Landings logo

Landings in Tempe, AZ

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Landings Credit Union is a member-owned financial cooperative offering checking, savings, loans, mortgages, and credit cards with competitive rates and personalized service.

Data compiled from public sources

Landings Review

Landings Credit Union is a federally-insured credit union (NCUA-insured) operating as a member-owned, not-for-profit financial institution. The organization serves consumers seeking alternatives to traditional banks with an emphasis on member benefits and community-focused lending practices. Routing number 322173149 indicates full banking infrastructure and clearing capabilities.

The credit union offers a comprehensive suite of financial products including deposit accounts (checking, savings, money market accounts up to 1.50% APY), share certificates up to 4.00% APY, auto loans as low as 5.49% APR with 90-day payment deferral on refinances, personal loans up to $2,000 with payments from $100/month, home financing with current free appraisal promotions, and a Visa rewards credit card at rates starting at 9.25% APR. They also provide vehicle shopping through dealer partnerships and are launching a "Buy Now, Pay Later" feature for checking account holders.

Landings distinguishes itself through listed lending products like Accessory Dwelling Unit (ADU/Casita) financing for multi-generational family housing, targeted promotions (such as $50 new checking account bonuses), and listed rate disclosures on their homepage. The organization invests in member financial education through blog content covering scam prevention, digital security, and money management for teens and adults.

The credit union operates primarily as a membership-based lender with eligibility requirements typical of credit unions. Members gain access to rate claims to verify and personalized service, though eligibility for membership is not fully detailed on the homepage. Limited branch location information is visible on the landing page, suggesting physical presence exists but requires navigation to discover hours and locations.

Services & Features

24-month IRA accounts (3.55% APY)
Accessory Dwelling Unit (ADU/Casita) financing
Auto loans with refinancing options and 90-day payment deferral
Buy Now, Pay Later feature (coming soon)
Checking accounts with new member $50 bonus promotion
Financial education blog and resources
Home purchase and refinance mortgages with free appraisal promotion
Money market savings accounts (1.50% APY)
Personal loans up to $2,000
Share certificates/CDs (up to 4.00% APY)
Vehicle shopping and financing through dealer network
Visa rewards credit card (from 9.25% APR)

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Money market accounts offering 1.50% APY and share certificates up to 4.00% APY with rate claims to verify displayed prominently
  • Auto loans as low as 5.49% APR with 90-day payment deferral promotion on refinances
  • Personal loans up to $2,000 with manageable monthly payments starting at $100
  • Home financing with free appraisal promotion up to $650 and listed ADU/Casita lending for multi-generational housing
  • New member incentive of $50 bonus for opening checking account ("Hey Bestie" promotion)
  • Integrated vehicle shopping platform through dealer partnerships with easy financing
  • Educational blog content on financial security, scam prevention, and money management
  • NCUA federal insurance protection on deposits

Cons

  • Membership eligibility requirements not clearly explained on homepage, potentially limiting access for some consumers
  • Limited visibility of branch locations and hours on main landing page requires additional navigation
  • Buy Now, Pay Later feature listed as "Coming Soon" with no launch timeline provided
  • No clear information about membership fees or account minimum balance requirements visible on homepage
  • Auto loan rates advertised as low 5.49% APR may not be available to all applicants depending on creditworthiness

State Consumer Finance Context

This is state-level context for Credit Unions consumers in Tempe, AZ. It does not confirm that Landings or this specific location is licensed.

State regulator

Arizona Department of Insurance and Financial Institutions

Key state rules to check

  • Payday lending has been banned since July 2010 when the enabling statute expired.
  • Consumer lenders must be licensed under the Consumer Lenders Act with a 36% APR cap.
  • Title loans are legal but regulated with licensing requirements.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Mortgage Lending Transparency

Landings processed 119 mortgage applications in 2023, with 89.9% recorded as approved across 1 states.

