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MoneyGram in Apache Junction, AZ

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MoneyGram at 2555 W Apache Trail in Apache Junction, AZ offers check-cashing and money transfer services with extended hours daily.

Data compiled from public sources

MoneyGram Review

The MoneyGram location at 2555 W Apache Trail in Apache Junction operates as a standalone check-cashing store open seven days a week from 7 AM to 9 PM. This West Apache Trail storefront serves the Apache Junction community with convenient access and extended daily hours for quick financial transactions.

At this Apache Junction MoneyGram branch, you can cash checks, send money transfers domestically and internationally, and access other financial services. Contact the location directly at +1 480-380-3800 for current rates, service limits, and to confirm which options are available at this specific branch.

For Apache Junction, AZ residents needing check-cashing or money transfer services, this MoneyGram location provides accessible options with no appointment required. Bring valid government-issued ID and the necessary documentation for your transaction. Standard fees and limits apply depending on the service you select.

Services & Features

Bill payment
Check cashing
Domestic money transfers
In-person transfer pickup
International money transfers
Location search and finder tool
Mobile-accessible service management
Money orders
Online transfer initiation
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended hours—Apache Junction location open until 9:00 PM, beyond typical bank hours
  • Accessible retail network—operates through Walmart and other partner locations nationwide
  • Hybrid service model—can initiate transfers online and pick up in-person, or complete transactions on-site
  • Multiple service types—check cashing, money orders, wire transfers, and bill payment all available
  • Domestic and international transfers—enables both domestic and cross-border money movement
  • No bank account required—serves unbanked and underbanked populations
  • Real-time location finder—website allows easy search by address, city, state, or ZIP code

Cons

  • Fee-based service—money transfer and check cashing services typically charge percentage or flat fees
  • Limited location information—Apache Junction listing shows only one agent location (Walmart #1381)
  • Retail dependent—service hours and availability depend on partner retail store hours
  • Not a bank alternative—does not offer checking accounts, savings accounts, or traditional banking services
  • International transfer complexity—cross-border transfers may involve additional fees and longer processing times

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Apache Junction, AZ. It does not confirm that MoneyGram or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does MoneyGram offer?

MoneyGram offers 10 services including Domestic money transfers, International money transfers, Check cashing, Money orders, Wire transfers, and 5 more.

What profile signals are listed for MoneyGram?

MoneyGram has profile signals associated with Unbanked or underbanked consumers who need check cashing without a bank account, International travelers or immigrants sending money to family abroad, Consumers needing after-hours cash access at retail locations, Individuals requiring occasional wire transfers or money orders without maintaining a bank relationship.

What are the strengths and weaknesses of MoneyGram?

Key strengths: Extended hours—Apache Junction location open until 9:00 PM, beyond typical bank hours; Accessible retail network—operates through Walmart and other partner locations nationwide; Hybrid service model—can initiate transfers online and pick up in-person, or complete transactions on-site. Areas to consider: Fee-based service—money transfer and check cashing services typically charge percentage or flat fees; Limited location information—Apache Junction listing shows only one agent location (Walmart #1381).

How does MoneyGram compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
2555 W Apache Trail, Apache Junction, AZ 85120
BBB Accredited
No
Visit MoneyGram

CreditDoc Profile Note

Research Note on MoneyGram

MoneyGram is profile signals for consumers without traditional bank accounts who need occasional check cashing, money orders, or domestic/international transfers at convenient retail locations. The primary caveat is that all services carry fees that can be substantial; consumers should compare costs against bank alternatives and use MoneyGram primarily for emergency or occasional needs rather than routine financial management.

Profile Signals

  • Unbanked or underbanked consumers who need check cashing without a bank account
  • International travelers or immigrants sending money to family abroad
  • Consumers needing after-hours cash access at retail locations
  • Individuals requiring occasional wire transfers or money orders without maintaining a bank relationship
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts

Amigo Check Cashing logo

Amigo Check Cashing

MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.

BBB: NR

Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account

Ria Money Transfer - Universal Check Cashing logo

Ria Money Transfer - Universal Check Cashing

Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.

BBB: NR

Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably

Compare Your Needs With MoneyGram

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Quick Summary

  • MoneyGram is listed as a Check Cashing & Money Services provider in Apache Junction, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

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