Midtown Check Cashing logo

Midtown Check Cashing in Los Angeles, CA

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Midtown Check Cashing offers check cashing, money orders, wire transfers, and bill payment services in Los Angeles with extended weekday hours and consistently positive customer reviews.

Data compiled from public sources

Midtown Check Cashing Review

Midtown Check Cashing is a check-cashing and financial services provider located at 7200 S Broadway in Los Angeles, CA 90003, near the intersection of S Broadway and W Florence Ave. The business operates as a traditional check-cashing service serving the South Los Angeles community.

The company offers check cashing, money orders, wire transfers, and bill payment services. They maintain extended operating hours to serve working customers, opening as early as 7:00 AM on weekdays and remaining open until 7:30 PM Monday through Thursday, with extended Friday hours until 8:00 PM. Sunday hours are 9:00 AM to 4:00 PM.

Midtown Check Cashing distinguishes itself through consistently positive customer feedback. The business maintains a 5.0-star rating based on available reviews, with customers specifically praising the work ethic and professionalism of staff members. One recent review from July 2025 noted that the customer makes regular payments at this location and appreciates the quality service provided by both male and female staff members.

As a traditional check-cashing service, Midtown serves customers who may lack banking relationships or prefer short-term cash access without bank account requirements. However, potential customers should note that specific fee structures, loan products, and service terms are not detailed on the available listing, and no information about rates or competitive advantages is provided beyond customer service quality.

Services & Features

Bill payment services
Cash advance services
Check cashing
In-person financial transactions
Local South Los Angeles neighborhood service
Money orders
Weekend and evening service availability
Wire transfers

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • 5.0-star rating based on customer reviews praising staff work ethic and professionalism
  • Extended weekday hours opening at 7:00 AM and closing as late as 8:00 PM Friday
  • Early Sunday hours starting at 9:00 AM for weekend access
  • Located in accessible South Los Angeles neighborhood near S Broadway and W Florence Ave
  • Customers report using the location for regular recurring payments
  • Staff described as helpful and professional by recent customer reviews
  • Offers multiple financial services beyond check cashing including wire transfers and bill payment

Cons

  • No fee structure or pricing information disclosed on listing
  • Limited service details available—specific products and rates not documented
  • No information about ID requirements, check limits, or rejection criteria
  • Outdated or inconsistent hours information noted by customers on other platforms
  • No online or mobile services mentioned; appears to be cash-only location

State Consumer Finance Context

This is state-level context for Check Cashing & Money Services consumers in Los Angeles, CA. It does not confirm that Midtown Check Cashing or this specific location is licensed.

State regulator

California Department of Financial Protection and Innovation (DFPI)

Money services context in California

Short-term lending status: Legal

General rate context: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Key state rules to check

  • Payday loans capped at $300 with maximum fee of $15 per $100 (459% APR equivalent).
  • The California Consumer Financial Protection Law grants DFPI broad enforcement authority.
  • Licensed finance lenders under the California Financing Law can charge rates above usury for loans under $10,000.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Midtown Check Cashing offer?

Midtown Check Cashing offers 8 services including Check cashing, Money orders, Wire transfers, Bill payment services, Cash advance services, and 3 more.

What profile signals are listed for Midtown Check Cashing?

Midtown Check Cashing has profile signals associated with Unbanked or underbanked individuals in South Los Angeles needing immediate check cashing, Workers on tight schedules requiring early morning (7 AM) or evening (7:30-8 PM) service access, Customers needing wire transfers or bill payment services without a bank account.

What are the strengths and weaknesses of Midtown Check Cashing?

Key strengths: 5.0-star rating based on customer reviews praising staff work ethic and professionalism; Extended weekday hours opening at 7:00 AM and closing as late as 8:00 PM Friday; Early Sunday hours starting at 9:00 AM for weekend access. Areas to consider: No fee structure or pricing information disclosed on listing; Limited service details available—specific products and rates not documented.

How does Midtown Check Cashing compare to similar companies?

In the Check Cashing & Money Services category, comparable providers include Check Cashing & Grocery Deli Liquor Wine & Beer, Express Loans, Money Exchange Hernandez. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
7200 S Broadway, Los Angeles, CA 90003
BBB Accredited
No

No Website Currently Available

CreditDoc Profile Note

Research Note on Midtown Check Cashing

Midtown Check Cashing is profile signals for unbanked or underbanked consumers in South Los Angeles who need immediate check cashing and basic financial services with convenient extended hours. The main caveat is that no fee information, rate details, or specific service terms are available on the listing, so customers should contact the business directly at (323) 759-8894 to understand pricing before using their services.

Profile Signals

  • Unbanked or underbanked individuals in South Los Angeles needing immediate check cashing
  • Workers on tight schedules requiring early morning (7 AM) or evening (7:30-8 PM) service access
  • Customers needing wire transfers or bill payment services without a bank account
Updated 2026-05-08

Similar Companies

Check Cashing & Grocery Deli Liquor Wine & Beer logo

Check Cashing & Grocery Deli Liquor Wine & Beer

Check cashing service combined with grocery deli and liquor retail located in San Jose. Offers check cashing, money orders, and beverage/food sales.

BBB: NR

Profile signals: Unbanked or underbanked customers in the San Jose area needing same-day cash access, Customers seeking convenient one-stop shopping combining financial services with grocery/liquor purchases

Express Loans logo

Express Loans

ACE Cash Express operates physical locations offering check cashing, payday loans, bill payment, and money transfer services without requiring a bank account.

BBB: NR

Profile signals: Unbanked or underbanked consumers needing to cash checks without a bank account, Individuals seeking immediate bill payment options in cash at physical locations

Money Exchange Hernandez logo

Money Exchange Hernandez

Money Exchange Hernandez offers check cashing, money orders, wire transfers, and bill payment services in San Diego's San Ysidro neighborhood with extended hours.

BBB: NR

Profile signals: Unbanked and underbanked consumers without traditional bank accounts, Cross-border commuters and San Ysidro residents needing rapid money transfer services

Compare Your Needs With Midtown Check Cashing

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Quick Summary

  • Midtown Check Cashing is listed as a Check Cashing & Money Services provider in Los Angeles, CA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

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