119

Applications

89.9%

Approval Rate

$98K

Avg Loan

1

States Served

Approval Rate by Applicant Income

Under $50K
77.8%
$50K–$100K
89.1%
$100K–$200K
89.8%
Over $200K
100%

Based on 119 applications. Income in thousands (reported by applicant).

States With Recorded Applications

Arizona 119 apps · 84%

Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.

Frequently Asked Questions

What services does Landings offer?

Landings offers 12 services including Checking accounts with new member $50 bonus promotion, Money market savings accounts (1.50% APY), Share certificates/CDs (up to 4.00% APY), 24-month IRA accounts (3.55% APY), Auto loans with refinancing options and 90-day payment deferral, and 7 more.

What profile signals are listed for Landings?

Landings has profile signals associated with Existing or prospective credit union members seeking competitive deposit rates and loan products, Homebuyers and homeowners interested in mortgage refinancing or home improvement financing, Consumers seeking auto loan refinancing with 90-day payment deferral benefits, Families exploring accessory dwelling unit (ADU) financing for multi-generational housing arrangements.

What are the strengths and weaknesses of Landings?

Key strengths: Money market accounts offering 1.50% APY and share certificates up to 4.00% APY with rate claims to verify displayed prominently; Auto loans as low as 5.49% APR with 90-day payment deferral promotion on refinances; Personal loans up to $2,000 with manageable monthly payments starting at $100. Areas to consider: Membership eligibility requirements not clearly explained on homepage, potentially limiting access for some consumers; Limited visibility of branch locations and hours on main landing page requires additional navigation.

How does Landings compare to similar companies?

In the Credit Unions category, comparable providers include Arizona Financial Credit Union, Banner Federal Credit Union, OneAZ Credit Union. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Founded
1953
Headquarters
Tempe, AZ
BBB Accredited
No
Certifications
NCUA Insured Charter #62937
Visit Landings

CreditDoc Profile Note

Research Note on Landings

Landings Credit Union is profile signals for consumers who qualify for membership and seek rate claims to verify on deposits and loans from a member-owned cooperative institution. The primary caveat is that membership eligibility requirements are not transparently disclosed on the homepage, and interested parties must contact the credit union directly to confirm qualification.

Profile Signals

  • Existing or prospective credit union members seeking competitive deposit rates and loan products
  • Homebuyers and homeowners interested in mortgage refinancing or home improvement financing
  • Consumers seeking auto loan refinancing with 90-day payment deferral benefits
  • Families exploring accessory dwelling unit (ADU) financing for multi-generational housing arrangements
Updated 2026-05-14

Similar Companies

Arizona Financial Credit Union logo

Arizona Financial Credit Union

Arizona Financial Credit Union is a member-owned financial institution serving Arizona families and small businesses since 1936, offering banking, lending, and financial coaching services.

4.7/5

Google rating from 1,320 reviews

BBB: NR

Profile signals: Arizona residents seeking relationship-based banking with local decision-makers and community involvement, First-time homebuyers needing guidance through the mortgage process with experienced loan officers

Banner Federal Credit Union logo

Banner Federal Credit Union

Banner Federal Credit Union is a member-owned financial institution serving Banner Health employees and families with competitive loan rates, deposit accounts, and digital banking services.

4.0/5

Google rating from 8 reviews

BBB: NR

Profile signals: Banner Health employees and their families seeking member-owned financial institution benefits, Consumers looking for competitive auto, motorcycle, and RV financing with rates below 7%

OneAZ Credit Union logo

OneAZ Credit Union

OneAZ Credit Union is a federally-chartered credit union offering checking, savings, loans, and wealth management services with branches across Arizona including a Glendale location near ASU West.

4.9/5

Google rating from 960 reviews

BBB: NR

Profile signals: ASU West students and staff seeking convenient on-campus banking, Arizona credit union members seeking competitive savings and auto loan rates

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Quick Summary

  • Landings is listed as a Credit Unions provider in Tempe, AZ on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
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