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Licensed pawnbroker in Richfield, MN offering collateral-based loans, firearms sales, jewelry, electronics, tools, and coins since 1994.
Data compiled from public sources
Metro Pawn & Gun has operated as a pawn shop in the Twin Cities area since 1994, establishing itself as a licensed pawnbroker serving the Richfield and Minneapolis communities. The business operates from a single physical location at 7529 Lyndale Avenue South in Richfield, positioning itself as an accessible alternative to traditional lending for consumers in the greater Minneapolis metropolitan area.
The company offers collateral-based loans without credit requirements, purchasing items of value and providing loans on pawn. Their inventory spans firearms (handguns, rifles, shotguns, collectible firearms), jewelry and precious metals (gold, silver, coins), electronics (car audio, home electronics, personal electronics), tools, and miscellaneous collectibles. They purchase items outright for resale, accept forfeited pawn items, and facilitate firearms transfers.
Metro Pawn & Gun differentiates itself through its emphasis on loan-to-value ratios, diverse inventory that changes frequently, and specific experience context in firearms selection. The company markets itself as "on the cutting edge of pawn shop style" and emphasizes the reliability and trust factor in their operations. Their single-location model means they've maintained consistency in the Twin Cities market for nearly 30 years, and their online presence through multiple platforms demonstrates modernization efforts.
As a traditional pawn shop, Metro Pawn & Gun serves consumers needing quick access to cash through collateral loans, those seeking to sell unused items, and buyers looking for discounted merchandise. The main limitation is the single physical location and the inherent nature of pawn transactions—collateral must have immediate resale value, and loans are secured debt requiring repayment or item forfeiture. No APR, repayment terms, or loan amount information is publicly disclosed on their website.
This is state-level context for Pawn Shops consumers in Richfield, MN. It does not confirm that Metro Pawn and Gun or this specific location is licensed.
State regulator
Minnesota Department of Commerce
Consumer protection
Short-term lending status: Legal
General rate context: 8% default; payday loans capped at $350 with tiered fees
Minnesota allows payday lending with a $350 cap, tiered fee structure, and a minimum 30-day term requirement. The Department of Commerce regulates all consumer lenders. Consumers benefit from the Minnesota Consumer Fraud Act and can file complaints with the Department of Commerce or Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Metro Pawn and Gun offers 11 services including Pawn loans on collateral without credit requirements, Purchase of items (jewelry, firearms, electronics, tools, coins) for resale, Sale of firearms (handguns, rifles, shotguns, collectible firearms), Firearms transfer services, Jewelry and precious metals buying and selling, and 6 more.
Metro Pawn and Gun has profile signals associated with Consumers in the Minneapolis-Richfield area researching short-term cash access with eligibility and application-process claims to verify, People selling unused firearms, jewelry, electronics, or collectibles for immediate payment, Bargain hunters seeking discounted merchandise including specialty items like rare coins or collectible firearms, Gun buyers in Minnesota seeking firearms purchases through online platforms or in-person transfers.
Key strengths: eligibility claim to verify for pawn loans, making it accessible to consumers with poor or no credit history; Licensed pawnbroker operating since 1994 with established local reputation in Minneapolis-Richfield area; Diverse inventory (firearms, jewelry, electronics, tools, coins) changes frequently, offering varied shopping options. Areas to consider: Single physical location limits accessibility for consumers outside the Twin Cities metro area; No publicly disclosed information about loan terms, repayment periods, or interest rates on pawn loans.
In the Pawn Shops category, comparable providers include Excel Pawn and Jewelry, maX it PAWN, MyBridgeNow. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Metro Pawn & Gun is profile signals for Twin Cities-area residents researching short-term cash access without credit approval, those selling unused valuables, or firearms/collectibles buyers seeking discounted merchandise. The main caveat is that pawn loans are collateral-dependent, require item surrender during the loan term, and lack listed disclosure of rates and terms on the website.
Excel Pawn operates two Minnesota locations offering collateral-based cash loans, gold and jewelry sales, and electronics trading with flexible payment options.
Profile signals: Individuals in the Twin Cities area researching short-term cash access against personal items (jewelry, electronics, etc.), Customers looking to buy used gold, jewelry, or electronics at discount prices
maX it PAWN is a pawn shop in Crystal, MN offering collateral-based loans, retail merchandise, gold buying, and flexible payment options including layaway.
Profile signals: Consumers researching short-term cash access who own valuable collateral (electronics, jewelry, tools, musical instruments) and can repay within pawn loan terms, Bargain hunters and budget-conscious shoppers seeking heavily discounted brand-name pre-owned merchandise
MyBridgeNow offers short-term collateral loans ranging from $3,000 to $500,000, accepting vehicles, jewelry, boats, motorcycles, and other assets as security.
Profile signals: Vehicle owners with clear titles researching short-term cash access for urgent expenses, High-net-worth individuals with luxury goods or recreational vehicles seeking short-term financing
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