deposit for certain transfer types
Domestic money transfers within the United States
In-person cash pickup at agent locations
International money remittances to family and contacts abroad
Mobile and web-based transfer tracking
Money orders for bill payment and secure fund transfers
Multi-currency transfer options
Online money transfer initiation and management
Wire transfer services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 57 locations in Charlotte alone providing extensive local access to money transfer services
  • Partnerships with major retailers (CVS, Walmart) and specialty shops increase convenience and accessibility
  • Online and offline transaction options allow customers to send/receive money through their preferred method
  • Extended operating hours at most locations (many open until 8-10 PM) accommodate working schedules
  • Same-day money transfer capabilities for time-sensitive payments
  • Both domestic and international transfer services available through single service provider
  • Agent locations include underbanked-friendly partners like grocery stores and check-cashing services

Cons

  • Transfer fees are charged for sending money, making MoneyGram more expensive than some digital alternatives
  • Service charges reduce the net amount received by the recipient compared to zero-fee digital services
  • Limited financial services compared to full-service banks—does not offer checking, savings, or credit products
  • Dependent on third-party agent locations rather than direct company control over service quality
  • International transfer rates and fees vary by destination country and transfer method

Rating Breakdown

Value
2.0
Effectiveness
1.5
Customer Service
2.2
Transparency
2.0
Ease of Use
3.9

Frequently Asked Questions

Is MoneyGram legitimate?

Yes. MoneyGram is a registered company, headquartered in 11430 N Tryon St, Charlotte, NC 28262.

Quick Facts

Headquarters
11430 N Tryon St, Charlotte, NC 28262
BBB Accredited
No
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit MoneyGram

CreditDoc Diagnosis

Doctor's Verdict on MoneyGram

MoneyGram is best for unbanked consumers, immigrants sending remittances, and individuals who need convenient physical locations for same-day money movement. The primary caveat is that MoneyGram charges service fees for transfers—customers should compare rates with digital-only platforms like Wise or PayPal for cost-sensitive international remittances.

Best For

  • Unbanked and underbanked individuals without access to traditional bank accounts
  • Immigrants and individuals sending remittances to family internationally
  • Customers who prefer in-person, same-day cash transactions over digital transfers
  • People who need bill payment services or money orders alongside transfer capabilities
Updated 2026-04-29

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