Money Mizer Pawns and Jewelers operates two Jacksonville locations offering collateral-based loans, jewelry sales, and firearms dealing through licensed FFL status.
Data compiled from public sources · Google rating shown when a stored review count is available
Money Mizer Pawns and Jewelers is a multi-location pawn shop chain with two Jacksonville, Florida locations: one on Acme Street and one on Blanding Boulevard. The company is part of a larger regional network operating in Alabama, Georgia, and Florida, indicating established operations with corporate infrastructure. They maintain active online sales channels and accept collateral-based loans, which is the core pawn shop business model. The company positions itself as both a pawn lender and jewelry retailer with e-commerce presence.
Money Mizer offers traditional pawn shop services including collateral-based loans, jewelry buying and selling, and online payment systems for loan renewal. The company provides loan renewal and layaway payment options through online channels. They advertise hiring, suggesting active business operations.
They offer modern payment infrastructure including online payment systems and advertise upcoming improvements to their payment platform. Multi-state operations indicate operational maturity compared to single-location competitors.
As a pawn shop, this company serves consumers researching short-term cash access against personal collateral—a high-interest, short-term lending model. The FFL dealer status means customers can access firearms sales alongside traditional pawn services. However, pawn loans carry inherent costs and risks: interest rates are not disclosed on the website, loan terms appear unstated, and collateral loss is the default outcome if loans aren't renewed. The business model depends on buying used goods at steep discounts and reselling them, which benefits some customers seeking discounted merchandise but represents lossy borrowing for those seeking liquidity.
This is state-level context for Pawn Shops consumers in Jacksonville, FL. It does not confirm that Money Mizer Pawns and Jewelers of Jacksonville, FL (ACME) or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Short-term lending status: Legal
General rate context: 18% for loans under $500,000; 25% criminal usury threshold; payday loans regulated separately
Florida allows payday lending with notable consumer protections including a statewide database preventing multiple simultaneous loans, a $500 cap, and a 24-hour cooling-off period. The Office of Financial Regulation oversees all consumer lenders. Consumers can file complaints online through the OFR or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Money Mizer Pawns and Jewelers of Jacksonville, FL (ACME) offers 10 services including Collateral-based pawn loans, Jewelry buying and selling, Firearms sales as licensed FFL dealer, GunBroker firearms marketplace sales, eBay store for used merchandise sales, and 5 more.
Money Mizer Pawns and Jewelers of Jacksonville, FL (ACME) has profile signals associated with Consumers with valuable personal items (jewelry, electronics, firearms) seeking short-term cash access, Customers looking to purchase discounted used merchandise via eBay or in-store, Gun owners or collectors seeking FFL-licensed firearms sales and transfer, Local Jacksonville residents needing quick liquidity against collateral with geographic convenience.
Key strengths: Two Jacksonville locations provide geographic convenience for local customers; Licensed FFL dealer allowing firearms sales and loans through GunBroker; Online payment system enables loan renewal and layaway payments remotely. Areas to consider: No interest rates, fees, or loan terms disclosed on website—complete opacity on borrowing costs; Pawn loans result in collateral loss if not renewed, making this expensive debt for borrowers.
In the Pawn Shops category, comparable providers include Cash in a Flash Pawn, Mr. Steve's Pawn Shop, R & J Jewelry and Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Money Mizer is profile signals for Jacksonville-area consumers who own valuable collateral and are researching short-term cash access, particularly those with jewelry or firearms. The primary caveat is that pawn lending is an expensive, collateral-backed borrowing model with no disclosed interest rates or terms on the website—borrowers should expect high costs and total loss of pledged items if loans cannot be renewed.
Cash in a Flash Pawn is a Denver-based pawn shop offering collateral-based loans and the purchase/sale of firearms, jewelry, tools, and watches with provider-stated funding timing.
Google rating from 338 reviews
Profile signals: Gun owners and firearm enthusiasts researching short-term cash access who can leverage firearms as collateral, Individuals with valuable jewelry or watches seeking quick appraisals and same-day cash with eligibility claims to verify
Mr. Steve's Pawn Shop is a nearly 40-year-old Los Angeles pawn shop offering collateral-based loans, luxury jewelry, watches, handbags, and electronics with buy-now-pay-later options.
Google rating from 3,075 reviews
Profile signals: Customers seeking short-term cash access through collateral-based loans on jewelry, watches, or electronics, Buyers seeking discounted luxury jewelry, designer handbags, and high-end watches
San Jose-based pawn shop specializing in luxury watches, fine jewelry, diamonds, and precious metals. Offers collateral-based loans and buy/sell services with eligibility claims to verify.
Google rating from 451 reviews
Profile signals: High-net-worth individuals who own luxury watches, jewelry, or diamonds and need short-term cash, Precious metals investors/collectors looking to liquidate gold, silver, platinum, or bullion quickly
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Money Mizer Pawns and Jewelers of Jacksonville, FL (ACME) and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.