No stored Google rating available.
Nonprofit credit counseling agency offering debt management, housing, bankruptcy, and student loan counseling nationwide. NFCC member, HUD-certified, BBB A+ rated.
Data compiled from public sources
Money Management International (MMI) is a nonprofit financial education and counseling organization serving consumers across the United States who are struggling with debt, budgeting, housing, and student loan concerns. The organization operates a local counseling office in the Bronx, NY, at 903 Sheridan Ave., alongside a nationwide infrastructure of phone and online services that makes its programs accessible regardless of geography. MMI describes itself as the nation's counseling leader in several specialty areas and has been a longstanding participant in the major nonprofit credit counseling networks.
MMI's primary product is the Debt Management Plan (DMP), a structured repayment program that consolidates unsecured debt into a single monthly payment, typically at interest rates negotiated with creditors. The agency also offers a Debt Resolution Plan for consumers who need a different approach. Beyond debt, MMI provides HUD-certified homebuyer counseling, reverse mortgage counseling, bankruptcy counseling for those exploring alternatives to filing, disaster recovery counseling, and student loan counseling. Clients can access services in person (by appointment), by phone 24/7, or through a self-directed online counseling portal. A robust free education library includes blog posts, budget guides, a podcast, webinars, workshops, online homebuyer courses, and dedicated resources for military families.
What distinguishes MMI from many credit counseling agencies is the breadth and credibility of its third-party accreditations. It holds a BBB A+ rating, an 'Excellent' designation on Trustpilot, HUD approval for housing counseling, Council on Accreditation (COA) accreditation, and active membership in both the NFCC and the Financial Counseling Association of America (FCAA). The 24/7 phone counseling line is a meaningful differentiator—most nonprofit agencies operate during business hours only. The online portal also lets clients start a financial review at any time without waiting for an appointment.
MMI is a credible, well-regulated choice for consumers who want professional guidance from a nonprofit rather than a debt settlement company. The key honest caveat: MMI does not settle debts or reduce principal balances—it facilitates structured full repayment, which has profile signals for credit health but requires paying back what is owed. The Bronx in-person office has limited hours (Tues–Thurs, 9 a.m.–3 p.m., appointment only), which is inconvenient for working adults. DMP fees are not disclosed on the location page; prospective clients should ask about monthly program costs before enrolling.
Money Management International received 4 consumer complaints in the past 12 months. All complaints received a timely response from the company.
4
Complaints (12 months)
9.1%
Resolved with relief
Stable
Complaint trend
Most Common Complaint Categories
This is state-level context for Free Help consumers in Reno, NV. It does not confirm that Money Management International or this specific location is licensed.
State regulator
Nevada Financial Institutions Division
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Money Management International offers 12 services including Debt Management Plan (DMP), Debt Resolution Plan, Online Counseling (self-directed, anytime), Bankruptcy Counseling, Homebuyer Counseling (HUD-certified), and 7 more.
Money Management International has profile signals associated with Consumers with credit card or unsecured debt who want a structured nonprofit repayment plan, First-time homebuyers or reverse mortgage seekers needing HUD-approved counseling, People considering bankruptcy who want to explore all alternatives first, Student loan borrowers confused about repayment or forgiveness options.
Key strengths: BBB A+ rating from an independent nonprofit watchdog; Trustpilot 'Excellent' rating based on real consumer reviews; Phone counseling available 24 hours a day, 7 days a week. Areas to consider: In-person Bronx office open only Tues–Thurs, 9 a.m.–3 p.m. by appointment — not accessible for most working adults; DMP and program fees not disclosed on the location page; requires a call to determine costs.
In the Free Help category, comparable providers include CPLC Nevada, GreenPath Financial Wellness, Las Vegas, NV, Take Charge America. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
MMI is profile signals for consumers who need legitimate, nonprofit-backed debt or housing counseling from a nationally accredited agency and are willing to repay their full balances through a structured plan. It is not suitable for anyone seeking debt settlement or principal reduction. In-person access at the Bronx location is severely limited, so most clients will use phone or online channels.
HUD-approved non-profit offering free housing counseling, homebuyer education, and financial guidance across Nevada with listed workforce and small business programs.
Profile signals: First-time homebuyers in Clark County seeking HUD-certified counseling and down payment assistance screening, Young adults ages 16-24 without high school diploma seeking GED, construction skills training, and employment pathways
GreenPath Financial Wellness is a nonprofit credit counseling organization providing free and low-cost financial guidance to consumers seeking debt management and financial stability.
Profile signals: Consumers seeking free nonprofit credit counseling without cost barriers, Spanish-speaking individuals needing financial guidance in their primary language
Nonprofit NFCC-certified credit counseling agency offering free initial consultations and paid Debt Management Plans to reduce interest rates on unsecured debt since 1987.
Google rating from 132 reviews
Profile signals: Consumers carrying $2,000–$500,000 in high-interest unsecured credit card debt seeking negotiated rate reductions, People overwhelmed by multiple credit card payments wanting one consolidated monthly payment
Answer 3 quick questions to review category, service, and profile context.
1. What's your primary financial goal?
A plain-English breakdown of every credit score range — what each number actually means for your loans, cards, and daily life, plus exactly what to do about yours.
Read guide →A plain-English breakdown of what credit products, loans, and cards you can realistically get at every credit score level — from deep subprime to excellent.
Read guide →Learn exactly how to check your credit score for free using legitimate sources, understand the difference between soft and hard inquiries, and know your rights under federal law.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Money Management International and other services. These commissions help us maintain our free research. Compensation does not determine whether a provider can be covered; visible star ratings use stored Google review ratings when available. Learn more.