Mike's Pawn Shop logo

Mike's Pawn Shop in Houston, TX

4.8/5
Google rating from 570 reviews

Family-owned pawn shop in Columbus, Ohio offering collateral-based loans, firearms sales, and trade services with professional service.

Data compiled from public sources · Google rating shown when a stored review count is available

Mike's Pawn Shop Review

Mike's Pawn Shop is a family-owned and operated pawn business located at 3745 Cleveland Ave in Columbus, Ohio 43224, at the corner of Cooke Road and Cleveland Avenue. The shop has established itself as a licensed gun dealer with a focus on friendly, professional service to the community.

The shop offers traditional pawn services including loans against collateral, buying, selling, and trading of items. They specialize in firearms and accessories, prominently featuring licensed gun dealer services. Their inventory appears to include firearms such as the TRUSSART SOCOM 16 rifle and related accessories. Customers can access collateral-based lending by pawning items of value, a service that provides short-term cash access with eligibility claims to verify or the underwriting requirements of traditional lenders.

Mike's Pawn Shop distinguishes itself through its family ownership model, convenient location with ample parking, and proximity to complementary businesses like Vance's Gun Store next door. The emphasis on being "The Friendly Pawnbrokers" suggests a customer service-oriented approach to what can sometimes be a transactional industry. Their stated commitment to fast, professional, and friendly service sets their positioning in the market.

As a pawn shop, the business model is fundamentally different from credit-building or personal loan services. Customers should understand that pawn loans require surrendering physical collateral and operate on short redemption timelines. The firearm specialization may narrow the appeal for customers seeking general-purpose pawn services or those uninterested in that product category.

Services & Features

Buy services for items of value
Collateral-based lending without credit checks
Firearms and accessories purchases
Firearms and accessories sales
Firearms and accessories trading
In-person consultation and appraisal
Licensed gun dealer services
Pawn loans against collateral
Sell services for customer inventory
Trade services for item exchange
Walk-in service during posted business hours

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Licensed gun dealer with listed firearms and accessories inventory
  • Family-owned and operated business model emphasizing personalized service
  • Convenient location at intersection of Cooke Rd and Cleveland Ave with ample parking
  • Extended business hours (10am-5pm weekdays, 10am-3pm Saturday)
  • eligibility claim to verify for pawn loans—collateral-based qualification
  • Buy, sell, trade, and loan services providing flexible transaction options
  • Established local presence with direct phone access (614-475-5590)

Cons

  • Pawn loans require surrendering physical collateral, creating redemption risk
  • Limited information online about loan terms, interest rates, or redemption periods
  • Website provides minimal detail about non-firearm inventory or service scope
  • Pawn loan model typically involves short redemption windows and high effective costs
  • No evidence of online appointment booking or remote inquiry options

State Consumer Finance Context

This is state-level context for Pawn Shops consumers in Houston, TX. It does not confirm that Mike's Pawn Shop or this specific location is licensed.

State regulator

Texas Office of Consumer Credit Commissioner

Money services context in Texas

Short-term lending status: Legal

General rate context: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Key state rules to check

  • Payday and auto title lenders operate as Credit Access Businesses (CABs) arranging loans through third-party lenders.
  • No state cap on CAB fees; effective APRs frequently exceed 500%.
  • Several cities (Austin, Dallas, San Antonio, Houston) have enacted local payday lending ordinances.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Mike's Pawn Shop offer?

Mike's Pawn Shop offers 11 services including Pawn loans against collateral, Firearms and accessories sales, Firearms and accessories purchases, Firearms and accessories trading, Buy services for items of value, and 6 more.

What profile signals are listed for Mike's Pawn Shop?

Mike's Pawn Shop has profile signals associated with Gun enthusiasts and firearms collectors seeking to buy, sell, or trade weapons and accessories, Individuals researching short-term cash access who own items of sufficient value to pledge as collateral, Customers seeking a pawn transaction without credit evaluation or formal lending requirements, Local Columbus residents with items to sell or trade for short-term cash access conversion.

What are the strengths and weaknesses of Mike's Pawn Shop?

Key strengths: Licensed gun dealer with listed firearms and accessories inventory; Family-owned and operated business model emphasizing personalized service; Convenient location at intersection of Cooke Rd and Cleveland Ave with ample parking. Areas to consider: Pawn loans require surrendering physical collateral, creating redemption risk; Limited information online about loan terms, interest rates, or redemption periods.

How does Mike's Pawn Shop compare to similar companies?

In the Pawn Shops category, comparable providers include City Pawn, Motor City Pawn Brokers, Woodland Money Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Where does Mike's Pawn Shop operate?

Mike's Pawn Shop serves customers in 2 states including Texas, Ohio.

CreditDoc Profile Note

Research Note on Mike's Pawn Shop

Mike's Pawn Shop is profile signals for customers in the Columbus area who are researching short-term cash access and have items of value to pledge as collateral, particularly those interested in firearms transactions. The main caveat is that pawn lending involves surrendering physical collateral with redemption deadlines and typically carries higher effective costs than traditional personal loans, making it a short-term cash solution rather than a long-term financial product.

Profile Signals

  • Gun enthusiasts and firearms collectors seeking to buy, sell, or trade weapons and accessories
  • Individuals researching short-term cash access who own items of sufficient value to pledge as collateral
  • Customers seeking a pawn transaction without credit evaluation or formal lending requirements
  • Local Columbus residents with items to sell or trade for short-term cash access conversion
Updated 2026-05-08

Similar Companies

City Pawn logo

City Pawn

City Pawn is a Detroit-based pawn shop offering collateral-based loans and buying services for jewelry, electronics, and other valuables.

4.6/5

Google rating from 202 reviews

BBB: NR

Profile signals: Consumers researching short-term cash access with eligibility claims to verify or background approval, Individuals with valuable items (jewelry, electronics) who prefer collateral-based lending

Motor City Pawn Brokers logo

Motor City Pawn Brokers

Family-owned pawn broker with 30+ years serving Metro Detroit, offering collateral-based loans and a showroom of luxury goods, jewelry, tools, and electronics across five locations.

4.9/5

Google rating from 3,346 reviews

BBB: NR

Profile signals: Consumers needing quick emergency cash without credit approval or background checks, People with poor or limited credit history who may not meet traditional loan criteria

Woodland Money Loan logo

Woodland Money Loan

Woodland Money Loan is a Philadelphia-based emergency cash lender located at 4701 Frankford Ave, offering fast small loans with extended weekday hours.

4.9/5

Google rating from 854 reviews

BBB: NR

Profile signals: Philadelphia-area residents needing emergency-cash timing to verify, Consumers who prefer in-person lending interactions over online applications

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Quick Summary

  • Mike's Pawn Shop is listed as a Pawn Shops provider in Houston, TX on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
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