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Metro Auto Pawn & Sales is an Oklahoma City auto pawn shop offering title-based loans, used vehicle financing, and vehicle trading with over 18 years of experience and no credit checks required.
Data compiled from public sources
Metro Auto Pawn & Sales has been operating in Oklahoma City, Oklahoma for over 18 years as a specialized auto pawn shop. The company is located at 1630 N. MacArthur Boulevard and positions itself as a trusted provider of quick cash and vehicle financing solutions for consumers in the local area.
The company offers three primary services: auto pawning (receiving cash against a vehicle's title with no credit check), used car sales with in-house financing for customers with poor credit, and vehicle trading services. They emphasize fast access to cash without lengthy approval processes, allowing customers to address immediate financial needs like rent, food, or other obligations. Their used car inventory includes vehicles in various categories—cars, vans, trucks, and SUVs—priced affordably with financing options available from as low as $500 down.
Metro Auto Pawn & Sales distinguishes itself through on-site vehicle financing that does not require a credit check, making it accessible to consumers with blemished credit reports or no credit history. They combine traditional pawn shop services with used car sales, offering both asset-based lending and vehicle sales under one roof. The company operates with extended business hours (9 AM–6 PM weekdays, 9 AM–5 PM Saturday) and provides direct phone and email contact options.
As a pawn shop, the company operates within a high-cost lending model typical of the auto pawn industry. While they offer speed and accessibility, customers should understand that title-based loans carry risk of vehicle loss if loans are not repaid. The website lacks transparent disclosure of interest rates, fees, loan terms, or specific financing conditions, which is important information for consumers considering this type of collateral-based lending.
This is state-level context for Pawn Shops consumers in Oklahoma City, OK. It does not confirm that Metro Auto Pawn & Sales or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Short-term lending status: Legal
General rate context: 6% default rate; payday loans capped at $500 with $15 per $100 fee for first $300
Oklahoma allows payday lending with a $500 cap and tiered fee structure. Borrowers are limited to two outstanding loans at a time. The Department of Consumer Credit regulates lenders, and complaints can be filed with the Department or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Metro Auto Pawn & Sales offers 8 services including Auto pawning with cash advances against vehicle titles, Title-based loans with no credit check required, Used car sales with on-site financing, Vehicle financing for customers with blemished credit, Vehicle trading and exchange services, and 3 more.
Metro Auto Pawn & Sales is best suited for Consumers with poor credit or no credit history who need vehicle financing, People facing immediate cash needs who can use their vehicle title as collateral, Buyers seeking affordable used vehicles with flexible down payment options, Consumers interested in trading an existing vehicle for a different one quickly.
Key strengths: No credit check required for auto pawn loans, making it accessible to consumers with poor or no credit history; Over 18 years of operating experience in the Oklahoma City market; On-site vehicle financing available, eliminating need to secure separate financing elsewhere. Areas to consider: No transparent disclosure of interest rates, APR, or loan terms on the website; As a title loan provider, loans put vehicle ownership at risk if repayment defaults occur.
In the Pawn Shops category, comparable providers include 102 Pawn, Big Hill Trading Company and Pawn, Big K Pawn Shop. Each company has different strengths — compare services, pricing, and consumer complaint records to find the best fit.
CreditDoc Diagnosis
Metro Auto Pawn & Sales is best suited for consumers with poor credit or immediate financial needs who own a vehicle and can accept collateral-based lending terms. However, the critical caveat is that auto pawn loans risk vehicle loss if not repaid, and the company's website provides no transparent disclosure of interest rates, fees, or repayment terms—information essential before entering into any loan agreement.
102 Pawn in Shawnee, OK offers pawn loans, buys items in good condition, and sells new and used goods including firearms, ammunition, and outdoor accessories.
Best for: Shawnee, Oklahoma residents needing quick collateral-based loans, Customers who appreciate text reminders and personalized item alerts to manage pawn transactions
Big Hill Trading Company & Pawn in Ponca City, OK offers collateral-based loans, item sales, and gold buying with experienced staff and a judgment-free environment.
Best for: Individuals needing immediate cash and possessing valuable collateral (jewelry, electronics, instruments, firearms), Bargain shoppers seeking discounted secondhand merchandise and unique items
Big K Pawn Shop offers collateral-based lending through pawn transactions. Limited website information available; appears to be an early-stage or minimally developed online presence.
Best for: Consumers who own valuable items and need immediate cash without credit checks, People seeking short-term collateral-based loans rather than unsecured debt
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