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maX it PAWN is a pawn shop in Crystal, MN offering collateral-based loans, retail merchandise, gold buying, and flexible payment options including layaway.
Data compiled from public sources
maX it PAWN operates as a pawn shop located at 5445 Lakeland Avenue North in Crystal, Minnesota, operating under the EZPAWN family of stores. The business provides traditional pawn lending services where customers can bring items of value and receive short-term cash access loans secured by collateral. The store has been established as a community-focused pawn operation offering extended hours of service (10am-7pm weekdays, 10am-6pm Saturday, 12pm-5pm Sunday).
The company offers a comprehensive range of services including pawn loans, retail sales of pre-owned merchandise at 25-70% discounts off retail, gold and diamond jewelry buying, firearms sales, auto loans, and an online inventory browsing system. They feature an "Instant Quote" tool for electronics valuations, an EZ+ Rewards Program that provides points on eligible transactions, and listed protection plans for jewelry and general merchandise. Payment flexibility is emphasized through layaway options (10% down with monthly payments) and third-party financing partnerships allowing customers to take items home and pay over extended periods (up to 12 months depending on credit eligibility).
maX it PAWN distinguishes itself through daily inventory updates, brand-name merchandise selection (Samsung, Apple, etc.), expert precious metals testing and valuation, and listed loyalty programming. The store positions itself as "committed to working with you to get the short-term cash access you need with the service and respect you deserve" and emphasizes being a "proud member of the community." Their online shop extends reach beyond physical location browsing.
As a pawn operation, this business serves customers researching short-term cash access against collateral but comes with inherent limitations: pawn loans require surrendering physical items, loan amounts are conservative relative to item value, and customers must retrieve items before loan expiration or forfeit collateral. The company's reliance on merchandise inventory and collateral-based lending means it serves a specific niche distinct from traditional credit products, with success dependent on customer item valuation accuracy and reasonable redemption timelines.
This is state-level context for Pawn Shops consumers in Crystal, MN. It does not confirm that maX it PAWN or this specific location is licensed.
State regulator
Minnesota Department of Commerce
Consumer protection
Short-term lending status: Legal
General rate context: 8% default; payday loans capped at $350 with tiered fees
Minnesota allows payday lending with a $350 cap, tiered fee structure, and a minimum 30-day term requirement. The Department of Commerce regulates all consumer lenders. Consumers benefit from the Minnesota Consumer Fraud Act and can file complaints with the Department of Commerce or Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
maX it PAWN offers 12 services including Pawn loans—collateral-based cash advances on items in decent working condition, Gold and diamond jewelry buying with expert precious metals testing, Retail sales of pre-owned brand-name merchandise at 25-70% discounts, Firearms sales (where legal), Auto loans (collateral-based), and 7 more.
maX it PAWN has profile signals associated with Consumers researching short-term cash access who own valuable collateral (electronics, jewelry, tools, musical instruments) and can repay within pawn loan terms, Bargain hunters and budget-conscious shoppers seeking heavily discounted brand-name pre-owned merchandise, Individuals wanting to sell gold, diamond jewelry, or other precious metals without the hassle of online marketplaces, Customers seeking flexible payment options (layaway or financed purchases) for retail merchandise without credit approval.
Key strengths: short-term cash access availability with items in decent working condition—eligibility claim to verify; Expert gold and diamond jewelry testing and valuation to ensure fair pricing; Wide selection of brand-name pre-owned merchandise (Samsung, Apple, etc.) at 25-70% discounts. Areas to consider: Pawn loans require surrendering physical possession of items until loan is repaid; Loan amounts are typically conservative—'the more items are worth, the more we can lend' implies modest advance percentages relative to resale value.
In the Pawn Shops category, comparable providers include Excel Pawn and Jewelry, Metro Pawn and Gun, MyBridgeNow. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
maX it PAWN is profile signals for consumers who own valuable items they can temporarily surrender as collateral and are researching short-term cash access, or budget-conscious buyers seeking discounted pre-owned merchandise. The primary caveat is that pawn loans require physical collateral surrender with risk of permanent loss if not redeemed, and loan amounts are typically conservative percentages of item resale value, making this a short-term liquidity solution rather than an alternative to traditional credit.
Excel Pawn operates two Minnesota locations offering collateral-based cash loans, gold and jewelry sales, and electronics trading with flexible payment options.
Profile signals: Individuals in the Twin Cities area researching short-term cash access against personal items (jewelry, electronics, etc.), Customers looking to buy used gold, jewelry, or electronics at discount prices
Licensed pawnbroker in Richfield, MN offering collateral-based loans, firearms sales, jewelry, electronics, tools, and coins since 1994.
Profile signals: Consumers in the Minneapolis-Richfield area researching short-term cash access with eligibility and application-process claims to verify, People selling unused firearms, jewelry, electronics, or collectibles for immediate payment
MyBridgeNow offers short-term collateral loans ranging from $3,000 to $500,000, accepting vehicles, jewelry, boats, motorcycles, and other assets as security.
Profile signals: Vehicle owners with clear titles researching short-term cash access for urgent expenses, High-net-worth individuals with luxury goods or recreational vehicles seeking short-term financing
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