Pawn-Shops · Minnesota
Rating: 3.9/5
maX it PAWN is a pawn shop in Crystal, MN offering collateral-based loans, retail merchandise, gold buying, and flexible payment options including layaway.
maX it PAWN operates as a pawn shop located at 5445 Lakeland Avenue North in Crystal, Minnesota, operating under the EZPAWN family of stores. The business provides traditional pawn lending services where customers can bring items of value and receive immediate cash loans secured by collateral. The store has been established as a community-focused pawn operation offering extended hours of service (10am-7pm weekdays, 10am-6pm Saturday, 12pm-5pm Sunday).
The company offers a comprehensive range of services including pawn loans, retail sales of pre-owned merchandise at 25-70% discounts off retail, gold and diamond jewelry buying, firearms sales, auto loans, and an online inventory browsing system. They feature an "Instant Quote" tool for electronics valuations, an EZ+ Rewards Program that provides points on eligible transactions, and specialized protection plans for jewelry and general merchandise. Payment flexibility is emphasized through layaway options (10% down with monthly payments) and third-party financing partnerships allowing customers to take items home and pay over extended periods (up to 12 months depending on credit eligibility).
maX it PAWN distinguishes itself through daily inventory updates, brand-name merchandise selection (Samsung, Apple, etc.), expert precious metals testing and valuation, and specialized loyalty programming. The store positions itself as "committed to working with you to get the quick cash you need with the service and respect you deserve" and emphasizes being a "proud member of the community." Their online shop extends reach beyond physical location browsing.
As a pawn operation, this business serves customers needing immediate cash against collateral but comes with inherent limitations: pawn loans require surrendering physical items, loan amounts are conservative relative to item value, and customers must retrieve items before loan expiration or forfeit collateral. The company's reliance on merchandise inventory and collateral-based lending means it serves a specific niche distinct from traditional credit products, with success dependent on customer item valuation accuracy and reasonable redemption timelines.
Reader-focused summary of the strongest reasons to consider maX it PAWN and the factors most worth weighing before contracting. Individual outcomes depend on your credit situation and goals.
maX it PAWN works best for consumers who value fast cash availability with items in decent working condition—no credit check re and can accept the tradeoff of pawn loans require surrendering physical possession of items until loan is repaid. Compare against similar providers below before signing any contract.
Before signing up with any Pawn Shops provider, review these safeguards:
Match these decision factors against maX it PAWN's profile before committing. This rubric mirrors what independent consumer-finance research typically checks for Pawn Shops providers.
Pawn Shops
12 services listed
1 states
maX it PAWN offers 12 services including Pawn loans—collateral-based cash advances on items in decent working condition, Gold and diamond jewelry buying with expert precious metals testing, Retail sales of pre-owned brand-name merchandise at 25-70% discounts, Firearms sales (where legal), Auto loans (collateral-based), and 7 more. Confirm current service list directly with the provider before contracting.
maX it PAWN's profile signals suggest it may fit: Consumers needing immediate cash who own valuable collateral (electronics, jewelry, tools, musical instruments) and can repay within pawn loan terms; Bargain hunters and budget-conscious shoppers seeking heavily discounted brand-name pre-owned merchandise; Individuals wanting to sell gold, diamond jewelry, or other precious metals without the hassle of online marketplaces; Customers seeking flexible payment options (layaway or financed purchases) for retail merchandise without credit approval. Individual outcomes vary based on your specific situation.
Key strengths: Fast cash availability with items in decent working condition—no credit check required; Expert gold and diamond jewelry testing and valuation to ensure fair pricing; Wide selection of brand-name pre-owned merchandise (Samsung, Apple, etc.) at 25-70% discounts. Areas to consider: Pawn loans require surrendering physical possession of items until loan is repaid; Loan amounts are typically conservative—'the more items are worth, the more we can lend' implies modest advance percentages relative to resale value.
In the Pawn Shops category, comparable providers include 14k Pawn, A Plus a Pawn Shop, A-Wise Loan & Jewelry. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
maX it PAWN serves customers in 1 states including Minnesota. Confirm current service availability in your state directly with the provider.
Listed pricing for maX it PAWN: monthly price: 0; setup fee: 0; money back guarantee: False. Pricing may change — verify current fees directly with the provider before signing any contract.
This is state-level context for Pawn Shops consumers in Minnesota. It does not confirm that maX it PAWN or this specific location is licensed.
Payday lending in Minnesota: Legal (max $350)
Usury cap: 8% default; payday loans capped at $350 with tiered fees
Minnesota allows payday lending with a $350 cap, tiered fee structure, and a minimum 30-day term requirement. The Department of Commerce regulates all consumer lenders. Consumers benefit from the Minnesota Consumer Fraud Act and can file complaints with the Department of Commerce or Attorney General.
Comparable Pawn Shops providers with similar service scope. Ratings reflect stored review context; verify current licensing and pricing directly before contracting.
14K Pawn is a pawn shop and jewelry buyer located in Highland Park, MI, offering collateral-based loans and precious metals purchasing services.
Rating 4.1/5
Notable: No credit check required—immediate access to cash based on collateral value
A Plus A Pawn Shop offers collateral-based loans at their Los Angeles location on S Alvarado Street, with extended hours and accessible phone contact.
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Notable: Extended hours including Sundays (8 AM - 6 PM) provide accessibility for working customers
Nashville-based pawn shop offering collateral-based loans on jewelry, electronics, instruments, and vehicles with no credit check required. Also buys items o...
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Family-owned pawn shop in Kirkland, WA with locations in Las Vegas, buying gold, jewelry, electronics, and offering collateral-based loans since 2010.
Rating 4.4/5
Notable: GIA-trained appraisers on staff for accurate precious metals and jewelry evaluation
AAA Pawnbrokers of North Miami buys, sells, and pawns gold, jewelry, firearms, and general merchandise. Multi-award-winning shop open 6 days weekly with on-s...
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Memphis-based retailer specializing in firearms, ammunition, and accessories, plus collateral-based loans on items of value with no credit checks required.
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Notable: No credit checks required for loans—accessible to consumers with poor or no credit history
Ace Pawn Shop is a collateral-based lending business located in Columbus, OH's Lincoln Village Shopping Center, offering pawn loans and related financial services.
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Notable: Conveniently located in Lincoln Village Shopping Center with dedicated storefront access
FirstCash is the leading international operator of pawn stores with 3,300+ locations across 29 U.S. states, D.C., UK, and Latin America. They provide pawn lo...
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maX it PAWN — Pawn Shops in Minnesota.
Overall rating: 3.9/5
maX it PAWN is a pawn shop in Crystal, MN offering collateral-based loans, retail merchandise, gold buying, and flexible payment options including layaway.
Common terms that come up when comparing Pawn Shops providers. Full glossary at creditdoc.co/glossary/.