Manhattan-based pawn shop offering cash loans on jewelry, watches, electronics, and precious metals since 1946. Licensed pawnbroker on NYC's Upper West Side.
Data compiled from public sources · Google rating shown when a stored review count is available
Lincoln Square Pawnbrokers Inc. has operated continuously since April 1946, making it a long-established fixture in Manhattan's Upper West Side financial services landscape. The company has maintained the same management throughout its history and has operated from multiple locations in the Lincoln Center/Upper West Side area, currently located at 724 Amsterdam Avenue between 95th and 96th Streets.
The company offers cash loans on collateral including gold and diamond jewelry, watches, electronics, and other items, with loans starting at $20. Additional services include watch battery replacement performed while customers wait. The company accepts items for both loan collateral and outright purchase.
Lincoln Square Pawnbrokers distinguishes itself through two key practices: offering two-month grace periods for loan redemption that exceed New York State legal requirements, and emphasizing ethical business practices and customer service. The company markets itself as offering discrete transactions and maintaining secure bank vaults for customer items. They have been licensed by New York authorities (License #0835711 and #1386207).
As a pawn shop, this business model involves typical pawn transactions where customers receive short-term cash access in exchange for personal property held as collateral. Like all pawnbrokers, the company's revenue depends on loan interest, storage/handling fees, and resale of unredeemed items. The business serves customers who are researching short-term cash access with eligibility claims to verify, though interest rates and terms are not disclosed on their website.
This is state-level context for Pawn Shops consumers in New York, NY. It does not confirm that Lincoln Square Pawnbrokers, Inc. or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Lincoln Square Pawnbrokers, Inc. offers 10 services including Cash loans on gold jewelry collateral, Cash loans on diamond jewelry collateral, Cash loans on watches, Cash loans on electronics, Outright purchase of jewelry, gold, and electronics, and 5 more.
Lincoln Square Pawnbrokers, Inc. has profile signals associated with Manhattan Upper West Side residents who are researching short-term cash access and have jewelry, watches, or electronics to pledge, Borrowers with poor or no credit history who may not meet traditional personal-loan criteria, People with urgent short-term cash needs who can repay within the grace period.
Key strengths: Long operational history (in business since 1946) with consistent management and reputation building; Extends grace periods beyond New York State legal requirements for loan redemption; Licensed and regulated pawnbroker with published license numbers (0835711, 1386207). Areas to consider: Interest rates, fees, and loan terms not disclosed on website—borrowers must visit in person to learn costs; Limited hours (closed Wednesdays and Sundays; closes at 5pm weekdays) may be inconvenient for working adults.
In the Pawn Shops category, comparable providers include Posh Pawn, Top Cash Pawn, VICTOR PAWN BROKER Inc.. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Lincoln Square Pawnbrokers is profile signals for Manhattan residents on the Upper West Side who are researching short-term cash access and own valuable items (jewelry, watches, electronics) they can pledge as collateral. The primary caveat is that borrowing costs (interest rates and fees) are not disclosed online, and customers who cannot repay will permanently lose their pledged items, making this a high-risk financing option despite the company's extended grace periods.
Upscale pawn shop in San Diego specializing in jewelry, diamonds, designer handbags, and fine watches. Offers collateral-based loans and item purchases with eligibility claims to verify.
Google rating from 250 reviews
Profile signals: Individuals with high-end jewelry, watches, or designer items seeking short-term loans without credit impact, Collectors looking to sell or liquidate precious metals, diamonds, coins, or art for fair market value
Locally owned Austin pawn shop offering collateral-based loans on jewelry, electronics, firearms, and musical instruments across 7 convenient locations open 7 days a week.
Google rating from 51 reviews
Profile signals: Customers researching short-term cash access against jewelry, electronics, or instruments, People with poor credit or no credit history unable to qualify for traditional loans
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