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Money Mart in Avondale, AZ

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Money Mart is a financial services retailer offering check cashing, cash advance loans ($100-$1,000), MoneyGram transfers, money orders, and prepaid cards at physical locations across multiple states.

Data compiled from public sources

Money Mart Review

Money Mart operates as a multi-service financial services provider under Dollar Financial Group, with a significant presence in Alaska, Arizona, California, Louisiana, and Florida. The company positions itself as a convenient one-stop destination for consumers seeking short-term cash access and money transfer services without traditional banking relationships. Their core offerings include check cashing (with mobile app capability), short-term cash advance loans ranging from $100 to $1,000 with 15-45 day terms, MoneyGram money transfers with currency exchange capability, money orders, and the Momentum Prepaid Mastercard.

The Avondale, Arizona location exemplifies their typical retail footprint, operating extended hours (9 AM–9 PM Friday, 9 AM–6 PM Saturday) to serve working consumers. Money Mart distinguishes itself through extended retail hours, mobile check cashing functionality via their app, and services designed for underbanked populations who may lack access to traditional banking products. However, the company operates in a heavily regulated consumer finance space with specific state-based restrictions—cash advance loans are only available in five states, and online applications are limited to California and Louisiana.

The business model relies on fee-based revenue from check cashing (state-variable fees), loan interest, currency exchange margins, and MoneyGram commissions. For consumers, Money Mart represents fast, accessible capital and money services, but the short-term loan products are explicitly flagged as expensive if used repeatedly and flagged for caution as long-term financial solutions.

Services & Features

Bill payment services
Cash advance loans ($100–$1,000, 15–45 day terms)
Check cashing (in-store and mobile app)
Mobile check cashing via app
Momentum Prepaid Mastercard
Money orders
MoneyGram money transfers with currency exchange
Small business services
Store locator and appointment services

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Extended retail hours (9 AM–9 PM Friday, 9 AM–6 PM Saturday) accommodate working consumers
  • Mobile check cashing available via app, reducing need for in-store visits
  • Same-day or next-day cash advance funding available in qualifying states
  • Multiple services under one roof (check cashing, loans, MoneyGram, money orders, prepaid cards)
  • Operates in five states with in-store loan applications (AK, AZ, CA, LA, FL)
  • Low loan minimums ($100) suitable for small emergency expenses
  • Prepaid Mastercard option (Momentum) for underbanked consumers without traditional bank accounts

Cons

  • Cash advance loans available in only 5 states; online applications limited to 2 states (CA, LA)
  • Company explicitly warns that short-term loans are expensive if used repeatedly and should not be long-term financial solutions
  • Check cashing fees vary by state and are not disclosed on website; additional item fees apply
  • Loan terms 15-45 days may lead to rollover repeat-borrowing cycles typical of payday lending
  • No mention of APR disclosure or cost transparency on website; regulatory disclaimer suggests variable rates by state

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Avondale, AZ. It does not confirm that Money Mart or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Money services context in Arizona

Short-term lending status: Banned

General rate context: 36% APR cap on consumer loans; payday lending banned since 2010

Arizona banned payday lending in 2010, providing strong consumer protections against high-cost short-term loans. Consumer loans are capped at 36% APR under state law. Residents can file complaints with the Department of Insurance and Financial Institutions or the Attorney General's Consumer Protection Division.

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Money Mart offer?

Money Mart offers 9 services including Check cashing (in-store and mobile app), Cash advance loans ($100–$1,000, 15–45 day terms), MoneyGram money transfers with currency exchange, Money orders, Momentum Prepaid Mastercard, and 4 more.

What profile signals are listed for Money Mart?

Money Mart has profile signals associated with Unbanked or underbanked consumers needing immediate check cashing without bank accounts, Consumers in AZ, CA, LA, AK, or FL researching emergency-cash options advances under $1,000 within 15-45 days, Individuals requiring international money transfers via MoneyGram or prepaid card access.

What are the strengths and weaknesses of Money Mart?

Key strengths: Extended retail hours (9 AM–9 PM Friday, 9 AM–6 PM Saturday) accommodate working consumers; Mobile check cashing available via app, reducing need for in-store visits; Same-day or next-day cash advance funding available in qualifying states. Areas to consider: Cash advance loans available in only 5 states; online applications limited to 2 states (CA, LA); Company explicitly warns that short-term loans are expensive if used repeatedly and should not be long-term financial solutions.

How does Money Mart compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include ACE Cash Express, Amigo Check Cashing, Ria Money Transfer - Universal Check Cashing. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
13045 W Rancho Santa Fe Blvd Ste A101, Avondale, AZ 85392
BBB Accredited
No
Visit Money Mart

CreditDoc Profile Note

Research Note on Money Mart

Money Mart is profile signals for consumers in targeted states (AZ, CA, LA, AK, FL) who need immediate check cashing or small emergency loans but lack traditional bank access. The primary caveat is that cash advance loans are expensive short-term products explicitly flagged for caution for repeated or long-term use; consumers should exhaust nonprofit credit counseling and payday loan alternatives first.

Profile Signals

  • Unbanked or underbanked consumers needing immediate check cashing without bank accounts
  • Consumers in AZ, CA, LA, AK, or FL researching emergency-cash options advances under $1,000 within 15-45 days
  • Individuals requiring international money transfers via MoneyGram or prepaid card access
Updated 2026-05-08

Similar Companies

ACE Cash Express logo

ACE Cash Express

760 N Country Club Dr in Mesa, AZ, this ACE Cash Express provides check-cashing and cash advance services.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing immediate access to cash through check cashing, Individuals requiring money transfer or bill payment services without traditional bank accounts

Amigo Check Cashing logo

Amigo Check Cashing

MoneyGram location at Amigo Check Cashing offering check cashing, money transfers, and cash services in Avondale, AZ with extended daily hours.

BBB: NR

Profile signals: Consumers needing after-hours check cashing on weekends or evenings, Individuals requiring quick money transfers without a bank account

Ria Money Transfer - Universal Check Cashing logo

Ria Money Transfer - Universal Check Cashing

Ria Money Transfer is a global remittance provider offering international money transfers to 190+ countries through 600,000+ locations, with online, mobile app, in-person, and WhatsApp sending options.

BBB: NR

Profile signals: Immigrants and migrant workers sending regular remittances to family in Latin America, Africa, Asia, and Europe, International business professionals needing to move funds across borders quickly and reliably

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Quick Summary

  • Money Mart is listed as a Check Cashing & Money Services provider in Avondale, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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