Lampco Federal Credit Union is a not-for-profit, member-owned credit union operating in Indiana with branches in Anderson, Alexandria, and Pendleton. The organization emphasizes community involvement through its active Volunteer Committee and maintains accessibility standards on its digital platforms. As a federally-insured credit union, Lampco operates under NCUA oversight and provides traditional financial services to its member base.
Lampco offers a comprehensive range of financial products including personal checking accounts (Kasasa Cash Back Checking), savings products (Kasasa Saver, Christmas Club, Money Market, IRAs), and share certificates of deposit. The credit union provides multiple loan types: auto loans, home mortgages, HELOCs, personal loans, personal lines of credit, and RV loans. Additional services include mobile banking, online bill pay, eStatements, debit and credit cards, telephone banking, ATM network fee context through Co-Op networks (5,000+ locations nationwide), and overdraft courtesy pay options.
Lampco distinguishes itself through the Co-Op Shared Branch network access, allowing members to conduct banking at thousands of credit unions nationwide. The credit union actively promotes community engagement via its volunteer committee and offers listed tools like an Auto Shopper platform for vehicle research and financing. The institution also provides investment services through partnerships (GreenPath) and ancillary offerings like TruStage AD&D insurance.
Lampco is best suited for Indiana residents seeking community-focused banking with competitive credit union rates and flexible lending terms. The institution's strength lies in its local presence combined with nationwide access through shared branching. Members should note that as a regional credit union, Lampco has limited physical branch locations compared to major banks, and eligibility to join may be restricted to those meeting membership criteria based on occupation, geography, or association.