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LR Multiservices is a Bronx-based accounting and tax preparation firm offering tax filing, accounting services, real estate brokerage, money transfers, notary services, and translations.
Data compiled from public sources
LR Multiservices is a small professional services firm located in the Bronx, New York, founded and operated by Lissette Ramirez (an accountant and real estate broker) and Leslie Ramirez (a tax preparer). The company has been active in the community for several years, maintaining a presence on social media and a functional website highlighting their service offerings. They serve a primarily Spanish-speaking clientele in the Bronx area, as evidenced by bilingual communications and their translation services.
The company offers a diverse range of services spanning accounting, tax preparation, real estate services, notary public functions, money transfers, and translations. Their primary focus appears to be income tax preparation and accounting support, particularly during tax season when they promote these services heavily. They also facilitate money transfers, which aligns with their original check-cashing categorization, though this is a secondary service rather than their core business. Their real estate services are provided by a licensed broker on staff.
What distinguishes LR Multiservices is their integration of multiple professional services under one roof, allowing clients to handle accounting, tax, real estate, and financial services needs at a single location. The personalized nature of the business—with named, identifiable owners and a local community focus—may appeal to clients seeking relationship-based service rather than corporate alternatives. They maintain responsive communication channels including email, phone, and social media.
A realistic assessment reveals LR Multiservices as a legitimate small professional services firm rather than a financial services lender. The original categorization as "check-cashing" appears inaccurate; while they do offer money transfers, this is clearly not their primary business. Their services lean toward business/accounting support and real estate, making them better suited to a business services or accounting category. The company maintains limited online presence beyond their basic website and Facebook page, and there is minimal third-party verification or review data available.
This is state-level context for Check Cashing & Money Services consumers in New York, NY. It does not confirm that LES Multiservices or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
LES Multiservices offers 8 services including Income tax preparation, Accounting services, Real estate brokerage, Real estate services, Notary public, and 3 more.
LES Multiservices has profile signals associated with Spanish-speaking individuals in the Bronx seeking tax preparation and accounting services, Small business owners needing integrated accounting and real estate services, Real estate buyers/sellers working with the licensed broker in the Bronx area.
Key strengths: Bilingual services (Spanish/English) serving the Bronx Latino community; Multi-disciplinary approach combining tax prep, accounting, real estate, and notary services under one roof; Licensed real estate broker on staff offering brokerage services. Areas to consider: Very limited online presence and minimal third-party reviews or verification; No pricing transparency available on website or social media.
In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
LR Multiservices is profile signals for Spanish-speaking individuals and small business owners in the Bronx seeking bundled accounting, tax preparation, and real estate services from a local, personalized firm. The main caveat is that this is a very small operation with minimal online transparency, no published pricing, no visible credentials, and extremely limited third-party verification—making due diligence difficult for new clients.
10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.
Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop
A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.
Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions
Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.
Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances
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