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Moneygram in Bernalillo, NM

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Bernalillo, NM's Moneygram at 160 E US-550 offers check cashing and money transfers seven days a week, 8AM-8PM.

Data compiled from public sources

Moneygram Review

Located at 160 E US-550 in Bernalillo, NM, this Moneygram branch operates as a standalone check-cashing center. The location is easily accessible along US Route 550, serving both Bernalillo residents and travelers passing through the area. Open seven days a week from 8AM to 8PM, the branch maintains consistent hours to accommodate both early morning and evening transactions.

At this Bernalillo Moneygram location, you can cash checks, send domestic and international wire transfers, and access bill payment services. The knowledgeable staff handles transactions efficiently to minimize wait times. For specific questions or to confirm service availability, call +1 800-926-9400 directly.

If you need to cash a check in Bernalillo without a bank account, or send money quickly, this Moneygram provides a reliable option. Bring valid government-issued photo ID for check cashing. Whether you're a local resident or passing through NM, this location serves as a practical alternative for money transfer needs.

Services & Features

Bill payment services
City-based branch locator across New Mexico
Domestic money transfers (in-person)
Domestic money transfers (online)
In-person money pickup at agent locations
International money transfers
Location finder tool with map interface
Money orders
Money receiving services
Multi-channel access (online and physical locations)
Online fund transfers
Wire transfer services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extensive physical location network across New Mexico with 30+ cities represented
  • Dual access options: both in-person and online money transfer capabilities
  • Convenient location finder tool allowing search by address, city, state, or ZIP code
  • Serves underserved rural communities with limited banking infrastructure
  • Quick transaction processing for time-sensitive fund transfers
  • International money transfer capability beyond domestic transfers
  • No requirement for traditional bank account to send or receive funds

Cons

  • Website does not disclose specific fee structures or transfer costs upfront
  • International transfer exchange rates not transparently displayed on location pages
  • No information provided about transfer speed stated terms or delivery timeframes
  • Limited details about consumer-protection context or dispute resolution processes
  • Reliance on agent locations means service quality may vary by franchisee

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Bernalillo, NM. It does not confirm that Moneygram or this specific location is licensed.

State regulator

New Mexico Regulation and Licensing Department - Financial Institutions Division

Money services context in New Mexico

Short-term lending status: Banned

General rate context: 36% APR cap on all consumer loans (2023 law); payday lending effectively banned

New Mexico enacted a 36% APR cap on all consumer loans in 2023, effectively banning payday lending. This was a significant reform given the state's high poverty rate. Consumers can file complaints with the Financial Institutions Division or the Attorney General's Consumer Protection Division.

Key state rules to check

  • SB 66 (2023) capped all consumer loans at 36% APR including fees, effectively banning payday lending.
  • Prior to 2023, payday loans were allowed up to $2,500 with high fees.
  • Licensed small loan companies must comply with the new 36% cap.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Moneygram offer?

Moneygram offers 12 services including Domestic money transfers (in-person), Domestic money transfers (online), International money transfers, Money receiving services, In-person money pickup at agent locations, and 7 more.

What profile signals are listed for Moneygram?

Moneygram has profile signals associated with Unbanked or underbanked individuals needing to send/receive money without a bank account, Rural New Mexico residents in areas with limited banking access, Consumers sending money to family members internationally, Those needing same-day or next-day fund transfers without traditional banking.

What are the strengths and weaknesses of Moneygram?

Key strengths: Extensive physical location network across New Mexico with 30+ cities represented; Dual access options: both in-person and online money transfer capabilities; Convenient location finder tool allowing search by address, city, state, or ZIP code. Areas to consider: Website does not disclose specific fee structures or transfer costs upfront; International transfer exchange rates not transparently displayed on location pages.

How does Moneygram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, CASA DE CAMBIO LA MONEDITA # 1, CASA DE CAMBIO LA MONEDITA # 2. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
160 E US-550, Bernalillo, NM 87004
BBB Accredited
No
Visit Moneygram

CreditDoc Profile Note

Research Note on Moneygram

MoneyGram is profile signals for unbanked consumers and rural residents who need quick, accessible money transfer services without a traditional bank account. The main caveat is that the website lacks listed fee information—consumers must contact a location or visit online to understand the true cost of transfers, making comparison shopping essential before committing to a transaction.

Profile Signals

  • Unbanked or underbanked individuals needing to send/receive money without a bank account
  • Rural New Mexico residents in areas with limited banking access
  • Consumers sending money to family members internationally
  • Those needing same-day or next-day fund transfers without traditional banking
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

Albuquerque, NM's ACE Cash Express at 4001 San Mateo Blvd NE provides check cashing and fast financial services weekdays and Saturday mornings.

BBB: NR

Profile signals: Unbanked and underbanked consumers needing check cashing and bill payment services, Consumers seeking emergency-cash timing to verify access without traditional credit requirements

CASA DE CAMBIO LA MONEDITA # 1 logo

CASA DE CAMBIO LA MONEDITA # 1

Casa de Cambio La Monedita is a state-licensed money services business in New Mexico offering check cashing, money transfers, and bill payment across three Albuquerque locations.

BBB: NR

Profile signals: Unbanked and underbanked individuals needing immediate liquidity from checks, Spanish-speaking immigrants and communities requiring money transfer services

CASA DE CAMBIO LA MONEDITA # 2 logo

CASA DE CAMBIO LA MONEDITA # 2

Casa de Cambio La Monedita is a New Mexico-licensed money services business offering check cashing, money transfers, and bill payment across three Albuquerque locations.

BBB: NR

Profile signals: Unbanked and underbanked residents of Albuquerque lacking traditional checking accounts, Spanish-speaking customers preferring bilingual check-cashing services

Compare Your Needs With Moneygram

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Quick Summary

  • Moneygram is listed as a Check Cashing & Money Services provider in Bernalillo, NM on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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