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La Nacional sends money to 70+ countries via cash pickup or bank deposit, charging fees starting at $2.99 USD. Operated by Intermex Wire Transfer entities licensed across multiple U.S. states.
Data compiled from public sources
La Nacional is an international money transfer service that enables consumers in the United States to send funds to recipients in Latin America, Europe, Africa, Asia, and other regions. The company is operated by three Intermex Wire Transfer entities (LLC, II LLC, and Corp) that maintain money transmitter licenses across multiple states and compliance with federal NMLS requirements.
The service allows senders to transfer USD from the U.S. using debit or credit cards, with recipients able to receive funds via cash pickup or bank deposit depending on destination country. La Nacional supports transfers to over 70 countries including Mexico, Guatemala, El Salvador, Honduras, Colombia, Dominican Republic, and numerous European and African nations. The platform provides real-time exchange rate quotes and calculates total transfer costs including variable fees based on destination, payment method, and amount sent.
La Nacional distinguishes itself through its wide geographic reach—covering destinations across Latin America, Europe, Africa, and Asia—rather than focusing solely on Mexico or Central America like some competitors. The company operates extended customer service hours (8:00 AM to 12:00 AM EST) and offers multilingual support in English and Spanish. The service is accessible via web platform and mobile app, though the app is restricted to U.S.-based senders only.
The primary limitation is that La Nacional functions as a money transfer intermediary rather than a direct service provider, operating through established Intermex entities. Transfer fees vary based on multiple factors and minimum fees start at $2.99, making cost comparison essential for small transfers. The company does not offer check-cashing or bill payment services despite the categorization, focusing exclusively on international money transfers.
This is state-level context for Check Cashing & Money Services consumers in New York, NY. It does not confirm that LA Nacional Envios or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Short-term lending status: Banned
General rate context: 16% civil usury; 25% criminal usury; payday lending banned
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
LA Nacional Envios offers 11 services including International money transfers from USD in the U.S., Cash pickup delivery at agent locations in destination countries, Bank deposit transfers to recipient bank accounts, Debit card payment for transfers, Credit card payment for transfers, and 6 more.
LA Nacional Envios has profile signals associated with U.S.-based senders with family or business contacts in Latin America, Europe, or Africa needing regular international transfers, Consumers seeking cash pickup options for recipients without bank accounts in destination countries, Spanish-speaking immigrants and expatriates sending remittances to multiple countries.
Key strengths: Transfers to 70+ countries across Latin America, Europe, Africa, Asia, and Middle East—broader geographic coverage than many competitors; Multiple receiving options: cash pickup or bank deposit depending on destination country; Multiple payment methods accepted: both debit and credit cards. Areas to consider: Variable fees based on destination, payment method, and amount—starting at $2.99 but potentially much higher for some routes, requiring case-by-case comparison; Mobile app limited to U.S.-based senders only, restricting accessibility for international users.
In the Check Cashing & Money Services category, comparable providers include 10th Avenue Check Cashing Corporation, A & S Foreign Exchange Inc, E Z Money LLC. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
La Nacional is profile signals for U.S.-based senders who regularly transfer money internationally, particularly to Latin America, and need flexibility in receiving methods (cash or bank deposit). The main caveat is that variable fees require checking rates for each specific transfer route and amount, as fees can vary significantly based on destination country and payment method.
10th Avenue Check Cashing Corp cashes checks, processes money orders, and offers bill payment services in Hell's Kitchen, Manhattan. Open 7 days with convenient midtown location.
Profile signals: Hell's Kitchen residents needing local check-cashing without traveling to other neighborhoods, Customers who need multiple services (check cashing + bill payment + metro cards) at one stop
A & S Foreign Exchange Inc. is a New York-based currency exchange and traveler's check service operating for over 27 years, offering rate claims to verify on major world currencies.
Profile signals: International travelers departing from or returning to the New York area needing currency exchange, Customers requiring physical in-person currency exchange with immediate transactions
Multi-service financial center offering check cashing, payday loans, prepaid cards, and money transfers. Licensed in Iowa, Michigan, Missouri, and North Dakota.
Profile signals: Consumers without traditional bank accounts who need immediate check cashing without fees or holds, Unbanked or underbanked workers in covered states needing occasional emergency cash advances
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