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Money Tree Pawn is a federally licensed pawnbroker in Houston, TX offering collateral-based loans on firearms and other items through their FFL license.
Data compiled from public sources
Money Tree Pawn operates as C E King Jewelry & Loan LLC, a pawn shop located at 7310 S Lake Houston Parkway in Houston, Texas. The business is licensed by the Bureau of Alcohol, Tobacco, Firearms, and Explosives (ATF) under Federal Firearms License number 5-76-201-02-8C-03849, which is valid through March 1, 2028. This licensing indicates the business operates as a pawnbroker specifically authorized to handle firearms transactions other than destructive devices.
Money Tree Pawn provides collateral-based lending services typical of pawn shops, accepting items of value as security for short-term loans. The company's name and licensing structure suggest they deal in jewelry, firearms, and other pawnable goods. Their FFL license is current and verified through the ATF's eZ Check system, which validates both the license legitimacy and shipping information for firearm transfers.
The business distinguishes itself through federal compliance and proper ATF licensing, meaning they meet strict regulatory requirements for firearms handling and record-keeping. They are accessible via phone at 281-741-2774 and maintain both a business and mailing address at the same Lake Houston location, suggesting a stable, physical storefront operation in the Houston area.
Money Tree Pawn is suitable for consumers seeking short-term cash access in exchange for collateral, particularly those with firearms or jewelry. However, pawn loans typically charge high interest rates and have short repayment windows (usually 30-90 days), making them a high-cost borrowing option best reserved for emergency situations when other lending is unavailable. The website provides limited operational detail beyond licensing information.
This is state-level context for Pawn Shops consumers in Houston, TX. It does not confirm that Money Tree Pawn or this specific location is licensed.
State regulator
Texas Office of Consumer Credit Commissioner
Consumer protection
Short-term lending status: Legal
General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses
Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Money Tree Pawn offers 8 services including Collateral-based pawn loans, Firearms pawn transactions (non-destructive devices), Jewelry loans, Federal Firearms License (FFL) transfers, Firearms holding and record-keeping, and 3 more.
Money Tree Pawn has profile signals associated with Consumers with firearms or jewelry needing immediate emergency cash, Those who may not meet traditional credit criteria but have valuable collateral, Individuals seeking short-term liquidity with eligibility claims to verify or lengthy approval processes.
Key strengths: Holds current, valid ATF Federal Firearms License (expires March 1, 2028) demonstrating regulatory compliance; Licensed specifically as a Type 02 Pawnbroker authorized to handle firearms transactions; Verified through ATF's eZ Check system for legitimate firearm transfer operations. Areas to consider: Website provides minimal information about loan terms, interest rates, or repayment periods; Pawn loans are inherently high-cost borrowing compared to traditional credit products.
In the Pawn Shops category, comparable providers include Gold Star Finance, TitleMax Title Loans, TitleMax Title Loans. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Money Tree Pawn is profile signals for Houston-area residents with firearms or jewelry comparing emergency-cash timing and cannot access traditional credit. Primary caveat: pawn loans carry very high costs and short repayment windows; this should only be used as a last-resort emergency option, not regular borrowing, and borrowers risk permanent loss of their collateral.
Gold Star Finance offers installment signature loans from $200–$1,700 across 68+ Texas locations. Established 1978, they focus on accessible small loans for consumers with imperfect credit.
Profile signals: Texas residents with poor/fair credit needing $200–$1,700 for immediate expenses, Borrowers seeking installment loans over payday/title loans with longer repayment terms
In Carrollton, TX, TitleMax Title Loans at 2717 E Belt Line Rd provides title-loan profile details with rate claims to verify and flexible repayment terms.
Profile signals: Vehicle owners with poor or no credit who own a paid-off car or motorcycle and are researching short-term cash access, Borrowers who need provider-stated funding timing and may not meet traditional bank-loan criteria or credit cards
Irving, TX's TitleMax Title Loans at 2720 N Belt Line Rd provides quick title-secured loans for customers researching emergency-cash options.
Profile signals: Consumers with poor or no credit history who own a paid-off vehicle outright, People needing same-day cash access who cannot qualify for a bank loan or credit card
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